The reason he has insurance is also supposed to be for peace of mind. He also obviously did not have these health conditions when he took out his insurance in the first place, so why does he not have peace of mind? Do insurance companies have the right to just stop someone's insurance because they make too many claims?
No wonder insurance companies have such a bad reputation. What about all the times someone pays out for years without making any claims? Yes, insurance is a business and they have to make profits, that's fair enough, but IMO there is far too much greed among insurance companies.