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There are often some government banks that lend on low income, low deposit but the interest can be 7%, they start low at 3-4% but go up each year.

Posted

Usually, bank will only loan a modest % of the cost of the house (often the land value, not the house value) particularly if the house is not new. A lot of things can go wrong with a house in Thailand, and Thai banks do not like losing money.

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