Scouse123

Nanlaew It has been in my head listening to you and another poster and looking at two courses of action regarding this issue. I get both reports from the hospital and get a second opinion AND I get it done at Sringarind, killing two birds with one stone as I will make the reports available to the doctors at Sringarind, and take their advice!

I've been on the phone with the broker Pacific Prime regarding PC and stories I have heard about ' disputes over payments ' in the event of surgery.. I declared one pre existing regards Laryngeal cancer some 18 years ago and fully recovered for which I am not covered for and accept that. I mentioned to them ( the agent Pacific Prime) that I didn't want to be needing anything that required emergency surgery and then faffing about until PC had gone through everything with a fine tooth comb whilst I was in a hospital bed clocking up hours! They assured me the number of rejected claims or disputed claims was for undisclosed pre existing conditions. I mean now, they are saying I have a possibly tumor or gallstone, which has been discovered way after being insured with PC. I'll know more on Tuesday but if this turns out to be true, it's a direct result of me being pro active in safeguarding my health by having an annual medical. Would they then penalize me for this and say it's a pre existing condition? Because if that's the case, annual medicals and health insurance are both jointly and severally a ' waste of time ' in Thailand. I have now been with PC for three years and I was previously with other insurers and this is now my fourth annual medical. I take on board as well, once an insurance company doctor has said something as in your case with slight hypertension, it is then in your records as a pre existing.

I think he is definitely on to something. That's how I felt I was being treated.

Ali refused to go, he didn't use ' bone spurs ' as an excuse. He didn't dodge the draft, he refused it on both religious and humanitarian grounds, and it cost him dearly for many years regards his boxing career.

Next year I will return to Ratchaphreuk for annual medical

Not bragging The UK is terribly underfunded with the Police, Border Force, Armed forces in both resources and manpower. You are right, it is a disaster.

Trump might be ' on to something ' but he is the boy who cried Wolf once too often so now nobody except the diehard delusional supporters listen to a word he says. He's corrupt completely, he's a nutjob, a narcissist, a misogynist, a draft dodger, a danger to national security, a hypocrite a stranger to the truth, and those are just his good points! There's not much to like about him. The last thing the USA needs is him at the helm, they blew their reputation and credibility worldwide last time with this lunatic.

The RTP always and I mean always play the same old ' wait game ' A load of bluster and load of supposed ' action ' then they sit and wait it out. The papers and TV forget and move on to the next piece of sensationalist journalism. The only time you hear anything more is if the culprit hasn't managed to mortgage the farm and give them their pound of flesh , then they delight in their own "back slapping" of a job well done, and sending the miscreant to Ban Kwang or wherever. It's all a win for the corrupt cops all wearing more fake medals that would make Idi Amin proud. Heads I win, tails you lose!

Yeah, but he's way behind Ferrari Joe! He certainly does! Teflon Tony, the former UK Prime minister can't hold a candle to BJ. ( That's Big Joke, by the way)

I had so many tests and so quickly as the medical centre was quiet and I probably got confused as I had clips fitted to wrists and feet, then I had jelly when they checked my heart etc. then whizzed off to X ray, then dental , then eyes and then audiology. You just go with the flow and leave yourself in their ' capable hands ' ....but I know now! At the time, I didn't question it especially when they said get dressed, everything is done, go for lunch! It was quite a bit to take in and I wasn't fully focused as I just presumed it was like ' clockwork ' when they are doing this every day.

Honestly, I don't feel any bloating ( she said it was a symptom) no problem with fried foods. Whenever I challenged her, she moved subjects and started talking about something else.

These hospitals rely on the reluctance of people to complain and Thais, as you know, would sooner speak their back behind than face a problem head on as they do not like confrontation. My other half of 26 years plus is a bit more westernized and well traveled and will face them off. Back on track, if she had pointed some things out as ' areas of concern ' I would have listened more, but when she was basically trying to get the hospital bed booked and the CT scan, I found it a turn off. I reported recently on the board I had a colonoscopy at my local government hospital. I am privately insured but with a deductible of 40,000 baht. I really only want health insurance for inpatient and any major issues, Dental, Eyes, OPD, I will pay as I go. They did the entire procedure with overnight private room and including removal of a polyp and biopsy for 10,000 baht. Bangkok hospital was in the range of 40-50K plus extras they charge at every opportunity, but that is all private hospitals..

1. My partner of 26/27 years for the good, the bad and the ugly 2. Cheap cost for good hotels 3. Speed of local government hospitals and private ones if you choose correctly to get stuff done without months and months waiting for specialists and appointments.. 4. I love the hygiene toilet hoses. 5. Love having a large walled in house with few neighbors and large private gardens 6. Love the proximity to Roi Et airport and cheap travel within ASEAN. to Vietnam/Cambodia etc 7. Freedom of getting up and going to bed in a time suitable to me without outside pressures to be doing something else. 8. Usually bright, nice sunshine days. I like November through till March the best. 9. Good priced car insurance. 10.Good Thai food that is inexpensive and great tasting along with cheap local fruits.

it's just small in the scale of things but that's what they did to me. She did say I had ' dry eyes ' and she would give me eye drops, she didn't say they would charge 450 baht for drops you can buy outside for 50 baht and yes, pharmacy and cashier adjacent to each other.

Too late once at the cashier, I was too shy to give them back. Mind you, they weren't shy in charging 450 baht for eye drops!

Yes, That is definitely the ' flip side ' of the argument for annual check ups.

They same hospital said I had ' dry eyes ' during my eye test and charged 450 for eye drops!

I think I will be checking that option out that you have just mentioned.

I went for annual check package and chose the executive package at just over 13,000 baht. All went well and results were fine and no major concerns........................ at first. The doctor who does the summary at the end and hands you the printed report said they were unsure and had a slight problem. They were not sure whether or not I had a small gallstone or a tumor. On closer investigation and with me looking at the screen, we pointed out, by the date shown, that what we were looking at was from last years medical report, not this years!.............!! It turned out another nurse had mistakenly removed my whole abdomen check from the list of procedures to be carried out that day and it had not been done at all on this hospital visit By this time, I had dressed and already eaten and drank as they told me everything was done and finished, and so it was impossible that day to then have the abdomen checked. They asked me to return on Tuesday July 25th, at which point I pointed out, it was a 4 hour round trip from our house in Kalasin and I was best pleased and neither did a 'we apologize ' cut it. After profuse apologies, I must now return on Tuesday to get the whole abdomen checked and find out whether or not this is a gallstone tumor or not. Another 4 hour trip. All my blood tests were either within range or normal except for one slightly ' elevated ' cholesterol level. The accepted range being up to 200 and I was 205. So nothing untoward was flashing up during the blood tests. She stated if further investigation was needed regards gallstone or tumor, then a CT scan would be required and if it was an operation, it would be a two day stay in the hospital. I'll be honest, when she gave me some symptoms I told her I had experienced nothing of what she was talking about and nothing unusual such as bloating that she mentioned. I said it was early days to be saying such things so prematurely without even having the abdomen checked and speaking about a load of options that were not as yet known or on the table. This is not the first time this doctor has quickly tried to recommend procedures and possible operations, she did the same last year and had me fretting over nonsense. Last year she was talking about my carotid arteries and that it was partially blocked by 23% and 30% When I checked in the UK with my ENT nurses they said these arteries were massive and that the doctor was talking nonsense with these levels for a 60 year old man that it was nothing out of the ordinary. My other half was convinced she was just trying to generate revenue for the hospital.

And don't mention the war! ????

No sympathy, They should know very well and they have been here long enough that Human trafficking and drug trafficking are reserved occupations for Thais.

I honestly don't care if Winnie the Pooh or Paddington bear wins the vote for Prime minister. It's all a complete charade of which we have no say or power or influence.......... A bit like the voting Thai public! My life will not change one jot whilst this circus is ongoing or after it is finished. It will all be down to the number cruncher's in Bangkok as to who gets the biggest slice of the pie! The Thai public? They will moan and whinge but nothing will change and they will just get used to it like they always have done.

They have a hell of a lot more Police at their disposal to patrol than countries in the West. It's just a very ' Thai way ' of doing things. They focus and crackdown on something for two months, then it goes on the back burner and other ' crackdowns ' take priority.

It's not the flying, it's the last six inches and the sudden stop that's the killer!

Immigration in each region are just a law unto themselves and they translate the rules as they see them not as they are meant. In Kalasin they want the book to check back over a year and then the bank statements for the two months prior to the application plus the actual book updated to the day of application. They are all different in their ways at each immigration office and we just have to accept it once a year I suppose.