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NanLaew

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Everything posted by NanLaew

  1. I have heard and read good things about Chase online and I see their savings account can earn 4.75% on new accounts. You need to have a current account first though. You apply for that online via their app.
  2. Barclays have a reputation for closing accounts of those they suspect are no longer resident in the UK. No questions asked either.
  3. Which country do you spend most of your time in? That would normally determine your tax domicile. Are you depositing your Saudi-earned, tax-free salary in a UK bank? A Thai bank? The simple days of declaring to HMRC that you are "non-resident and not ordinarily resident" doesn't hold the same guarantees as it used to. Opening an offshore account isn't too easy any more. Most of them, like the Isle of Man, are restricted to residents (and tax payers) of the Isle of Man. I recall the Channel Island "tax havens" are similarly restrictive. However, if you are a high net worth individual and can afford a half-million opening deposit and maintain a minimum amount of half of that at all times, there's still some banks that will welcome you. Maybe seek the counsel of a qualified financial advisor in the UK before opening another account there?
  4. My DTAC unlimited 1-year expires in a couple of months. That's my second year of excellent 4G internet in my shed. I'm rather disappointed that Truemove is the only (more expensive) game in town as I have been True-averse since forever already. I'm not even sure if their coverage is the best here on the outskirts of Udon Thani.
  5. So why did they BS about the three month seasoning that nobody else is asking for, immigration or agent? If they only really want the one-size-fits-all bank + 15 month option that's obviously easier for them, just say as much, no?
  6. This unfortunate outcome sounds similar to having an undiagnosed case of Lyme disease. It is tick season in Thailand and although it's not endemic here, there have been a few instances of Lyme's specific pathogens being found in Thailand and Laos.
  7. Google's AI assisted search engine says the maximum transit time where checked bags do not need to be collected and re-checked at BKK is 24-hours. The OP has 22-hours transit and says they won't need anything from their checked bags. So, assuming BOTH boarding passes are issued in Australia, he gets a visa-exempt entry, same as his wife on her UK passport, unless she wants to use her Thai passport. Keep in mind that the boarding pass for the second leg may not be issued at the point of origin, but may be issued at a Transit desk at BKK while still air-side (before immigration) so the OP better ensure they get their onward boarding passes BEFORE going to inbound immigration. Sorted.
  8. Starmer's a joke in himself. He doesn't need script writers, even rubbish ones. Yes, and Badenoch is showing her lamentable lack of political savvy. But, what would you expect from a Tory?
  9. Enough with who is "distorting" or "redefining" what here. The guy in the OP is using the term "typical" to define those who may need to pay income tax. That's a term that doesn't exist when it comes to talking about personal income tax liability, here or anywhere. It doesn't matter if he's a naturalised anything or able to practice law here, it's just more white noise. Now click and subscribe...
  10. With a one night stopover like the OP's, I would much prefer the bags be checked through to the final destination rather than faff about with baggage claim and re-check. A change of underwear and a fresh shirt doesn't take up much space in the hand-carry. Most hotels provide toiletries, toothbrushes and other amenities as a courtesy so no need to mess with the liquids rules in the hand carry either.
  11. I was 40 when I had my brief, lucrative but seriously demanding stint as a Caribbean island beach club gigolo.
  12. You know these schoolgirls "personally"? I see.
  13. 6 am. Coffee and a couple of slices of toasted sourdough with Rose's Lime marmalade. 8 am. Small bowl of Kellogg's All-bran with low-fat milk. 10 am. Big dump.
  14. It is a violation of the law to be inside Thailand WITHOUT a valid passport. That's one of the reasons given for the double-shuffle UK passport renewal in Thailand allowing you to keep the "old" one until the "new" one is received, with the old one cancelled after you have checked the new one for correctness. However, if certain countries think this isn't relevant, then you don't have an option. For the OP, despite cutting it fine already with Christmas and New Year holidays in Canada, I doubt the local embassy uses snail mail. The UK passport renewal involves DHL and the turnaround is typically between 2 and 3 weeks. My Australian mate just renewed his passport via their Bangkok embassy and it was only 12 days, again they use either diplomatic bag or courier. Good luck!
  15. There's absolutely no need for this long drawn out "missed mediation" nonsense. The police have apparently already charged the car driver with several offences. The only reason they aren't issuing any arrest warrants is the police, and by talking to the victim's family about a civil case option, the prosecutor's office are both holding out for the bigger payday that death or injury on Thai highways still appears to mandate. Still holding out for a Christmas Day mediation? It is alresdy way past time to take this upstairs to social media and get K. Guntouch on the job. https://www.facebook.com/Guntouch2
  16. The fundamental premise here is, if an individual is alive and breathing anywhere on this planet and has any sort of income, that individual needs to be, at the very least, fully aware of their personal income tax liabilities. This is regardless of the type of bank account they hold, where it is or where they claim to reside. Thailand has applied to join the OECD and as such, needs to enforce their own tax laws first, including the one's that apply to non-citizen residents of the country.
  17. I have a Norwegian friend who is convinced that he can pick and chose which domicile he claims to reside in based on whichever one gives him the biggest break on income tax. I may not be familiar with Norwegian tax legislation but I doubt his claims.
  18. I am only pointing out that the requirement to provide more specific information is a trend, so a bit of context here. The offshore account I referred to was opened over 30 years ago and no questions were asked about tax residency and no need for proof of address. About eight years ago, the same bank's "KYC" procedures required that one confirm one's domicile with proof of that address. These were to comply with international banking regulations, primarily the US-mandated ones. In the past year, the same bank has required not only reconfirmation of the address and proof thereof, but also the tax ID if one is claiming non-UK domicile. I had no intention of distorting anything that you have posted with regard to opening an onshore "high street" UK bank account. But please note that when I last opened a regular, domestic bank account in England in 2018, they didn't ask me to declare or confirm UK tax residency. However, this does appear to be the case if opening an account now. With a lot of people working in non-traditional environments with non-traditional revenue streams, either online or remotely, and increasing oversight by revenue departments, I feel that need to provide more specific information along with your signature of agreement, will be inevitable, regardless of the bank being high street, offshore or online.
  19. Yes. For some reason, the locals don't like us commandos.
  20. And you can't have anything with batteries in the left luggage. They scan the bag and if they see anything with batteries, they will ask you to remove those items before accepting the bag for storage
  21. My offshore UK bank DID eventually require the non-UK tax ID number. Telling them I was simply not tax resident in the UK worked for them last year, but not this year. They wanted proof, ie, they needed that foreign TIN.
  22. For clarity, how come in your 33 years of "superb" and absolutely trouble free travel by booking through an agent, you encountered the direct booking EVA and Etihad "basketcases" you speak of?
  23. Why should we care about a country that fundamentally doesn't care about you or I? Sure my immediate family loves me and I love them, but the rest of the people? The country? I didn't mean the specific law or road traffic act or whatever you call it, I meant the "law" that among many, is neither enforced nor respected. If the police fined the helmetless with more vigor, the police will be better off and the helmetless rider will be out of pocket but non the wiser. Neither road safety nor society will benefit. The Thai police did not get "everyone to wear a mask". If they coordinated this "crime" with their regular money grab on motorcyclists, it wasn't anything to do with ensuring better health outcomes for their fellow man. Vietnam's policing and successful enforcement of this law had not so much to do with beating up offenders as it was with NOT being Thailand.
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