Are retirees moving to the new DTV visa - anybody done it?

[steven100]

I realize the investing in Thailand thread has been hammered before ..... as maybe some of you can offer advice.

Is it possible for 10m baht to return an income of around 7- 8% annually with minimal risk ... to ensure your principle is safe,  or is that a big ask   ??

Would it be better invested in Australia or Thailand or 50/50,  or US stocks that pay dividends & bonds ?

no rentals in Auss ?  .... because the tax the killer ... ?  

 

[saakura]

Only investing in dividend stocks or mutual funds can get you 8% per annum but these are not completely 'risk free' and could also depreciate your capital. Completely risk free investments like fixed deposits or government bonds will fetch you about 2% maybe?

[simoh1490]

Not a chance, if there were everyone would be doing it and nobody would be buying equities, bonds or opening savings accounts. 

[lannarebirth]

No.

[Justfine]

Buy  and sell used Rolexes

 

 

 

 

[Peterw42]

Become a Thai money lender, 20% returns, but it does involve chopping off fingers of defaulters etc.

 

Lots of bluechip shares that regularly give 6-8% return, on their actual value not their current speculative value. Lots of the banks, if you can buy at the right price, offer consistent historical returns with a minimal exposure to market corrections etc. 

 

All equities paying dividends have taxation aspects, Some Thai banks offer good dividends but not sure of taxation etc. If investing back in Australia and living in Thailand you need to look into taxation residency etc. Your individual circumstances would come into net returns and Taxation etc.

[simoh1490]

I put part of my wealth into Thai based LTF's (long-term mutual funds), CG-LTF to be precise and this has done very well indeed and has fallen far less than most other instruments during the current market correction, but realistically it's a five year+ investment.

[sfokevin]

57 minutes ago, Justfine said:

Buy  and sell used Rolexes

 

 

 

 

Buying Rolexes and loan them out to powerful friends - That’s where the money is... 

Edited February 12, 2018 by sfokevin

[norrska]

1 hour ago, saakura said:

Only investing in dividend stocks or mutual funds can get you 8% per annum but these are not completely 'risk free' and could also depreciate your capital. Completely risk free investments like fixed deposits or government bonds will fetch you about 2% maybe?

Finding a quality dividend stock over 3-4% is almost impossible.  check out vanguard dividend etf if you dont believe me.

[steven100]

54 minutes ago, simoh1490 said:

I put part of my wealth into Thai based LTF's (long-term mutual funds), CG-LTF to be precise and this has done very well indeed and has fallen far less than most other instruments during the current market correction, but realistically it's a five year+ investment.

would a 5yr mutual fund give 5% ...? or less.

[GarryP]

1 hour ago, simoh1490 said:

I put part of my wealth into Thai based LTF's (long-term mutual funds), CG-LTF to be precise and this has done very well indeed and has fallen far less than most other instruments during the current market correction, but realistically it's a five year+ investment.

Yes, the CG-LTF is the top one over 5 years. In addition to the interest, it is also a tax deductible for those who are still working. I also invest in a few mutual funds and fingers crossed, with one exception, they are doing well, even with the hiccough last week. But they are not risk free. 

[Peterw42]

53 minutes ago, norrska said:

Finding a quality dividend stock over 3-4% is almost impossible.  check out vanguard dividend etf if you dont believe me.

Thats a fund, made up of high yield and safe bet equities. I hold a couple of stocks that pay 6% dividends and have done for the past 10 years. 

 

Here are some 6-8% yield (fully franked) shares in the Australian market.

 

Code	Company	Price	Yield	Gross	Consensus	DPS Gr.
FMG	Fortescue Metals Group	$5.08	8.86%	12.65%	Buy	-4.90%
GMA	Genworth Mortgage	$2.99	8.70%	12.42%	Hold	-25.00%
TLS	Telstra Corporation	$3.66	8.47%	12.10%	Hold	-15.80%
CMW	Cromwell Prop Ordinary/Units FP Stapled Securities	$1.01	8.26%	8.26%	Hold	-1.20%
GEM	G8 Education Limited	$3.43	7.00%	9.99%	Buy	-8.70%
CQR	Charter Hall Retail Units FP	$4.15	6.75%	6.75%	Hold	0.70%
NAB	National Aust. Bank	$29.48	6.72%	9.59%	Hold	0.10%
AIZ	Air New Zealand Foreign Exempt NZX	$2.91	6.60%	6.60%	Hold	-23.10%
GNE	Genesis Energy Limited Foreign Exempt NZX	$2.27	6.52%	6.52%	N/A	0.60%
GOZ	Growthpoint Property Unit/ Stapled Securities	$3.42	6.40%	6.40%	N/A	4.80%
NEC	Nine Entertainment	$1.53	6.21%	8.87%	Hold	0.00%
HVN	Harvey Norman	$4.21	6.18%	8.82%	Hold	-3.80%
VCX	Vicinity Centres Ordinary/Units FP Stapled Securities	$2.73	6.12%	6.12%	Buy	0.10%
SPK	Spark New Zealand Foreign Exempt NZX	$3.32	6.03%	6.03%	Buy	-1.00%
BOQ	Bank of Queensland	$12.61	6.03%	8.61%	Hold	-0.90%
WBC	Westpac Banking Corp	$31.23	6.02%	8.60%	Hold	N/A

[steven100]

42 minutes ago, Peterw42 said:

Here are some 6-8% yield (fully franked) shares in the Australian market.

6-8% yield .... but obviously taxed if still an Australian citizen. It's still better than having a couple of rentals ...

[Peterw42]

1 hour ago, steven100 said:

6-8% yield .... but obviously taxed if still an Australian citizen. It's still better than having a couple of rentals ...

Fully franked means tax has already been paid. Even with a rental property I still manage to claim back the 30% tax as under the 18k threshold.

[Justfine]

3 hours ago, norrska said:

Finding a quality dividend stock over 3-4% is almost impossible.  check out vanguard dividend etf if you dont believe me.

Easy outside Thailand.

[Justfine]

3 hours ago, simoh1490 said:

I put part of my wealth into Thai based LTF's (long-term mutual funds), CG-LTF to be precise and this has done very well indeed and has fallen far less than most other instruments during the current market correction, but realistically it's a five year+ investment.

Going down is good?

[simoh1490]

3 minutes ago, Justfine said:

Easy outside Thailand.

Easy enough inside Thailand too, you just need some guts and some money.

[simoh1490]

Just now, Justfine said:

Going down is good?

Markets correct, they always have and always will.

[Justfine]

Just now, simoh1490 said:

Markets correct, they always have and always will.

Bull market for 8 years

[Justfine]

2 minutes ago, simoh1490 said:

Easy enough inside Thailand too, you just need some guts and some money.

Which Thai shares yield high?

[simoh1490]

2 hours ago, steven100 said:

would a 5yr mutual fund give 5% ...? or less.

Here's a link to the LTF's, CG-LTF is up 20% over the past year. Of course the SET and all markets globally are adjusting currently but the drop in the SET  (Thailand) is substantially lower than other markets and is only about 2.6% today, compared to over 10% in some western markets. http://siamchart.com/fund-compare/LTF_EQ

[simoh1490]

2 minutes ago, Justfine said:

Which Thai shares yield high?

Look into the contents of a decent performing LTF for your answer.

[Peterw42]

14 minutes ago, Justfine said:

Easy outside Thailand.

Stock name			ISIN	Last trade	P/E	Beta	EPS	DPS	Ex-dividend Date	Payout Ratio	Dividend yield
M.c.s. Steel			TH0851010007	12.00	13.0		0.9	1.12	Aug 24 2017	121	9.33
Kiatnakin Bank			TH0121010001	79.00	11.6		6.8	6.00	Sep 05 2017	88	7.59
Stp&i			TH0566010Z00	5.45	0.0		-1.4	0.39	Mar 13 2017	-28	7.16
Glow Energy			TH0834010009	83.25	13.4		6.2	5.82	Aug 21 2017	94	7.06
L.p.n. Development			TH0456010Z04	11.70	16.4		0.7	0.75	Aug 22 2017	105	6.41

[Peterw42]

11 minutes ago, Justfine said:

Which Thai shares yield high?

Have a look at Kiatnakin Bank 7.5%  or MCS steel 9%

[Justfine]

Just now, Peterw42 said:

Have a look at Kiatnakin Bank 7.5%  or MCS steel 9%

Ok thanks for the answer.

[Peterw42]

4 minutes ago, Justfine said:

Join the dots

Or read it, its 6 Thai shares that give high yields 6-9%

[watcharacters]

17 minutes ago, Justfine said:

Which Thai shares yield high?

 

 

Wait a minute.    

 

Let me find my Pink Sheets listings and notes..

 

 

 

Edited February 12, 2018 by watcharacters

[owl sees all]

My advice is to split the money into diversity. 

 

Send some of the dosh back to a secure country that you have an account in. When the nasties start to happen or a devaluation occurs you will not be shut out of all your money.

 

PMC ounce would have to be considered.

 

Bitcoin.

 

Keep a couple of bob here for day-2-day living.

[Ricardo]

I've seen adverts on the www which suggest, that a risk-free guaranteed 10%-14% return can be achieved by investing in Pattaya-condos, however I remain slightly sceptical.

 

Others appear to believe that far-higher returns are available by investing in crypto-currencies, they don't usually claim it's risk-free, but  ...  

 

...  reaches for 40-foot barge-pole.

 

I am reminded that, if it looks too-good-to-be-true, then it often is. 

 

Exercise extreme-caution, and don't-bet-the-farm, is my advice to the OP.

 

 

[Rimmer]

Some troll posts have been removed.