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income without savings for UK spouse visa

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I will be applying for a UK spouse visa next month for my wife, we have 2 children both British. I earn more than double the income threshold but have no savings because I travel regularly to Thailand and support my wife and kids. I can't find anything that says savings are required, does anyone know if this is the case or not.

You need no savings if you meet the minimum income requirement.

So if I've read the above document correctly (many thanks for the link), I could use the "value" of my Stocks & Shares ISA as "Savings", but could not use the "Value" of my other portfolio despite them both being with the same company (Barclays), both containing the same mix of stocks & both having the same liquidity (if anything I could maybe get the money faster out of my MarketMaster account & would look to take it out of there 1st for tax reasons).

Crazy [emoji15]

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