Peterw42

Any of the options on the invoice involve a Thai bank. The Condo office would also accept cash. So long as you get the account details (swift code etc), you could transfer money from UK.

OP, google lists things that appear on the internet, if the goods, service, product have never appeared on a website, buy/sell site etc, it wont appear on any google search. Also, there are several tools and advanced search options on google where you can filter results, specify language, location etc. If you are shopping for a specific product then maybe Lazada or similar would be a better place to look.

How and where did you write that reason ? My bank doesnt even give an option to write your own reason, they just allow to choose a reason from a pull down menu, (wages, tax, gift etc)

As I said, I have purchased 3 condos, and never specifically written any property buying statement on any transfers, and never had a problem getting FETs. In fact, I couldn't write a statement even if I wanted to, when I transfer my bank gives the option to choose 3-4 choices from a pull down menu and thats it, no choice to write your own reason. If I recall correctly, the bank actually asks and then adds the condo details when the produce the letter/FET. ie: (condo 123, acme condos). They dont get it from the original transfer record.

The stated purpose of a money transfer is a Bank of Thailand, anti money laundering requirement, as it is with most countries central banks. There is no law that says you can only spend money on what reason you said at time of transfer. That reason usually doesn't even appear on your bank statements. The land office just want proof of foreign currency, they dont insist on a statement of intent. I have purchased 3 condos and never put "buy a condo" on any transfers.

Yes, the bank should be able to use any of those past transfers to do an FET.

The condo was in Jomtien, I sold it to a neighbor, I sold it for the same amount I paid for it 8 years ago, mentioned I wanted to sell on a Monday, and we were at the land office the next Monday completing the sale. The actual sale/ title transfer can be done in a few days. Finding a buyer may be different, but everything sells quickly with the right asking price. If a property takes time to sell, its because the seller isn't being realistic about the price.

No, the land office doesn't check the "Purchase of Property" description. I have used the 800k retire funds to get an FET in the past. The land office just wants to see a letter/FET saying X amount of foreign currency entered Thailand, in the name of foreigner etc. The land office isn't looking at the entry on your bank statement, they look at the FET the bank produces, and the bank will usually ask the condo details and include it in the letter/FET.

Yes, you can, in theory, do multiple transfers and the bank can make one FET. But why confuse the issue, just do one transfer a week before you are ready to buy. Also, for large amounts it works out better just to do one SWIFT transfer (a one off low fee no matter the amount) rather than the wise percentage fee multiple times. the one off fee is lower than any difference in exchange rates over time. Also swift transfers are international transfers, so no drama chasing up FETs for wise domestic transfers.

As above, most landlords will be private and wont have credit card facilities. If you rent through an agent, and they take cards, they will most likely add on the 2-3% merchant fee.

How do you tax a youtuber being paid into a bank account outside Thailand. The ongoing arguments about youtube is work, taxing youtube etc, is a moot point if the money isn't entering a thai bank account. If they start taxing thai based channels, then people will just move the channel, and where the income goes to.

There is no need to do installments, a transfer is a transfer, 1m, 10m or 100m all gets processed the same. There would be a fixed fee for each transfer, so less transfers means less fees. Also larger amounts with a fixed fee, can end up being better that wise as the wise fee is always bigger if the amount is bigger.

True has two different products, cable TV via coax cable, and IPTV via the internet. The coax option is slowly being replaced with internet options.

OP, the electrician wiring up the house should be able to run in any cables you want. At some point I imagine you will be discussing where you want power outlets, easy to add RJ45 outlets. Its a great opportunity to pre wire a comms/AV cupboard, shelf and a home network for data, CCTV, . At a bare minimum, get the electrician to install conduits with draw wires, anywhere you may need cables in the future. True will turn up and pull their lead in fibre through the preinstalled conduit.

A usufruct does not stop an owner borrowing against a property, or selling a property. Its not spelt out in the Civil and Commercial Code, because its not the law. Usufruct is the right to use and benefit from a property, while the "ownership" of which belongs to another person. The owner of the property can still borrow against the property, mortgage the property, or sell the property. The usufruct allows the usufructuary ongoing access to the property, it does not control what the owner can and cannot do concerning, borrowing, mortgage etc.

I didnt say otherwise, and that doesnt remotely answer my question, I was asking the op what document or law he has in place that stops an owner borrowing against a property.

What document do you have that stops the owner borrowing against the property, or even selling the property ? As far as I know, those terms cant be set or stated stated in any lease ?

OP, contracts (between husband and wife) like userfructs etc become null and void in the event of a divorce.

Why not direct your questions to the agents listing these properties, they should be able to answer most of your questions. You usually cannot change any external windows, doors, or add awnings on any condos. Air conditioning pipes can usually be chased into walls. Most blocks have rules in place that doesn't allow work on weekends/nights.

You wont find many (if any) condo buildings with sprinklers in Thailand. I come from Australia, and its not that common there either.

A stand alone house can just as easily be rented to a noisy tourist. In the gated community there is someone to deal with noise problems immediately, and levee fines etc. Try and get police to respond to a noise complaint for a stand alone house.

Why not just live somewhere where, for a very small fee, there is already a guy to keep an eye on your house, and surrounding area.

I would go for the gated community every time, dedicated security at the front gate, usually some shared infrastructure (and cost of), pool, gym, park etc. You can still have gardens, pets, music etc, the same as any stand alone house. Most of the rules in a gated community work in your favor, no soi dogs (clean up after walking your own dog), noisy neighbors get shut down by security, kids can walk the streets and play safely outside. In Thailand the fees are usually very low, security, gardeners, pool cleaners, maintenance man. all for 500 baht a month.

Is there ongoing rent to pay every month ? If the initial 9 million has already paid the rent, why do you need to do anything. Have you had a realization that your 9 million is gone ?

I think you will find a lot of properties are already not with agents, and informally advertised via facebook and similar. As for using agents, many expats are used to buying/selling/renting through agents back home, and will keep doing what they have always done. Others are not in a position to sell/manage their properties, working, out of the country etc. If an agent gets a property sold or rented, that otherwise wouldn't be, then the expense is justified. Personally, I think its great, i have bought, sold, rented out several properties here, with minimal, if any, dealings with agents.