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ChaiyaTH

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Everything posted by ChaiyaTH

  1. What is the logic even, one could have a good jobs but no savings after coming out a divorce, or be married or get children at a very young age, like myself. Then still, even having the money, I did not want to exchange it in the past few years, happy I did not. Would costed me near 12000 euro at the time which today is already down to 10.250 euro + I earned 8-12% yearly on it. That is a total of 5600 euro more or less, I made, while now still being able to exchange it. My agent fees over 3 years were +- 2200 euro. I did not even include interest on previous returns in this calculation. If I keep snowballing the difference, on my age, by the time I get 50-60 years old, the total balance is 5X the original amount. If I do that with 5X 10K euro, we suddenly talk 250-300K. Also where does you ignorance come from, some of us might also be from eastern european countries, or even Italy, where 700 euro income a month can be normal. In that case 400K baht is a lot of money, knowing you can barely save up on that.
  2. Ehh let us guess, he could be early retired or working online? You know, with the Internet? Perhaps that's why he carries his little laptop bag too on the picture.
  3. Hotel safe is never safe, one who is smart hides it elsewhere in the room. Maids barely have 10 minutes per room to clean anyway. As of length; ceilings usually work or above the AC etc. In this case you should obviously still set and lock the safe to make them think its filled.
  4. What is the problem in the first place if you say to not have a problem with drinking. Just enjoy the lounges and the holiday, and then do whatever feels best when you are back in Thailand. People suffer so much by mindfking themselves in for example this way.
  5. Maybe read the article again ''the ATM had been replenished with 6.24 million baht a day prior to the crime.''
  6. Hopefully they also open the department for brains soon.
  7. That's insane, never knew there was so much money in just one ATM here. In Europe they would blow them up daily.
  8. Happy the better schools only allow registered people to pick up kids
  9. Yeah some divorce too others dont, reality is as i stated on average
  10. I want to live in a capital city of the developing south east asia but please, we can't accept pollution in the city center, what to do!!?!?! Perhaps move outside of the city...? What is next 2045? I went to park but it was just full with people, there was no space for me left. Everyone is trying to get extra social credits by doing their daily 1 hour walking.
  11. Obviously he means he overpays some agent big time, being a idiot, while do having the money in the bank. You clearly do not.
  12. Are you joking or what? You are whining and looking around for a fee of only 18,000 on renewal? Up to 30,000 is 2023 standard, maybe even more in some places. Below 25k is a steal.
  13. The fact you might not pay for hookers, does not mean anything much at all. I know many older paying guys who are respected, then some of the scum getting girls for free. In fact, many of these weirdos on a bit of older age, getting girls for free while not in a relationship or marriage target, are the worst of all. Specially because they usually not give a *** what happens to the girl once they feel to be done with them. This while usually do promising or lying / deceiving them for fun use only. I'd think that's ok when you are in your 20s, then people can play and fail / learn. Not once you are older than that, or dealing with women who in your case are likely at least early 30s.
  14. If you are that cheap you could also decide to park somewhere for free and then take the effort to walk in the sun for 15 minutes, to get a 50 baht tuk tuk to the last few hundred meters. It is so funny how 'customers' aways have their opinions, when they not like the price for an actual 'service', that they do not deserve by default in any way possible. Perhaps you have a different opinion but it is long proven that capitalism is the best system.
  15. I think it is more likely that they steal your wife than the car.
  16. There is a difference between jealousy and just being disgusted by one too. If you feel watched, you likely are for a reason.
  17. Break their legs too and then dump them in the jungle
  18. Well obviously in that case just a normal international transfer then.
  19. Perhaps the officer just wondered why you didn't get a 60 day extension as well, he likely has no idea how horrible such extensions are knowing it easily takes up an entire day.
  20. Not sure what you are talking about with all these sentences but why on earth would you use Western Union for such transfer size? It is known they are expensive hence it is usually only used for emergencies and the like. You can just transfer via wise.com or make a normal international transfer. Kasikorn pays 37.94 at the moment, just normal as always compared to the selling rate, about 0.5 baht less than the actual rate, that is normal with almost all the Thai banks. Off topic: If you would make a credit card payment for 250K baht, you also look at 7500 in fees already based on the going 3% rate. Not strange to charge around 5% if being a company like Western Union.
  21. Seems you spam the forum since stopping to drink alcohol.
  22. Well honestly, many of the people on this forum and in Thailand are obvious older people, and then if looking at their actual capital VS returns, it is a complete joke. I can know, I lived here now 12 years+ with a minimal amount in savings (started in debt even). But Thailand is also incredible expensive, if looking what you get in return. Yeah a sailboat cost some, but once that's done, its win win. Financial knowledge is valuable as a diamond.
  23. Ehh no. But anyway, all the idiots with 12 pages of posts here and a dollar to be collapsing. Really? It's that hard to get your facts rights? People are dumb with money for sure. It is so easy to just check every 3 months: country results, printing rates, interest rates, returns, debts, profits. I mean honestly, anyone who could not see coming a better 5-10 years were coming FX wise, to the western benefit, were clueless to begin with. This was totally expected since 2-3 years. This typical clarity and intelligence is why rich never work, 100K is plenty to retire with, while the average idiot would still be convinced he gets 50-80K a year on 1 million dollars. Hardcore life.
  24. Subjective question as both color pills are different things for groups of people. Outside of that and understanding the OP his direction: yeah I'm all live and awake. I just came back from a round of a multi-million city, feeling I'm the only one out of maybe 10 people I seen around in 5-10 stops, that are awake and actually enjoying life. I mean even backpackers look miserable on their faces. Just motivates me more to continue working on my off the grid sailboat, take off, and forget about land rotten people. No offence, but the world of sailing just rarely meets any idiots, aggression type of people and much more. Society on land is dying + sucks. It honestly is insane, saying this as a early 30s guy, how incredible entitled and spoiled westerners are today. They fly to another continent, to only complain over western dishes not being perfect or available and focusing on their smartphone screens. To make it positive to myself, I am happy really, more old people sell their boats or the parts, none of the idiots new youngsters even know to handle a boat, and more and more prime nature, food and fish I get for nearly free. Aside of the world being my oyster. I strongly suggest more expats to consider it, don't believe the BS boat stories, just 1 million or 1.5 million baht and you are good to go. Even it means staying at a marine for another few years, to take your time and fix things up, it usually equals rent and costs in TH anyway too. Another big benefit, once you do go offshore and head to like south america, bahamas and all in between; they give Thais 30-90 days visa without hassle. Another huge sailing benefit.
  25. I have been living on that budget myself too in a more remote house, yeah sure it is possible! I would not want to do that unless I had no other options somehow. To me this is kind of the budget I would end up with if I crash in my business and have to teach / work for little. Not judging you on your budget and happiness, but for me, I would get bored as hell. Perhaps it is the age thing, I could see myself staying at home most of the time too, at a certain point. I spend near 300 baht a day just for transportation and coffees lol, can't see how I would even still socialise or network with less. Had 2 coffee today at 60 each and I still have to take a taxi today round way for 200-220 too. Then likely 1k dinner / drinks in between, just for me.
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