rumak

Remember to copy and save that 007 . In a few sentences its sums up , in a general explanation, why members on here.... and i'm sure a great number of disenchanted expats that move to Thailand....... are not happy, their lives not any better than before, and the inevitable bitterness overtakes them . I had to learn Thai, learn about interacting with Thais ( no, not being weak.... just being calmer and less "farang like" ) , and gradually I relaxed , stop trying to change everything, and learned how to avoid the bad stuff. ( a lot of that "bad stuff" being , like anywhere, with the opposite sex ) "they've maintained their sense of humor, they've maintained their playful spirit," ...................... Yep ! In spite of everything 🙂

pretty much the same view I have , after being here 30+ years . If anything, when compared to the West ......... Thailand has weathered the craziness much, much better.

you sound like a really incredible person .

I would, but my browser works ok ( and blocks most ads ON OTHER SITES ) .... changing things , even "resetting" , causes my cookies to get messed up on some sites i use ...... thanks for suggestion

"The Far Right" "utterly horrific" You left because of this 3 years ago, were you fearful of ethnic cleansing? probably shrinking in fear of climate change....... ( he could see it coming)

i know what you mean. I have felt that way since I was 10 years old ........

Well, i find myself agreeing with you... on this one. 🙂 . The number of variables in peoples lives makes black and white judgements of others silly. Surely mature and experienced people should know that. (will pointing that out have a beneficial outcome on AN posters ? ) HA... HA . I expect not, but eagerly await the confused emoji or two coming from the peanut gallery. Anyway, (seriously) ... the causes and intentions of the catastrophic inflation within the monetary system , with the medical field being the highest and most life destroying of all..... is a huge topic that would fill pages and pages of debate. Whether a proponent of buying "insurance" ( the terms are certainly not insured for future years, are they ? ) , OR deciding (by choice or necessity) to go it on ones own ...... we can make those decisions , BUT we , in reality, can never foresee what the future costs will be to cover our butts.

well, i am in Chiangmai . And the world would be a lot better off if it listened to things emanating from around here. 😆

yes. and why do some expats (i'm speaking in general) speculate on things they have no idea about? As your agent says above , "they've just reduced the requirement from 3 mill to 400k, why would they expand it".

You can take the westerner out of their first world country.... but you can not take their conditioning away. Very small percentage manage to live here , not necessarily "going native" , but just learning, adapting, and enjoying Thailand for what it is. Not what they want it to be ( so odd that they often don't like where they left.... but then compare things here to things there . baffling ) do to conditioning i doubt they will be heading to govt hospitals . Heck, most can hardly ask directions to the bathroom. Nope: gotta be BKK Hospital or Ram , little cute nurses smiling and speaking english.

and................ what was the limit on his policy ? and... we don't know how much was covered ( exclusions, etc ) the thing about "insurance" is ..... the actual risk/reward of getting it doesn't work out for many . Of course, if you have lots of money or have worked for lots of years for a major company (not what i did, nor wanted to ) or govt. (also not my thing) , then insurance is ok. ( remember ... "good" policies cost a LOT ) "normal" people spend ever increasing premiums , always with the very real RISK that when MOST healthy people ( gotta stay healthy folks.... not what i observe , and is confirmed by the staggering obesity rates , especially in western societies) .... well, when the issues start popping up after 20 years of paying for "insurance" .... then they're excluded from coverage HAHA. Nah.... i don't like those conditions. Get healthy. Save your money starting in your 40's . Worked for me . No major problems. No exclusions. No stress being told no, then waiting on hold for someone to tell you ..... errr, you need to ......................."

"Do you have video of opening the package, Sir " ? "If not ...... you break it, you bought it "

Hello members: 3 Seven eleven hotdogs to those who can name the alter EGO who is posting these 3 or 4 word banal trolls .... with the telltale emoji we were all onto him , so now a new username . lonely and sad

having a degree in animal husbandry will greatly enhance your chances of finding a really special woman ......

Let the betting begin ::::: How long will it take before he's crying in his cheap beer ? a. 2 months b. 2 years c. 2 houses d. 2000 posts on Asien now

sure ! order one from Lazada as they have a money back guarantee !

that's the best you can do ? give us your particulars. Mine have all been stated . your age and policy ? what would cost "10 million " baht here in Thailand ? how many exclusions do you have ?

just to make your assertions more palatable....... please post for us to see : your current age , insurance plan you now have ( don't forget the deductables and what is not covered) , and the cost for such "product" . then I and others can decide if that works for us. MY gamble worked just fine for ME . Others will all have different scenarios . High coverage COSTS a lot . And still , the exclusions and fine print and well=documented dishonesty of the insurance industry is easy to find even on mainstreet searches such as google. If i were to need ANY procedure or care costing more than even 5 million baht I would choose to just die . Show me the cost of "insurance" for coverage of someone over 60 which pays up to 5 million baht . And what procedure here in Thailand even comes close to that at a reasonably priced hospital . Long term care is included in your policy ? The biggest gamble people of all ages take is what they eat, what drugs they take which IMO cause more harm than curing themselves naturally ( i and a small percentage of others are proof that it can be done in MANY cases ) . At 70+ the only drug i take is an eye drop . My "gamble" was backed by playing the odds . I kept myself healthy ! If one has not done that...... the catch 22 is that their health issues will be Excluded from coverage . hahaha . Not much worth to that, is there ?

your comment that these drugs are not candy is a good one . all have potential side effects...... with "floxins" (often given for prostate issues) being among the black box group . NOTE: Moxifloxacin is a prescription drug used to treat bacterial infections. It belongs to a class of drugs called fluoroquinolones and can cause serious side effects, such as tendon rupture, peripheral neuropathy...........

I am surely thus duly qualified to be an expert ....... in a number of fields .😉 Hey, but at least when i comment here on this site i have firsthand experience on the subjects at hand .

Isn't the park at the inner SW corner of the moat? like most things ............... it depends what position one has before they comment. but... since we are such followers of "the science /s" .... southwest corner would be the answer

that's true ...... bbbut ...... the problem for many is that they did not foresee the out of proportion increases in everything within the Medical Complex . Which is out of control, as are the "necessary" increases by their cohorts: insurance companies. of course our govt elites do not have to worry about the costs . they are guaranteed a very nice retirement 🙂 , which they enacted for themselves .

My experience is only what i read here on this forum . The main thing i have seen is that almost everyone ( some exceptions) posts that their premium keeps going up ( a lot) , even they have no claims. Then there are the stories ( agonies) of those fighting with the companies (stressful) to get their claim paid for . Then there are guys like me. I have always saved through the years ( and i did NOT make big big bucks) ..... knowing that some day i would get old . I have also taken care of my health as best i can , though of course i have some issues. I pay for those myself , and if i ever have a "major" issue my savings over the years, not giving it to insurance "providers" , is in the bank where i can get to it . And the funniest part is ............ they either wouldn't cover me now (over 70), or if they did the cost would be huge, as well as the things they would not cover . Self insure..... it worked for me . Or, gamble that your company will "just say no "

i am not surprised (at all) that you have garnered more negative emojis than the one positive .... for this viewpoint . My guess is that for every thousand "good servants" that follow the beaten path of mediocrity and conformity ..... there is maybe one or two that decide for themself what path they want to take. How many actually manage to succeed , by finding an alternative and rewarding lifestyle which they will not sacrifice for money or acceptance.... well, very few . ooops. there i go. off topic again 🙂

You must be a real talent if she came three times !