StevieAus

Plus I understand those expats married to government employees get “ free treatment” at government hospitals. I have accident/ medical insurance but don’t expect an exemption, it will be applied to all non Thais.

I don’t blame you the ones we use are our own and refill. I have never seen any requirement here about internal inspection. The couple we had in Australia for the barbecue had to be inspected every x years and stamped. They wouldn’t refill them otherwise.

I certainly agree with you about Manchester airport and think you are being too polite Went through return in June Appalling service fellow passenger waited over two hours for wheel chair assistance while staff sat on wheel chairs playing with their phones When my flight arrived the aero bridge wouldn’t engage Passengers were left on the plane for an hour Airline staff told me the airport people refused to move the aircraft to one of the many vacant gates I observed ground staff bring three different sets of stairs before they had one that worked. I will not bore you with the attitude of the security staff Service in Doha and Bangkok excellent

Rather than being lazy some students are fortunate that they don’t have to work to pay for their University education and not only in this country. I worked full time and obtained a Law Degree in Australia studying part time and paying full university fees. My Thai wife also from a ‘poor’ single parent family borrowed the money to study at university and I paid off the loan, My daughter fortunately will not have to do that, lazy, no just lucky,

I would be more concerned if they were making two finger gestures but on second thoughts might be more appropriate.

I never said there are no bad insurers but that does not mean they are all bad. There are bad companies in all areas one would have to be naive to say otherwise I spent 19 years as a Employer Director of a Super Fund so have had a fair exposure. In my experience most insurers pay out out on legit-imitate claims. We don’t hear too much criticism on this site of the bogus claims which world wide runs into billion for which all policy holders pay.

Totally agree given up on calling Canute !!

Yes I did followed it quite closely most of it was the banks Perhaps you should have a look at the massive fraud that occurs from the consumer side Runs into billions world wide. Ultimately resulting in higher premiums.

I am no supporter of TAT but most people would refer to them as Tourist Visas. How many people on this site continually refer to Retirement Extensions as Visas?. They are English speakers.

How is that relevant to what the original poster was claiming about insurance companies “weaseling” out of paying. No mention about a pre- existing claim.

You have evidence of that or is it what the bloke at the bar told you ? Never had any problems with Insurance companies either here or in Australia but then again any claims I have made are genuine.

You don’t have to be daft or lazy to use an agent. I use one not because I don’t meet the requirements but for convenience and the service. Its the same reason I fly business class rather than economy, use the private hospital system rather than government system and stay in four or five star hotels rather than two star. Perhaps try it some time.

I had an accident two years ago requiring seven orthopedic operations, the insurance company paid the hospital directly without question, as they have done when my daughter required inpatient care. No weasel action by this company.

Re your comments in paragraph 1. I thought that only applied to a Thai person returning and it’s only a one off.?

I can only assume you are living on imported products if your food bills are higher than in the UK. I visited some fiends in York in June and went to the supermarket with them a couple of times so saw the prices. The cost of fruit and vegetables compared with here were crazy. They showed me their utility bills that made my eyes water, the cost of petrol, transport, etc etc. I became ill and it took five days to see a GP after being refused treatment at one practice. Of course I could have sat in A&E for 8 hours. Was very happy to return here to Thailand with all of the perceived problems.

Wouldn’t the easiest and smartest thing be to ask the Bank? What people on this site think is irrelevant.

I agree having been caught out recently flying from Bangkok to Manchester return business class that use of the Business class lounge in Manchester wasn’t included unless I paid extra to enter Apart from that everything else was excellent but have advised them that they will lose my patronage with that nonsense. Probably don’t care

Dear me, don’t they realize that the word that has been deleted also refers to a type of bird , as I intended and also a type of tobacco.

From what I see happening not only here but in Western Countries you might you might be left like the proverbial “ <deleted> on the rock” as the use of cash is rapidly disappearing.

I have had no issue with the Bangkok Bank here and was one of the group who had small amounts scammed plus from overseas twice in the last year. They have given me as good service as anything I had with Suncorp in Australia who I think are a top bank. ( Unfortunately soon to disappear)

Have you walked through a public hospital recently, seen the people crammed together in wards, the standard of cleanliness, the waiting times etc. Its a lot more than fancy decorating. You stick with the government hospitals and I will continue to be pampered by the private system.

I live in Thailand and twice in the last six months my card has been used in the UK for purchases, usually they start with small amounts to test the reaction. I have no idea how they get the number but the only thing you can do from my experience is 1 have the system on your phone that shows an alert when any transaction is made. 2 Immediately contact your bank and have the card cancelled and a new one reissued 3 Have the bank cancel the transaction and a refund made to your account.

Unfortunately the people who appear to have money and those you would think are educated, from my observations also ignore seatbelts for children. My daughter attends a non government school and daily I see teachers nurses and business owners bundle their children into their cars without seat belts and often standing up on the front seats. One would think that nurses, who must see the injuries caused by motor vehicle accidents would have more sense, but then I see them riding motor cycles without helmets. Perhaps as you say they are arrogant, I put it down to stupidity or something I don’t understand about the culture.

No I was responding to someone else and as a comparison on costs mentioned what it cost me to see a specialist, x Ray and blood test equivalent of about about 35 UK pounds. I had never heard of this other procedure and hope I never require it.

An earlier poster I think it was Klong Song stated it had only been available here since January 2022 perhaps he was talking about Public Hospitals. I was responding to a poster who was suggesting that it is no longer cheaper for people to have medical procedures carried out privately in Thailand than the UK which I find hard to believe.