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Everything posted by gamb00ler
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Stampede out of THB?
gamb00ler replied to khunjake's topic in Jobs, Economy, Banking, Business, Investments
I love how the bottom part of a chart gets cut off so that minor changes in the top 1% of the chart look monstrous! -
Yeah... probably not grapao. The leaves in the OP's picture could be holopah, but they do look a little too wide. I married my Thai wife in USA and lived there with her for 21 years. Bai grapao was very hard to find so my wife used regular sweet basil for this dish. It was a pretty reasonable substitute, in fact better than regular Thai basil. As is normal for her, she trimmed off most of the fat from the chicken and or pork she used. She also cut back on the added sugar. The basil and chilli's came from our back yard usually just minutes before cooking. Pud grapao is still one of my favorites but I like it made with ½ pork and ½ chicken and with normal Thai level of heat. Some times with 2cm pieces of long beans added.
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BACKBLAZE: What To you Tink About Backblaze for consumer use?
gamb00ler replied to GammaGlobulin's topic in IT and Computers
Amazon offers some really cheap options. Basically the longer you are willing to wait for a retrieval/restore operation the cheaper the rate. -
The answer is ..... it depends. If you go to the Thai Revenue department and apply for a Thai tax ID, AND you have a Pink ID number.... that number becomes (or is already) your Thai tax ID. If you don't have a Pink ID number, the revenue department will assign you a new tax ID number. If you subsequently get a Pink ID number it will NOT be your tax ID. In other words... the first number you get (tax ID/Pink ID) will be your tax number.
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You have correctly named the funds withheld by banks, but the rest is not accurate. It is attributed to the account holder (by name) even if they don't have have a Thai tax ID. At the end of the calendar year the account holder can file a Thai tax return and most likely get all the withholding back (dependent upon other income). If you don't like the nuisance of filing Thai income tax AND your interest income is below 20K ฿ you can apply for a Thai tax and give it to the bank(s) and request they don't withhold tax until your interest exceeds the 20K exemption. Plus there are personal exemptions, so anybody earning less than about 200K ฿ won't pay any tax.
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WISE Fees
gamb00ler replied to happydreamer's topic in Jobs, Economy, Banking, Business, Investments
Already answered. -
Your figures are exaggerated. The difference between VISA/MasterCard exchange rates and those from WISE are on the order of 15 satang per US $ (about .4%). Most US debit cards charge 1 - 2.5% in foreign transaction fees. Some debit cards do not charge those fees. The above assumes you don't choose the wrong option for exchange at the ATM or point of sale.
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WISE Fees
gamb00ler replied to happydreamer's topic in Jobs, Economy, Banking, Business, Investments
I did not argue that what you said was wrong. I fail to understand why you gave the same terse response to @JimGant's explanations ... that can easily be interpreted as a disagreement with his posts. I'm guessing that Jim also was perplexed by your responses which led to his comment expressing doubt about your views on the matter. -
WISE Fees
gamb00ler replied to happydreamer's topic in Jobs, Economy, Banking, Business, Investments
It appears from the above transcript that you dispute @JimGant's mathematical explanation of why a SWIFT transfer above a certain size will be cheaper than a WISE transfer. You never acknowledge the accuracy of Jim's explanation... you just repeatedly say the exchange rate makes the difference. Jim's position is 100% correct and remains true even if the difference in exchange rates is substantial between the SWIFT and WISE choices. Granted that when the rate difference is marked, the required volume does become an issue. Your claims that "the exchange rate is what makes the difference" are not supported by the math unless you provide an explanation or example. -
WISE Fees
gamb00ler replied to happydreamer's topic in Jobs, Economy, Banking, Business, Investments
Your only contribution to this thread has been unsubstantiated claims extremely short on explanation. -
WISE Fees
gamb00ler replied to happydreamer's topic in Jobs, Economy, Banking, Business, Investments
@JimGant's competence has been proven on AN by many posts... yours.... not so much. -
WISE Fees
gamb00ler replied to happydreamer's topic in Jobs, Economy, Banking, Business, Investments
So, the info is on a need to know only basis? -
WISE Fees
gamb00ler replied to happydreamer's topic in Jobs, Economy, Banking, Business, Investments
Do you have the details of the bank fees that are charged for SWIFT transfers to Thailand from the country where your funds originate? If so, it's very simple to compute the effective exchange rate of a SWIFT transfer and then compare to Wise's effective exchange rate. Have you already done that calculation? -
monitoring solar production/potential
gamb00ler replied to gamb00ler's topic in Alternative/Renewable Energy Forum
Just a guestimate would be great. Hopefully I could generate a notification to partially compensate for my frequent lack of attention to such details. -
They're probably made of silicon, not rubber. I have both bread and muffin pans in silicon but have been without an oven until recently. Soon, I'll resume making bread but this time without an automatic bread machine.
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Campbells Mushroom soup cans had the best audio!!!
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More censorship ... YouTube's algorism hiding info
gamb00ler replied to KhunLA's topic in UK & Europe Topics and Events
The real issue with YT's algorithm is that it makes it harder to use the proper method of countering misinformation. IMHO, the proper method of countering misinformation is to drown it out, water it down, with correct information. However, once someone clicks on the ever present content from Miss Info, YT determines that is what this customer wants and then spoon feeds them more from Miss Info. So my suggestion to YT is to rate the content as to its accuracy and if that rating is low, then present more titles to the viewer that have a higher accuracy rating. Make the suckers go digging for Miss Info. -
monitoring solar production/potential
gamb00ler replied to gamb00ler's topic in Alternative/Renewable Energy Forum
yeah.... math is one of my favorite flavours! (ooops... I used the non-US spelling) -
monitoring solar production/potential
gamb00ler replied to gamb00ler's topic in Alternative/Renewable Energy Forum
There are time flexible loads that I would use, such as laundry (especially the electric dryer), ironing, etc. I sometimes pre-cool the portion of the house our son and DIL will want to cool off when they get home from work. Our house is fairly well insulated so the pre-cooling can be effective for a few hours. You make a good point about needing to pay attention to the potential for cloud cover or rain to reduce PV output. -
monitoring solar production/potential
gamb00ler replied to gamb00ler's topic in Alternative/Renewable Energy Forum
Could I get a simple device to measure the sun's observable brightness that will produce an output that can be periodically (ever second?) sampled by computer? By using that light meter one should be able to relate that to your solar production. Once you calculate the appropriate conversion factor from light meter to solar production one could accurately predict what the solar installation could produce at each meter sample time.