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Everything posted by TroubleandGrumpy
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I have used Wise to transfer money from Australia into Thailand for years – they are good, quick and usually the best price. They recently changed their login ‘security’ options for laptops, and this is for those who may have had the same problems I had. I access all financial and government organisations in Australia using my safe and secure laptop with VPN, with the 2nd level security being an SMS sent to my Aust mobile. In Thailand my Aust service is ‘roaming’ and connects to the AIS mobile network – I have data services off, so only SMS and calls are available. Whenever I need to login I have the Aust SIM in a spare phone and I get the SMS codes that way (it is always off until needed). Wise Australia decided to force all Users to download and use their App for all 2nd level verification when logging in using a laptop. For the last few weeks when logging in, a popup said I must install the App - but I just skipped that, and then I would get an SMS. Meanwhile I was emailing Wise, asking if there is another way to verify my logins besides the App, as I was overseas. After many to’s and fro’s via emails (their only method to talk now), it was clear that the Wise ‘person’ did not read/understand my issue (AI Help?). All the numbers I had to call (and used before) were closed and a recorded message on all of them said ‘login for help’. It took a while but eventually I found their new Call Centre number for SEAsia (+61 1800 549 837) which is in India/Malaysia I think. Once I was finally able to get the message through that I did not want to use my mobile phone, but preferred my laptrop and SMS, I was given a ‘solution’. The only ‘solution’ is to download and use the App to login, and then remove the App as a login method (ridiculous but it is all they have). Download and install the App on a smartphone. Login using the App – you will need the SMS code for the first time. Logout. Here is the ridiculous thing about this ‘security’ rubbish using the App. After doing that above, all I needed to login on the phone was the App and name/password – no 2nd level verification. But the laptop still required an SMS plus App verification (3 levels). How the hell is the App more secure?? The app was loaded onto my Thai phone using a Thai network – it could be done anywhere in the world. The next step is to log back in using the App – name and password only needed ☹ Go to settings in the App and delete the App as the 2nd level verification. Logout from App. Delete the App and all data. Login using the Laptop – you will again need an SMS code after entering name/password. Once logged in on the Laptop, go to settings and confirm SMS is the default 2nd level verification. Logout - all is Done. There are millions of mobile phones stolen every day – and many end up in the hands of hackers and scammers. There is no way I want my phone to have details of all my financial and banking logins – especially in Thailand. Sure many of the stolen ones are blown away and resold - but the security risk is real and it does happen. And here in Thailand the banking organisations will not usually refund your money – because they don’t have to (unlike in the west). Apparently, your stolen phone is just the start of your problems. - ASEAN NOW Community Pub - Thailand News, Travel & Forum - ASEAN NOW
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It is always a hit and miss operation using the booking sites for airlines and hotels. They all have good deals and bad deals at different times, and they all 'cheat' to get the business - but I must say I found Agoda the biggest 'cheaters'. They keep your IP and when you go back again they often put their pricing up. I once had the same hotel on the same day open, using the big three booking sites each in their own tab, using 3 separate devices all using different IP addresses - they all had different pricing. There is no answer as to when to book - they all use their algorithms to change their pricing all the time, because we all try to get their best deal. There is no best time or best day anymore - you get lucky or you dont. I use one mob for hotels and they give me deals and discounts for being loyal. I use skyscanner and momodo to compare airline rates and then book direct.
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AOT Plans New Commercial Activities to Offset Revenue Loss
TroubleandGrumpy replied to webfact's topic in Thailand News
They got sick of the ridiculous rates being charged by AOT? -
Recommend a computer I can order from Lazada.
TroubleandGrumpy replied to giddyup's topic in IT and Computers
IMO - due to the very slack consumer laws in Thailand - you should buy a brand laptop from an approved certified supplier of the brand. If you get a lemon and things go wrong, Somchai in the mall shop may help you, but he may not. Buy from a dealer/store and you have warranty. Never throw away the box it came in - assume it is going to break down and buy with that in mind. Dell, Lenovo, HP, Acer seem to be around in Thailand. Pick a model that fits your needs and that they can supply direct (and support). -
Best umbrella brand/type for Chiang Mai Raining Season?
TroubleandGrumpy replied to GammaGlobulin's topic in Chiang Mai
Golf Umbrellas are the best. They are built strong and can handle the wind with vents built in - and they also protect against the sun. This is not for the OP - for others thinking the same about umbrellas. -
PM Srettha races to transform Rayong and Chon Buri
TroubleandGrumpy replied to snoop1130's topic in Pattaya News
And next month Srettha will announce that Thailand is going to build a Space Station platform that both NASA and SpaceX will use 🤣 -
Woke liberal thinking means your cognitive bias demands absolute proof that anything against your believed narrative is wrong. And yet you quote dubious sources like NPR as 'proof' of your own beliefs - which I easily debunked in your last post with 2 mins research. Musk has done all that I stated - facts - research is the open mind's best method to find the truth - try it beyond NPR and CNN etc.
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Surachate 'Big Joke' Hakparn challenges Thai PM over dismissal
TroubleandGrumpy replied to webfact's topic in Thailand News
One of the top Police Officers is on social media criticising the PM and threatening to take him to NACC. The PM himself is facing a Court case against him that could result in him being forced to resign. The popular vote winning MFP Party was not allowed to form Government. The Leader of the MFP is facing being sacked and banned from politics for 10 years (they tried to ban him for a media shares technicality). A past PM has returned to the country with a slap on the wrist, and is now working behind the scenes doing who knows what. And so many other political and economic issues are infesting Thailand's leaders as they squabble for power and control post Junta. All while the economy is slowly falling down all around them. And the Military is quietly watching and waiting to see what happens. Who knows where this will all lead. Will there be a civil revolt if Pita is sacked and banned. Will the coalition fall apart if Srettha is sacked. Will the Red and Yellow teams start fighting again. What is going to happen if this all goes to pieces yet again - another military coup? Is it any wonder the economy is in tatters and foreign investment is not returning to Thailand. Meanwhile they are pushing for another few million cheap Charlies from China, India etc. to come and visit with some success. But the local tourism business are telling the PM to his face "Where are all the Europeans? They spend more money here". And the Thai Tax Department is making threats about taxing the money 400-500K Expats who bring billions into Thailand every year. Meanwhile the PM is talking about building a multi-billion baht racetrack for the F1 racing. After all that talking about a cross country bypass for shipping to avoid Singapore went nowhere. And so many other 'pie in the sky' hare-brained ideas and brain pharrts. Thailand is in tatters. The current leadership is incapable of ruling for the benefit of the Thai people and is not capable of making rational decisions and developing coherent economic strategies. At least the Junta had some control and direction. Maybe the new Senate will offer a political platform for some sort of rational leadership in this country. Maybe Thaksin knew this would happen and is preparing to pick up the pieces when it all falls apart. This country needs a Leader - someone who will take charge and organise/control the minions and steer the ship in the right direction - and run over anyone trying to get in his/her way. -
Any good lawyers to sue well established computer store?
TroubleandGrumpy replied to timoti's topic in General Topics
Let it go mate - you can never win here in Thailand. ASUS or any Lawyer (unless a ripoff one) will never take this on because they will not win, and the shop knows this. The Thai consumer laws are very weak and Thais have very little chance of success, and as far as they are all concerned the laws dont apply for foreigners. And if you do anything like write a very negative social media review, you will be sued for defamation (and you will be arrested and maybe charged). Your best chance of success is to negotiate a deal to settle the matter. Thais hate conflict and some will try to settle, if they think it means you will go away. They are 'immune' from prosecution and complaint - and they know it. -
You mean - like illegally entering the Capital building - to be charged and jailed for an (unnarmed) insurrection? I gotta agree and so do all rational people - the clear bias in the USA justice system is evidenced - Trump will tear them all down when POTUS. And that is what scares them most - last time he naively tried to appease and change them - next year he will just destroy them.
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Rocket Festival Mishap Injures Over 10 in Roi Et
TroubleandGrumpy replied to Georgealbert's topic in Isaan
Something that should be watched from a distance - about 500 metres. -
Thailand is going down a path that clearly indicates that this is not a country that western people with money/income from home should retire to in SEAsia. Philippines, Indonesia and Malaysia are also tax resident income tax systems, and they all state that anyone living in the country 180-183 days is a tax resident - but they have made allowances for retired/married Expats. Malaysia has specifically excluded the Pensions of Expats and they also excluded any income that has been subjected to the taxation system of the origin country (whether tax applied or not). Philippines and Indonesia (P and I) have not changed their existing tax codes, because they both state that an Alien/Foreigner only pays income tax on revenue earned/made in their country, and both state that any income earned overseas by an Alien/Foreigner, whether brought into their country or not, is not taxable. All three of those other countries have implemented the global taxation system OECD etc. but they have all either made allowances for Aliens/Foreigners, and/or they have kept those rules which exclude them from being taxed for any overseas incomes. Thailand's existing taxation code does allow for the taxation of the overseas income of Aliens/Foreigners when remitted into Thailand. In the past Thailand did not apply this in practice - as with many things - but it looks like they now will be. Thailand is looking to change their tax code in a year or two (maybe needs a change in the Act, but maybe not) such that all income of Aliens/Foreigners is taxable on a global basis, whether remitted to Thailand or not. All those things mean Thailand is not an ideal country in which to retire - from the perspective of income taxes. Plus of course the Immigration and Visa issues are all bad, and far more onerous than all the other countries, except Vietnam. But Thailand is a great country with many good things that make retirement great - but they are no longer the ideal location to retire. If I did not have a Thai wife I would be visiting here for under 180 days each year - probably live in Philippines and enjoy Thailand as a holiday destination. If the poo hits the fan and this all goes pearshaped, then we will probably move there - the wife does not want to pay those corrupt f******** any of my money.
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Cyber Police Bust Loan Shark Charging 3% Daily Interest
TroubleandGrumpy replied to webfact's topic in Southern Thailand News
Fixed. But that is only if the 3% interest (300 Baht) is paid every day. 10K after one month is 25K - if no interest paid !! 10K after one year of not paying the interest is 1.2 Million Baht - 12,000% That is why the sharks pursue them 'rigorously' after a few weeks. What many Thais do is borrow 1K because they urgently need 500. Then they use the 500 and pay back the 30 each day using the other 500K - hoping they can get 1K within 2 weeks. It is ugly and it is endemic in poor Thai society - not a good thing at all. But there is a lot of it in the middle/big end too (there the sharks are called banks). -
Royal CD Keys have it all online and are the best I have found over the last decade - located in Hong Kong. Price is good and their delivery and support is very good - they will send email with link to download and with codes/keys. The software and keys are all legal and they work - I have bought a few things from them and no problems. You want software and want it online - try these guys first. I am not a gamer, but they do that - very popular with them. Cheap Operating System Keys - Get Windows 10 and More! – RoyalCDKeys
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max internet speed data package
TroubleandGrumpy replied to anotherexpat4444's topic in Mobile Devices and Apps
We live in KK - fibre to the house - paid 700 baht to connect a new line - 700-900Mbps. Back up is a one year DTAC mobile plan for unlimited data which gives 5-7Mbps (one device at a time though). -
MFP’s support for Pheu Thai sparks coalition speculation
TroubleandGrumpy replied to webfact's topic in Thailand News
Going forward, Thailand desperately needs international investments which have been declining since the Junta, and are in rapid decline now as nearby countries offer more to investors (especially Malaysia and Indonesia). Tourism is not a viable long term plan for an economy and some Thais know that. Structural reform of Laws and Infrastructure and Laws are needed (as per the BTO Head), and that will only happen if/when the Parliament is 'stable'. The time has come to 'destroy' the political power of the military once and for all, and that will only happen if Parties that are aligned with the Junta are removed or decimated/irrelevant. And that will only happen if MFP and PT work together and take over Parliament - when there is a Senate who will not block changes (coming soon we hope). It the end (hopefully 2-5 years) MFP and PT will then split and take take up the traditional roles, as in all western democracies, where the two main political Parties are left (MFP) and right (PT) - with both trying to won the centre, and with both going into and out of power. For the last 3 decades it has been the Military and a very fragmented Opposition (made so by the military etc), what Thailand needs is the removal all all political influence and control by the Military and their supporting Parties. -
Pro-Palestine Mobs Wreck Barclays Banks Across the UK
TroubleandGrumpy replied to Social Media's topic in World News
You have agreed with my point - without knowing it - thanks. If you look at that and other posts of mine I point out that the Judea-Christian societies most of us came from, did the same thing all over the world - some say we 'civilised' most of the world - some say we enslaved it - whatever works for you. But the point is, yes we/us travelled a long way and forcibly overtook and converted other societies/countries in the name of religion (and business). But we do not do that anymore. 1. Islam did that too, but they were driven out and/or forced to withdraw - they never once willingly left - we did in many places. 2. Islam did it differently in Malaysia and Indonesia - rather than conquering and converting - they slowly slowly took over. 3. Islam is now following the non-violent (as such) path and is conquering Europe "through the wombs of our women" as the Arab man said they would do many decades ago. -
Yep - they will follow procedure and check up on you - but the CLink staff usually dont care and they just want to 'tick the box'. But if you has of said something a bit suss, then they might have put a mark on your file for a follow up later. If you are going to do the 2 years, stay under the radar and give all the 'right' appearances and they will leave you alone. How CLink 'gets' most people is because some bitch/ar...ole dobs them in and they investigate. People talk - they talk to him, he talks to her, she talks to her, she talks to him, and bla bla bla - around it goes. If you tell one person you will be going back to Thailand, someone who you never spoke to or know may dob you in. There are some feminazis and a few ar...oles who just hate the idea of a bloke shagging beautiful young women. They are sometimes jealous and have a grudge, or they see it as exploitation of poor young girls - and there are a lot of them who think that way. Shut up and say nothing - to family, friends, and others - say you want to stay and that you hope it works out OK.
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I will answer that. They never let hypocrisy get in the way 😅 They want their old country and other western countries to be liberal progressive woke societies, but are happy to live in a country that is not liberal, not woke, and not progressive. They swoon over Pita and the chance he will change Thailand into the disastrously dystopian society like California, but they have no understanding that the main reason they like Thailand so much, is because the society is not woke, progressive or liberal. They cannot see that things like the recent $20p/h minimum wage in California is a total disaster, just like all the other disastrous woke liberal progressive nonsense that has slowly turned California into the dystopian place it is now. They screamed blue murder over Trump being POTUS when in their opinion he was mentally challenged, and yet they 'pass' Biden because he is a Democrat. They even ignore the fact that the DOJ/FBI did not charge Biden with a serious crime, because he was old and frail and had mental decline. They rarely ever see their own hypocrisy, because they would become internally conflicted, and cognitive bias is all about protecting one from that stressful situation. The good news is that the young people who do grow up and see reality can and often do make that switch - that is why so many young people are liberals but so many older people are conservatives. Unfortunately, those here who are old and entrenched cannot change, and they are conflicted and grumpy, and always blame others for their own internal stress.
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You obviously have to be IN Australia to apply for OAP -I have never said otherwise. Being In Australia means you have the needed proof of residence etc. or you are getting it sorted. The issue is proving you intend to stay once you apply - meaning not giving the impression you do intend to leave. Not doing things like telling people that you will be going back to Thailand as soon as the 2 years is up. Not living in rented hotel rooms in different hotels/places - and not starting to 'make a life' in Australia. Not having a Thai wife/gf who still lives in Thailand - and not visiting her every year. And so many other things that make CLink decide that you never intended to stay. You have to make it appear that you are staying forever - ridiculous but that is the situation when you apply after 67. As @Nemises said and what I did - go back 2-4 years before 67 and make it look like you are staying (still important). And then leave the month after getting approved for OAP - portability is then automatic - no CLink decision needed. Many people have burned all their money, so they cannot afford to live in Australia on the dole (have to wait for OAP). But it can be done - as long as you dont try to live in a big City on the beach and eat out a lot and drink party etc etc. Go to a big regional town and rent a small unit/van (rental subsidy) - there are no jobs, so dole is automatic. Buy food in bulk and have those cheap lunches at the RSL clubs now and then. Dont drink and smoke a lot - or anything else that wastes too much money - actually save up (as if looking to buy). And this is a big one - avoid the women who will try to suck whatever money you have out of you (and anything else). Rent if you need to every now and then - but dont be stupid and have a permanent one - many blokes do and never get back.