I use USAA for payment - but Wise has various options including cards. Wise pulls via ACH from my bank account - no special requirements once set up (and was set up by logging onto bank online account page via 3rd party secure system years ago). I also use a local Colorado bank for payments - same system. ACH can be either pull or push but I use WISE pull - not sure of setup requirements to push from home bank.
Suspect it better to get current information by logging onto WISE web site but I know SWIFT is also much more of a chore with my banks than using WISE, which is one reason I use it.