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Everything posted by Jingthing
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Yeah I've been paying Part B and have been considering dropping it. The two reasons not to drop it if you think there is any chance you're moving back are the penalties and the enrollment period gap issue. I'm less concerned about the penalties but when you add the gap issue I'm more inclined to keep it.
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Oh Geez, I did recently read about needing to wait until July but I don't have the source now so not sure, perhaps you're right. In any case, it's a similar big problem if you miss the three month enrollment period. Perhaps you flee back home in April, in that case you'd have to wait to enroll until January of the next year, effective in February rather than July if you're correct. Still very bad. Of course a way to avoid this timing problem is if you're PLANNING a move rather than making a move based on an emergency. In that case you can enroll in Part B while living abroad during the SEP and have it ready for when you arrive.
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He's not even American. Florida might matter. Check the news.
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In other words woke is everything you don't like. How convenient.
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No I don't. It's not my policy proposal. I'm not going to support everything that the Harris administration comes up with. All I did was to point out that price gouging is not the same thing as all price hikes.
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What Movies or TV shows are you watching (2024)
Jingthing replied to Rimmer's topic in Entertainment
One of the pleasures of aging is watching movies we saw in our youth freshly yet again. You might remember you thought they were good but probably don't recall details. Sometimes on watching again they hold up and sometimes they don't. IF (1968) which was the film debut of the great Malcolm McDowell holds up in spades. Also good of course if it's your first time. -
Russian dad’s Phuket heartbreak: Wife bolts, leaves him penniless
Jingthing replied to snoop1130's topic in Phuket News
They're hiring trench diggers in Russia. 16 hour days but good pay.- 80 replies
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Me too. Soup sounds good. I'd vote for a cock-a-roach over Trump.
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Paetongtarn Shinawatra Elected as Thailand's 31st Prime Minister
Jingthing replied to webfact's topic in Thailand News
So what are this young lady's QUALIFICATIONS to be prime minister of this major nation of Asean? ... Oh, never mind! -
Zelensky to Putin: War is Coming Home
Jingthing replied to Social Media's topic in The War in Ukraine
One man's clown is another man's heroic freedom fighter. -
Doesn't seem to be about economically justified based on costs price rises but rather specifically about GOUGING. A big difference. There are existing laws against gouging in situations like hurricanes. I think it's not rocket science to define what gouging is.
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Sorry but you misunderstood the issue. I am not asking about the penalty. I am asking about the ENROLLMENT PERIOD. The normal enrollment period is the first quarter of the year with benefits starting in July. The question if if simply returning after living abroad gives the option of a SPECIAL enrollment period based on the fact that you were living abroad. I think not but I'm still not 100 percent certain.
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None of these exceptions are just simply moved back to the US. Possibly but it seems unlikely it could be covered under: Missed a chance to sign up because you experienced other exceptional conditions I say unlikely because if just moving back to the US alone did it they probably would have mentioned that because moving back is common. https://www.medicare.gov/basics/get-started-with-medicare/sign-up/when-does-medicare-coverage-start#SEP
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OK I found this which to me strongly implies that simply moving back to the US does not get you a special enough period. https://www.medicareinteractive.org/get-answers/medicare-health-coverage-options/medicare-and-living-abroad/medicare-coverage-for-those-who-live-abroad-but-plan-to-move-back-to-the-united-states-or-travel-back-frequently If you do not enroll in Medicare during your IEP or elect to keep Part B if you were already enrolled, you may have to wait until the General Enrollment Period to sign up for Part B coverage.
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Some background. I have enrolled in both Part A (free) and Part B (not free and not usable abroad) but am considering dropping Part B. I well understand there is a 10 percent penalty for the rest of your life for each year Part B isn't paid. At this point, that is starting to sound OK. HOWEVER, it's also my impression that if repatriating you are subject to the open enrollment period to start or restart Part B which is Jan through March annually which doesn't actually kick in coverage until the following July. So in that case if you repatriated in April you wouldn't have use of Part B until July of the following year! That could easily be financially ruinous. I've googled a bit and that is what seems to be true, though I'm seeking more confirmation. Now IF expats were allowed to a special break to enroll outside the normal open enrollment period, that would be much better, but it doesn't seem to be the case. Why is this a concern? Well it's my impression that in many cases people do repatriate for medical reasons and medical crises can happen anytime not fitting with an ideal time to start with Part B. That's the point I think of paying Part B to avoid such timing problems.