income without savings for UK spouse visa

[tevez32]

I will be applying for a UK spouse visa next month for my wife, we have 2 children both British. I earn more than double the income threshold but have no savings because I travel regularly to Thailand and support my wife and kids. I can't find anything that says savings are required, does anyone know if this is the case or not.

[tonyk]

You need no savings if you meet the minimum income requirement.

[7by7]

See Annex FM Section FM 1.7: Financial Requirement for the various ways of meeting the financial requirement and the evidence required for each.

[JB300]

So if I've read the above document correctly (many thanks for the link), I could use the "value" of my Stocks & Shares ISA as "Savings", but could not use the "Value" of my other portfolio despite them both being with the same company (Barclays), both containing the same mix of stocks & both having the same liquidity (if anything I could maybe get the money faster out of my MarketMaster account & would look to take it out of there 1st for tax reasons).

Crazy [emoji15]