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sandyf

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Everything posted by sandyf

  1. Yes, not so much the ticket, the name on the boarding card has to match the name in the passport. You can only get away with it if the airline does not use boarding cards.
  2. The title is a bit open ended, superior in what way relative to driving. My brother in law, mid 50s, is without doubt far superior in the handling of his vehicle than the majority of expats are with theirs. If he didn't have that level of skill he wouldn't be alive. Unfortunately when it comes to comes to rules, regulations and etiquette, nothing but alien concepts. When my wife first went to the UK one of the biggest surprises was the standard of driving and how considerate other drivers were, giving way is not in the Thai psyche.
  3. Thanks. That is a fairly plausible explanation and as I suspected payments are not coming from a Wise account in Thailand. This would also explain to a great extent why the variation in transaction time, unlike a fixed account scenario, not all going to happen at the same time every time. When I transfer from UK to Europe, instantaneous every time, that is Wise to Wise.
  4. There seems to be some confusion over how things work work with Wise and I do not know all the answers, I can only go on what I can see and read. I have a Wise Thai baht account and I have no account details and there is no option to get account details which means the account cannot be credited either domestically or internationally. It can only be credited by conversion within my own account. There seems to be an opinion that when someone makes a payment into a Thai account the funds come from an account in Thailand but I cannot see how that would work as the only have financial protection in 3 jurisdictions. When Wise makes a Swift transfer to Thailand they may well use an intermediary bank but that is not the same as local funding. I also have a Turkish Lira account and for that I have domestic account details but no international details, in other words payments can be made to the account from within Turkey but not from outside. Domestically it is an IBAN account number.
  5. What markup? There is no markup unless you choose to have one. I have been transferring from HSBC for over a decade and when Wise came on the scene I cross checked every transaction I made for several months and there was next to no difference. If you want to buy THB from a UK bank and then transfer it you are asking to be ripped off.
  6. How do you think those accounts get funded? It would be either SWIFT or IBAN.
  7. I suspect the pension people want your NI number for tax purposes. I am fairly sure you would have needed the number when you first applied for your UK passport. Guidance on an old number can be found here. https://www.gov.uk/lost-national-insurance-number
  8. Wise funds are only held in 3 financial jurisdictions. Wise Payments Ltd Wise US Inc Wise Europe SA
  9. That is not quite true. Wise offer interest bearing accounts and those are covered in the same way as any other bank. Non interest bearing accounts have an alternative safeguarding arrangement.
  10. Swift is one of the 2 main interbank messaging services. Payments from Wise UK to places like the US and Thailand would use the SWIFT protocol with 11 character code and payments from Wise UK to Europe and Middle East would use the IBAN protocol with a 16 character code.
  11. For our customers sending money with Wise or holding money in the Wise account in the US, in keeping with US state obligations, we protect our customers’ funds in a mix of cash in leading commercial banks and investments in secure liquid assets, primarily government bonds. We also keep your money separate from the money we use to run our business. If you’ve opted-in to earn interest on your Wise account, you're able to take advantage of FDIC passthrough insurance on your USD balance up to 250,000 USD. https://wise.com/help/articles/5toCJQjm9MkTs8bEKSm30O/how-our-us-entity-wise-us-inc-safeguards-customer-funds
  12. Must have been a very long time ago, over 10 years ago when HSBC reduced their overseas transaction fee to £4, raised to £5 last year.
  13. The boat crossings have gone up as lorry crossings have gone down. The crossings are less likely to be impeded by the French as the UK left the Dublin Regulation and things are no longer a level playing field, it could be said the waves have become smaller.
  14. But you felt it was perfectly ok to take what I said and make it into something else, hypocritical or what! You should respond to what is posted, not what you think is posted.
  15. I was asked for one at Sri Ratcha, same province, they needed it for the home visit. The only consistent is the inconsistency.
  16. sandyf

    Rain

    My wife told me start of the month it would rain on the 13th, very cloudy and humid yesterday and I thought a day early. Thunderstorm came about 3am this morning. Not before time, our tanks were getting a bit low.
  17. Never going to happen. When rational thought starts to prevail, MPs remember that the ECHR is embedded in the Belfast Agreement and when put comes to shove no one wants to go there. Reunification would be the only way out. LONDON — Three things are certain in life: death, taxes, and U.K. Tory leaders flirting with leaving the European Convention on Human Rights. https://www.politico.eu/article/tories-prime-minister-quit-echr-david-cameron-theresa-may-boris-johnson-liz-truss-rishi-sunak/
  18. One day you may realise the difference between war refugees and economic refugees. Obviously you would have sent those from Ukraine back to where they came from.
  19. One can only assume you are visually impaired, or never leave the house. Years ago my wife went swimming a great deal and we went to many pools around the area. They were always full of women in bathing suits, more so than bikinis, playing with kids in the pool. The beach is a different scenario altogether, too many strangers.
  20. The reason for red plates was that years ago when everything was done in ledgers, registration of a new vehicle took quite a while. Use of a new vehicle was restricted because if you were involved with the police and they had to check the vehicle ownership it couldn't be done when the registration depts were closed. In 2015 they said they would soon have a quicker registration process in place and the red plates phased out within 2 years, I think the new legislation crashed somewhere along the road. I suspect many are more than happy to hang on to what they perceive as a status symbol, after all the police don't appear to be interested.
  21. Not as easy as you make out. No guarantee the funds will remain in your account, the process is complicated and you only get one chance to get it right. If the seller disputes the claim it will take months to resolve. You get 120 days to make the claim so best to explore other options first.
  22. And newbies want to think everything is black and white. One day you will learn.
  23. You would need a pressure switch between the pump and the ball valve.
  24. You are perfectly free to believe that the United Kingdom of Great Britain and Ireland never broke up and was renamed. Brexit has almost certainly confirmed reunification in due course with another change in name.
  25. Spot on. There was a lack of collective responsibility a long time ago probably due to the US being so far away. The UN should have stepped up to the plate and tried to get nations to fund safe havens in north africa so sea crossings were not required. The movement of displaced people as result of war became a conduit for every other Tom, Dick and Harry. Had the war refugees been dealt with better the economic migrants would have been less of a challenge. A viable solution now has become that much more difficult.
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