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BritManToo

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Everything posted by BritManToo

  1. Normally the IO uses his 'discretion' to wave the need for money in a bank account. No laws are broken. If you've found one pretending you have money, I'd find another agent as that's illegal.
  2. Ladyboys were allowed to use female dorms at Chiang Mai University (2015-2017). There were several rapes, now stopped as they created a 3rd class of dorms for the ladyboys to live in. Not sure if it was made public knowledge. No insecurity from me, but my daughter was a student at the time and I'd prefer her not to be raped while living in compulsory (1st year) student accommodation.
  3. I have no problems with transgender, full ops should be totally accepted as women in society. Guys wearing a dress and pretending to be women, entirely different, that endangers both men and women.
  4. Very little point in saving the lump sum, spend it while you can enjoy it IMHO. I used some of mine to buy extra state pension.
  5. Agreed, same for me, the 20% tax on your private pension makes a significant difference to the calculation. No age adjustments on my pension, she gets 65% of my pension before lump sum paid.
  6. Normal financial advice is to take the largest tax free cash sum you can. Now the state pension is 10k5 and the personal tax allowance is 12k4, you will be taxed at 20% on nearly all your private pension. I worked out I would need to live another 22 years to break even if I didn't take the largest lump sum. My chances of making it to 86 would be close to ZERO.
  7. The last photo i posted on social media got 50,000 likes. I'm definitely important. Back to the OP, 2 hot chicks fighting in a car park. I'm ready to like the video when it gets posted!
  8. That's what the Conservatives do! Absolute scum.
  9. Back in the west, you take what you can get. In Asia we can pick and choose (financial leverage). Here we get treated as if we were rich/pop stars/famous/important men, back home we were invisible to women.
  10. Up until 1975 we could have been twins.
  11. I had no idea about sex until I was 17. Late starter, age 52 in Thailand.
  12. I just avoid surgery, so it doesn't matter.
  13. I doubt smoking 0.5gm/day of weed will have any adverse effect on my lungs Considering the smoggy CM air I'm already breathing 24/7.
  14. Pretty sure Skype did connect to the 0800/0300 numbers. Although I pay the extra $25/3 months for a 'pretend landline' in the UK. I use the 0300 number as 'I'm in the UK' The 0044 number is for people calling from outside the UK.
  15. Endeavour season 9 was quite good.
  16. I just don't agree, not only am I 100% innocent, but I have never been part of the ruling elite that believes it has the right to kill (or order the death) of foreign citizens.
  17. "Whats the deal with Thai Karaoke bars" You didn't go to a Thai Karaoke bar, you went to a Japanese style Karaoke bar. Thai style karaoke bars are usually very cheap, loads of them around the ring roads, lots of Xmas lights around the outsides. Many attractive Laos ladies inside. Been to a few with pals, cheap beer, cheap food. You put 100bht in 10bht coins in a glass in the centre of your table, every time a girl sitting at your table sings a song, she takes 10bht out.
  18. I've not killed anyone, nor have I invented a better way of killing anyone.
  19. Avoid loan sharks! Real banks have a note added to the chanote, that money is owed, then they keep the chanote.
  20. OP is assuming there will be an election when votes made by the people are counted. As far as I can see, the existing guys in charge will only lose if someone kills them all. IMHO cannabis is 100% safe.
  21. Most people don't really make any choices. Like me, they just went with the flow.
  22. That's not what the law suggests. Punishing someone for a crime they committed 40 years go seems excessive.
  23. I doubt any factory farm would use neem oil. OK for a grower with 1 or 2 small plants, totally useless for anyone with more than 5 plants. It's just not that effective. Just my opinion.
  24. I've always found the fb sponsored ads to be 100% scams.
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