Thanks for this valuable nugget.
So your Thai RD office deemed the sum total of your transfers associated with your SSA benefit to be "NON-ACCESSIBLE" income? And therefore you or they did not include it on your tax return?
Example: monthly benefit $2,000, annual $24,000, transferred a total of $25,000.
And if I could ask you (or others) to speculate; if you had transferred more than the sum total of your SSA benefit - $25,000, would just that overage, $1,000 be considered "Accessible" Income? Or would any overage throw the total into the Accessible income bucket? I think know the answer, but I'm never sure here.
Yes, the $1,000 could be pre-2024 savings, and is obviously below the taxable thresholds.
A minor aside...Did RD look at your gross benefit (pre-tax) or net (post-tax) benefit total, if you had any withholding?