superal

I guess Nell was too early for the little blue pill .

Tonight on BBC there is a 7 way debate with all political party leaders including Nigel Farage .

I think you will be wrong about the Reform party . Their popularity is increasing rapidly , especially since Farage joined them . I think they will be in the political leaders debate on Sky TV , Wednesday , June 12th . Should be a better debate than the ITV show . Farage will tie Sunak and Starmer in knots

Yes really , according to Chang Classic beer https://www.carbmanager.com/food-detail/md:b21bdac008871c869f86850195882235/classic-lager-beer

I have been using Wise for 14 years always with my UK debit card . Between 200-300 GBP weekly at least . Use to arrive in seconds but lately 3 hours , 10 hours or 3 days and that happens despite you saying you will pay out in seconds . I spoke to one of your Customer Service agents who said the delays were caused by converting the currency . What BS . I can do the conversion in 1 minute . Sadly your company's reputation is getting tarnished . No longer reliable or consistent .

Chang beer has zero carbs

The Battle for Number 10 Leaders Special Event, Wednesday 12th June 7pm-10pm on Sky News - free wherever you get your news. Freeview channel 233, Sky 501, Virgin 603, BT 313 and streaming on the Sky News website, app and across social channels. It is also available to watch on Sky Showcase.

Many a good tune played on an old fiddle

Above in bold print is to me a strong reason for being denied a visa . However for a Thai lady to visit the UK alone would be a bit strange . Thai tourists to the UK are often part of an organized escorted company tour . My ladies previous application stated that she owned her house and large restaurant ,plus took care of her elderly parents . My lady was 48 years old when applying for the visa . I wrote the covering letter for the application stating that I would sponsor her , house her and guarantee she would return to Thailand at the end of the visa . However the visa was refused , reason was they did not believe she would return to Thailand . Maybe that having my own UK property and she would be staying there with me , sounded alarm bells .

I have also read that Trust Pilot can be paid to enhance reviews and martin Lewis found the same https://forums.moneysavingexpert.com/discussion/5519663/trustpilot-a-dawning-realisation-that-its-a-scam

Sorry but I that is no longer available , some time ago , about 9 years ago

Not stupid ex-pats but those who have become used to instant transfers using Wise . I am in a fairly comfortable financial state but there are ex-pats in Thailand and other Asia countries who live week to week or month to month . I do know a couple of ex-pats in that situation living in Thailand with their Thai wife and children .

Sorry Mike but I do not agree with you when you say most expats are unlikely to want to use the 30 baht scheme . E.G. I would rather pay the 500 baht a month and qualify for say a cataract operation in a government hospital that will cost around 30,000 baht as of now . Furthermore how does the Thai government justify ex-pats paying taxes ? are they just copying other countries ? Ex-pats will now be careful of funds paid into Thailand . Tax avoidance scenario . Money transferred into Thailand via Western Union , by someone not living in Thailand , to a Thai family member or friend who then passes the money to you . Is that doable ? Cannot be illegal .

What ever the mechanics are for the Wise transfer system are not really an interest to most users , only that Wise commit to their promise of quick transfers . When Wise state that the monies will be paid out in seconds ( as is the case most times ) but then do not deliver until much later , that is annoying especially to ex-pats on a limited income who have become used to an instant transfer and are relying on the funds to hit their Thai account in seconds . I suppose that answer is to plan for a delay when making a transfer when using Wise .

Thanks Yagoda , may I ask if you have found a better alternative ?

Fact , many Thai ladies are successful with their UK visa applications . Many of these ladies have no reliable employment , employer or income ( maybe false employment claims on the application ? ) . Many are working in bars with little or no collateral or savings. I have heard that some use an agent who guarantees a visa if paying the agent a fairly high fee . My case , my lady has her own business , own house and large restaurant . Money in the bank , employs up to 7 Thais . Takes care of parents . Visa refused on the grounds that they thought she would not return to Thailand . I stood as sponsor which I have been told may suggest that she would like to stay in the UK and an application to purely take part in an organized tour would / may be successful . Do you agree ?

Why would there be a delay in paying out at this end ( Thailand ) . Why is it beyond the control of Wise ? Why are some transfers paid in seconds but others are delayed ? Their is no consistency with Wise anymore which is a pity because in the last 14 years of using them I have never had a problem , until now and I am not alone on this . Do you have the info to back your statement that money is used to pay entities in the UK ?

Go preach elsewhere and stop wasting oxygen 🤐

Quite simple really . Wise have my debit card number which gives access to my UK bank account . They simply apply to the bank for the transfer money that I asked for . Normally done in seconds unless the amount exceeds 300 GBP . In that case I have to use my card reader to get a code to give to my bank as a security measure . This procedure has never caused a delay on Wise drawing money from my UK bank . My reasons for requesting a transfer on the Wise app page are nearly always for medical expenses . IMO there is no mystery why there are delays in paying out . Simply Wise holding on to the money as long as possible to gather interest . When you consider the amount of transactions that Wise carry out daily , it will no doubt be a large amount of money .

Thanks Mike

To any doubters about the forthcoming tax for long term residents , they should click your link . The only thing I am not sure about is the amount of income that can be offset in allowances . It makes a huge difference on the tax bill as was explained to me by the writer of your link but I cannot find the info .

A quick search shows that Wise are a regulated company in every country that they serve . However there is no consistency with the time it takes them to transfer money , as clearly shown on this topic .

If he had given an honest answer and not B/S lies . As it happens I did not shout but it was controlled criticism of Wise . I am well aware of telephone conduct and you do not have to lecture me .

Wise pull from my UK bank in seconds , as happened in my last 2 transactions

Wise took my money from my UK bank within 10 minutes of the transfer request and held on to it with no attempt to pay into my Thai bank . No problems in 10 years with Wise until now . Their agent lying to me , made things worse .