NanLaew

Excellent. Someone with first hand experience with roojai. Your 2-3 months to final resolution and the need to keep badgering for progress was my wife's experience with AXA after being t-boned by a pair of underaged, uninsured and unlicensed red-light runners on a scooter. From what I have read, if nobody's hurt and if both parties have insurance and no third party has a dog in the fight, the police tend to vanish from the scene pretty quickly and the insurance resolution is a lot quicker. Thanks to the OP for raising the question.

The first sentence sounds alarmingly like you are defending the indefensible. The second one could be construed as the defense offered by a potential customer. The third sentence gives us in indication of how high that horse is that you're sitting on. That and a hint of being all a bit clueless.

Good luck to you and @rankric on your search to justify your shared "to good to be true" vibe. I still reckon that if any forum member had a bad experience with roojai, your question would have been blown up the motor forum ages ago. Yes, no claims beyond the excellent roadside assist a couple of times. I've been driving here since 1979 and only had one prang with a Hertz rental when I was new and inexperienced. You still seem to be on a learning curve in that regard but there's nothing to stop you trying roojai yourself. Looking at the statistics, maybe that will deliver the answer you seek a lot faster that ruminating here?

Still can't get your head around the basic premise that you only hear about instances of being ripped off and being shafted by insurance companies rather than the good experiences? If you haven't heard about anyone being ripped off or being shafted by roojai, I would consider that there's a good chance that anyone unfortunate to have made a claim, at-fault or otherwise, hasn't been ripped off or shafted by roojai. They are an insurance broker that operate online without expensive air conditioned offices full of pleasantly plump ladies shuffling paperwork around and keeping Thailand Post busy. That's probably key to their being cheaper than the traditional insurance companies? My experience with the online quote, application and payment was maybe a 45-minute job done from my desktop. The last online renewal was done in my underwear while having my morning toast and coffee. It took maybe about three bites of toast to complete.

https://www.progress.org.uk/cousin-marriages-in-the-uk-what-are-the-genetic-risks/ Although it's hardly a medical journal, not bad work trawling for a fourteen year-old article. Thanks for the effort. So, accepting the risks, how exactly does the alleged increase in birth defects among the Asian community affect Mr White as the pure driven snow?

What medical journal did you scrape that gem of bigotry from?

Based on the premise that only bad news sells, if their claims service for at-fault or otherwise was bad, we would all know about it. If their posted reviews were fake, we would also know all about it. Now on my 5th year of cheap, claim-free Class 1 coverage with roojai. When I first signed on, their 9000 baht premium was a no-brainer versus the 16000 best offer from AXA who I had been with for the previous 4 years. Loving the 50% NCB as well. I know five people who also insure with them and we don't even talk about insurance (see "bad news sells" comment above)..

Where in Thailand you mean?

Ive never died. Therefore nobody even dies. Nope. Still reveling.

I have moved maybe around 7 million online without any testing and never lost a satang/cent/penny, etc.. Please bear with me while I revel in my senseless foolishness.

And that was very important before vaccines were developed and the growing natural defense of antibodies.

Because it is NOT mandatory.

The Chinese were doing rectal swabs to leverage their useless zero-Covid strategy. If you look hard enough, you'll find it. It was the same with PCR testing where if they did enough test 'cycles', they picked up the inactive remnants from a previous or otherwise benign infection. As for catching Covid from the air wafting from a neighbor's dunny, that sounds like more of the incorrect MOPH horsepucky that's the subject matter. You got a citation for that nonsense?

As I said, this also applies to those who are just scaremongering with their anecdotal tales of digital banking woe. Repeatedly.

Briefly, because there's nothing in forum rules to say I cannot. And staying off topic, where are your friends at this time of the morning? Thanks for remembering my SIM router contribution from simply ages ago. Since you appear to have a memory like a steel trap, you may recall it was procured for a multi-user work site in Myanmar but that's as irrelevant to the OP's requirements as the smartphone hot spot option. Talk about banging on...

In some cases it can take longer and can involved a court case, Thai Banks are not allowed to simply reverse transfers that have been paid into someone else account. They are required to get permission from the incorrect bank holder to transfer the funds back There's absolutely nothing stopping anyone who has personal experience of cocking up an app transfer from fronting up at the dealership with a bag of folding stuff. Nothing whatsoever. This also applies to those who are just scaremongering with their anecdotal tales of digital banking woe.

I may be different but I don't need the smart phone stuck in my hand EVERY time I go for a stroll. Nope. Nobody else free-riding for free on my internet, thanks for the concern though. That's why I have spare charger. If you say so. YMMV.

Or the USA and NATO could have continued to turn a blind eye to Putin's slow but inexorable expansionism. Georgia, Azerbaijan (Karabach), Kazakhstan (the CSTO "invitation"), Donetsk, Luhansk with the Russian citizenship referendums and even Syria with direct military command and control. It's all about how you look at it isn't it?

Back during the Great Thailand Car Registration Plate Shortage of 2011/12, I had no plates on my newly purchased pickup for over 8 months. I was made aware that the penalty for not having plates and proof of registration commands a 7000 baht fine or vehicle seizure or both. For those that have plates and one or the other has fallen off or been stolen, the usual random stop-and-fine applies withe the penalty mostly determined on how hungry the cop is. For those with faded numbers paint on their plates, the cops generally won't ticket for that but they may pull you over and mention it. You should make the effort and get them replaced. This is based on my personal experience over the 25 years of driving here. It is not empirical. This does not mean that your experience or that of anyone else will be not be totally different.

That's not dog poo.

Pattaya's finest? What on earth has this got to do with the 8 p.m. shift change at the TQ on Beach?

You were making a point? That your whataboutery is better than mine? Sorry, but without the ritual YouTubes, your points are getting more obscure.

Yes, but it's not white blood is it? Not at all sure what the MP's private life made public is entirely on this 'Powell-mania' thread but maybe you've inappropriately borrowed one of the other guy's broad brushes there. Bit of lurch from someone's sexual harassment to someone else's rivers of blood, no?

Yes, off topic. Powell never opined on Iran’s “morality police”. Foreigners are different so how come Powell is lauded by some for knowing what pretty much everyone else knows already?

And the bloke who sexually assaulted two women in the queue to see the queen was called Adio Adeshine. And the bloke who stabbed two coppers in Leicester Square was called Mohammed Rahman. And the bloke who's overly obsessed with British citizen's names of an ethnic origin is called bert bloggs [insert yawn emoji here]