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Everything posted by rumak
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and................ what was the limit on his policy ? and... we don't know how much was covered ( exclusions, etc ) the thing about "insurance" is ..... the actual risk/reward of getting it doesn't work out for many . Of course, if you have lots of money or have worked for lots of years for a major company (not what i did, nor wanted to ) or govt. (also not my thing) , then insurance is ok. ( remember ... "good" policies cost a LOT ) "normal" people spend ever increasing premiums , always with the very real RISK that when MOST healthy people ( gotta stay healthy folks.... not what i observe , and is confirmed by the staggering obesity rates , especially in western societies) .... well, when the issues start popping up after 20 years of paying for "insurance" .... then they're excluded from coverage HAHA. Nah.... i don't like those conditions. Get healthy. Save your money starting in your 40's . Worked for me . No major problems. No exclusions. No stress being told no, then waiting on hold for someone to tell you ..... errr, you need to ......................."
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Is Thailand a good place to settle down for the rest of your life?
rumak replied to RolandRat's topic in General Topics
"Do you have video of opening the package, Sir " ? "If not ...... you break it, you bought it " -
Is Thailand a good place to settle down for the rest of your life?
rumak replied to RolandRat's topic in General Topics
Hello members: 3 Seven eleven hotdogs to those who can name the alter EGO who is posting these 3 or 4 word banal trolls .... with the telltale emoji we were all onto him , so now a new username . lonely and sad -
Is Thailand a good place to settle down for the rest of your life?
rumak replied to RolandRat's topic in General Topics
having a degree in animal husbandry will greatly enhance your chances of finding a really special woman ...... -
Is Thailand a good place to settle down for the rest of your life?
rumak replied to RolandRat's topic in General Topics
Let the betting begin ::::: How long will it take before he's crying in his cheap beer ? a. 2 months b. 2 years c. 2 houses d. 2000 posts on Asien now -
Is Thailand a good place to settle down for the rest of your life?
rumak replied to RolandRat's topic in General Topics
sure ! order one from Lazada as they have a money back guarantee !- 91 replies
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that's the best you can do ? give us your particulars. Mine have all been stated . your age and policy ? what would cost "10 million " baht here in Thailand ? how many exclusions do you have ?
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just to make your assertions more palatable....... please post for us to see : your current age , insurance plan you now have ( don't forget the deductables and what is not covered) , and the cost for such "product" . then I and others can decide if that works for us. MY gamble worked just fine for ME . Others will all have different scenarios . High coverage COSTS a lot . And still , the exclusions and fine print and well=documented dishonesty of the insurance industry is easy to find even on mainstreet searches such as google. If i were to need ANY procedure or care costing more than even 5 million baht I would choose to just die . Show me the cost of "insurance" for coverage of someone over 60 which pays up to 5 million baht . And what procedure here in Thailand even comes close to that at a reasonably priced hospital . Long term care is included in your policy ? The biggest gamble people of all ages take is what they eat, what drugs they take which IMO cause more harm than curing themselves naturally ( i and a small percentage of others are proof that it can be done in MANY cases ) . At 70+ the only drug i take is an eye drop . My "gamble" was backed by playing the odds . I kept myself healthy ! If one has not done that...... the catch 22 is that their health issues will be Excluded from coverage . hahaha . Not much worth to that, is there ?
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What treatment/antibiotics for prostate stones/UTI?
rumak replied to simon43's topic in Health and Medicine
your comment that these drugs are not candy is a good one . all have potential side effects...... with "floxins" (often given for prostate issues) being among the black box group . NOTE: Moxifloxacin is a prescription drug used to treat bacterial infections. It belongs to a class of drugs called fluoroquinolones and can cause serious side effects, such as tendon rupture, peripheral neuropathy........... -
I made a pretty big mistake at work.
rumak replied to MichaelJackson's topic in ASEAN NOW Community Pub
I am surely thus duly qualified to be an expert ....... in a number of fields .😉 Hey, but at least when i comment here on this site i have firsthand experience on the subjects at hand . -
that's true ...... bbbut ...... the problem for many is that they did not foresee the out of proportion increases in everything within the Medical Complex . Which is out of control, as are the "necessary" increases by their cohorts: insurance companies. of course our govt elites do not have to worry about the costs . they are guaranteed a very nice retirement 🙂 , which they enacted for themselves .
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My experience is only what i read here on this forum . The main thing i have seen is that almost everyone ( some exceptions) posts that their premium keeps going up ( a lot) , even they have no claims. Then there are the stories ( agonies) of those fighting with the companies (stressful) to get their claim paid for . Then there are guys like me. I have always saved through the years ( and i did NOT make big big bucks) ..... knowing that some day i would get old . I have also taken care of my health as best i can , though of course i have some issues. I pay for those myself , and if i ever have a "major" issue my savings over the years, not giving it to insurance "providers" , is in the bank where i can get to it . And the funniest part is ............ they either wouldn't cover me now (over 70), or if they did the cost would be huge, as well as the things they would not cover . Self insure..... it worked for me . Or, gamble that your company will "just say no "
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i am not surprised (at all) that you have garnered more negative emojis than the one positive .... for this viewpoint . My guess is that for every thousand "good servants" that follow the beaten path of mediocrity and conformity ..... there is maybe one or two that decide for themself what path they want to take. How many actually manage to succeed , by finding an alternative and rewarding lifestyle which they will not sacrifice for money or acceptance.... well, very few . ooops. there i go. off topic again 🙂
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You must be a real talent if she came three times !
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OK.......... skimming through the "news report" from May 28..... the ONLY mention of interest to those who must fulfill the insurance requirement was this section , which specifically mentions the O-A visa : (1) ปรับลดเงินประกันสุขภาพสำหรับการตรวจลงตราประเภทคนอยู่ชั่วคราว (Non-Immigrant) รหัส 0-A จากเดิมจำนวน 3,000,000 บาท ให้เหลือเท่าก่อนสถานการณ์การแพร่ระบาดของโรคติดเชื้อไวรัสโคโรนา 2019 (โควิด-19) คือ 40,000 บาทสำหรับผู้ป่วยนอก และ 400,000 บาท so, i hope members will stop trying to have the same fate placed on plain Non-0 holders who are NOT required to buy insurance to extend their stays in this nice place 🙂
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THAT would be a serious bummer. No hope for me at 75. Here is just ONE great example of someone giving a baseless opinion (P9) which then scares unblocktheplanet and surely some others .... these threads do nothing to help.... just mostly assumptions or misconceptions of some members. On the list there is a simple Non-O option , which many retirees have used for years . myself included. The requirements did not change before (regarding health insurance NOT required) ..... and it ain't gonna change now . that is what is most likely ! and that's all i got to say about that !
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exactly . but we will still have another 20 pages of what ifs, etc etc . those with O-A visas are, and have been p@ss- off that they have to do the insurance thing . I would be too . but.... wishing that those with simple non-o visas having to do the same ? Sure, nobody said as much ...... but keep hinting at the fact and talking about merging the two is not gonna help. life ain't fair. and there will always be guys who take it out with sad emojis instead of figuring another way ..
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Just what is life like in Rural Thailand- ever wondered ?
rumak replied to CharlieH's topic in General Topics
you mean the aussie masters still let you grow veggies and have chickens ?