ChrisKC

A business Plan is what you write AFTER you have researched everything including establishing if there is room in the market

I think he means, two lines of entry: two descriptions and two correlating amounts of money

There are so many things you can try before medication. Go to YouTube, watch a few videos with real Doctors, read some of the comments and choose the things you would like to try. For example, Special but simple breathing techniques, Apple cider vinegar (with the "Mother" is best) Acid reflux also has a symptom of heartburn that might scare some as chest pain involving an actual heart problem. In any event, always consult with your Doctor.

SOME people with chronic conditions can benefit without medication by a change of diet, but it is NOT good advice in this forum as if that is the answer to everybody's health problems.

So do I believe your opinion, rather than the bank that told me as a fact! In any case, what is wrong with an organisation wanting to save on its costs to which I imagine you think will be to your automatic detriment!

Just a point: The App isn't new; my App was installed by SCB a few months ago when I bought a new phone (for other reasons), and was pronounced as being the one to use when I visited the bank yesterday. I am unable to answer the problem you are having but it won't be if they do it for you!

I have now returned from my trip to the SCB The main points to note: Internet banking with SCB remains. In my case I already had the dedicated app on my phone, without realising it, and they confirmed that this is already good to go in spite of other thoughts I had of something new needing to be installed! Only one device can have the APP installed. After 14th July I will be unable to use my PC for doing Internet stuff with my two accounts. (as per only one device and no direct Internet service). It turns out that I am virtually unaffected as I can do all I want with the App on my phone; Important to realise is that the "SCB Easy" route was direct to their website on the Internet using Browsers that make it more likely of accounts being compromised. I am reassured that the changes are for the benefit of Customers. This is their reason for the sole use of the dedicated App that is more secure! Others have mentioned of having to sign a Disclaimer and or maybe involving facial recognition re more than B50,000 transfers. Not even mentioned to me! I have seen on the forum that a few people don't have a mobile phone but I am sure this is a minority. Yes, I understand that this is not so good for them. I think it is possible other banks will follow suit! One other observation: One of my Accounts is in Udon Thani, that one receiving my Government and private pension for the last 14 years so didn't want that account to be difficult to access with any new arrangement. I haven't had an ATM card or a Bank book for seven years. If Internet banking ceased with SCB, it would have been very inconvenient to transfer to other accounts. The second was opened in Chiang Mai and that I use for regular banking activities with a new card and bank book issued at my local branch in Lampang. I mention this as some Members might have accounts in different Provinces from their residences and believing problem could arise as I know often they do in this scenario.

Thank you, Richard, I will refer that point to them when I visit!

In the next few days, I will be going to SCB branch with my Thai wife to ensure that after 14 July when the current system stops, I will be able to make transfers from my two accounts with them to wherever I choose from my PC and my phone, using the Internet!

And probably no Surveyor to observe such failings, prior to purchase - a prerequisite to obtain any kind of official loan - at least in UK

I have lived in Chiang Mai "Province" off and on for ten years; Doi Saket, Mae Rim, Sarapee and Sanpatong. In the countryside; the City within easy reach with plenty of transport, except after dark it seems! Never have I been remotely affected by the smog, that I acknowledge is there. Chiang Mai, is not like many countries second cities and certainly has a character that I know and like. Yes, the traffic has got worse but that is the case everywhere I can think of! Businesses come and go, restaurants change hands often that allows for the variation in experiences. Things hardly ever remain the same - some good, some not so good. I first lived in Chiang Mai area 20 years ago and when had been there for about three weeks I was asking those who had been there for a few years and I recall them saying, yes, it is nice here but not as good as the past! In some ways, now, I would say something similar. Some people wouldn't like Chiang Mai and many choose Pattaya for example, but certainly not me! If I became single again, Chiang Mai would be one of my first places to move to.

Such a profound topic! Sometimes I don't wear underwear or socks during the day at home! Have I no shame?

This NOT good advice!

Yes, but it must be cheap as well!

I am not sure what the "the best haircut" for a man, even means. I have been here 20 years and never had anything I would call a "bad" haircut, ranging from B20 to B200 and most of those by women! For the last three years. my wife, who is not a hairdresser has been cutting my hair for free! Absolutely fine!! If you want Styling, that may be different!

This is easy! NOW! start by putting a little aside per month and gradually increase as you age a bit. Saving for any emergency is a wise move! 61 is NOT too old to have Health Insurance and for you to decide if affordable. Start something now. Bangkok Bank, and others I assume, you can get Accident Insurance for less than B5,000 per year and covers you Worldwide.

If you are American you will know that the words "help" and *work" can mean exactly the same thing. As an Englishman, I don't especially agree they are exactly the same but I DO think that when it comes to "helping" within the context of a business, then helping IS working. This is the problem that others are commenting on as it relates to how this matter is interpreted by Thai Officialdom.

As recently as last week, I visited my branch of Kasikorn Bank and I also spoke to an English-speaking person in Bangkok I told them I was visiting Malaysia and was told that once my card activated could use anywhere. I think activation endures for as long as you hold the card. My purpose was simply to ensure that if I was relying on it working in Malaysia, then I need to be confident. Another reason is to inform them that a sudden use of my card in another country, that it is me! As it happens, I was only in Malaysia for two days, arriving back only yesterday, and actually used a little Thai Baht in cash to exchange for ringgits, so I cannot confirm the ATM or anything else about my card working or not. I had already paid for my hotel with Thai Baht before leaving here. If you have a credit card that might be another issue. My debit card accepts any purchase both here in Thailand and now, Internationally up to a limit of my balance at the time! Whether you NEED to let them know, I am not sure about but it does no harm to inform them then at least they don't question every movement of the card or keep you waiting for approvals.

You will also need to have the card "activated" for any purchases/subscriptions outside Thailand

No real resolution. I am sceptical of its legitimacy, so I have stopped completely. They haven't contacted me about this so I am happy with my decision. Sorry to keep you waiting for a reply

I tried my Super Rich in Lampang - don't have any MYR currency (Ringgits) I expect to arrive in Chiang Mai on Friday 23rd at about 2.30pm for a flight out to Kuala Lumpur departing 5pm (I am already checked in for that) and would prefer to take some Ringgits as I am arriving late in KL. There are a couple of Super Rich Bureaux in Chiang Mai and the one most convenient to the Arcade bus station seems to be in Loi Kroh but when the visiting the Google street map I cannot find it as supposed to be there. Does it still exist and if not, any recommendations? Alternatively, is there a reasonable exchange counter at the airport? I am away for only three days so my need for Ringgits is not substantial, probably less than MYR 500, so even if commission and bad exchange rate high not much impact on the transaction. Thank you for help.

For those who wish to deny a witness stamp is required for Life Certificate from UK Pensions Office, the attached shows clearly I needed one!

My Doctor did mine about three months ago- no charge.

As mentioned by others, it is distinctly possible we are talking Life certificate. if you have moved address in recent years, then likely it was never forwarded. It is worth mentioning from a general point of interest the post from the UK to Thailand can take six weeks if not sent registered or any other method that might indicate importance of its contents. The due date of 8th and still not received by 16th, does seem not to be a delay. I have been receiving my UK pension for 13 years and the greatest delay has been three days, apart from Saturdays and Sundays, when there is either or both days in Thailand and UK having public holidays, sometimes at the same time. One more point: For the first few years my pension was always paid on a Monday. and for the last four years or so, now on a Tuesday. arriving variously between 08.50 and 11.30

Go to Immigration - you can now get a retirement extension!