Due to the Exchange Rates - have you changed your spending habits?

[thonglorjimmy]

50 minutes ago, Percy P said:

Good man, and does she make the bed and do the cooking.

Well they won't do themselves will they?

[alien365]

I've always been a believer in supporting local but as times are getting difficult we only eat out two or three times a week now rather than 5 times. We used to holiday in Thailand about once every two months but this is down to once a year now (TM 30 has influenced this too), saving on fuel, accommodation and eating out costs. I've changed to a cheap gin rather than buying boxes of beer at home and wine is a once a year treat now. I use the aircon more sparingly, I turn the fridges down a notch to help with electric. All these little things help save on cash. It sounds pretty grim but as a Yorkshireman I can't help but enjoy the challenge. The biggest challenge is getting my wife to spend less. I'm getting fed up of all the envelopes she fills for others weddings and funerals

[EricTh]

I used to go out everyday on my bike, now I have to go out alternate days just to save petrol/oil.

 

In the past, I ate 3 meals per day outside. Now, I've started cooking by myself to save some money. Now only I realize that I am too lazy to cook and just buy those Mama easy-to-cook meals. 

 

Yes, life has gone worse because of the strong baht.

 

Edited August 11, 2019 by EricTh

[Caine]

13 hours ago, RichardColeman said:

Bit silly statement ! Plain and simple, if your wife wont go out and work - even as a gate guard for 12,000 baht a month to help out in the time the exchange rate is bad - then you married the wrong one. They are the stupid ones - not those with wives who marry and WILL help out. I have many friends with Thai wives who work to help out - great really having time to yourself and her having some money to spend. I've had many bargirls in my time - like most of us - but I married a school teacher - someone who has worked all their life and I can rely on. Bar girls are for fun - not great for marriage - and yes, I know some are different, but not many will go out and look for work after marriage. 

You wife probably needs to work to keep the Thai geeza she has on the side. Don’t be an Ostrich all your life, they all have one.

[Denim]

12 minutes ago, alien365 said:

I'm getting fed up of all the envelopes she fills for others weddings and funerals

 

The thing to do is secretly slit the bottom open and follow her around until the money drops out. Sorted.

[roo860]

You wife probably needs to work to keep the Thai geeza she has on the side. Don’t be an Ostrich all your life, they all have one.

And where did you get that snippet of information from?

Sent from my SM-G920F using Thailand Forum - Thaivisa mobile app

[BritManToo]

13 minutes ago, Caine said:

then you married the wrong one.

Marriage is always to the 'wrong one'.

I've always tried to pick one the right age at the right weight and price.

 

I don't know haw a quote from Mr. Coleman got attributed to Mr. Caine, but there it is.

Apologies to both.

Edited August 11, 2019 by BritManToo

[Tropposurfer]

13 hours ago, KittenKong said:

But doesn't that suppose that you have two accommodations available for your use all year, for which you are presumably paying, and which you have presumably furnished and kitted-out? Not to mention some sort of vehicle available in both places. That sounds expensive to me, and surely more expensive than just staying put here.

 

I like travelling and I like going on trips for a month or so, but I cant think of anything worse than spending six months in one place and six in another. I would never be at home. Still, each to his own.

 

To answer the OP's question: no. Having bought a car and a condo and fitted it out to my satisfaction I find that I dont spend much here these days. Not being a drinker and not having a family or any Thai acquaintances helps hugely with that, of course.

I can imagine it if having enough money to do it easily like housekeeper, getting jones ready for you when you arrive etc. but on average money it would be difficult and more tedious for sure.

[Handsome Gardener]

6 hours ago, Jip99 said:

 

 

Why not.

 

If times re a bit tougher she she should not need 'sending out', she should be proactive in contributing to the coffers.

Clearly we're different people - men who would send or allow their wives to go and sit in a hut for 12,000 baht a month need to take a good look in the mirror (then perhaps head on down town to buy themselves a dress !!)

[BritManToo]

45 minutes ago, EricTh said:

I used to go out everyday on my bike, now I have to go out alternate days just to save petrol/oil.

Get a bicycle, it's better for you and costs nothing after the initial purchase.

I'm out 5 days a week now it's too wet to hike.

[Jip99]

5 minutes ago, Handsome Gardener said:

Clearly we're different people - men who would send or allow their wives to go and sit in a hut for 12,000 baht a month need to take a good look in the mirror (then perhaps head on down town to buy themselves a dress !!)

 

 

"Allow their wives"

 

 

Just look at yourself......????

[MikeN]

When I moved here my home currency (AU$) was in the low thirties to the dollar, I knew that would never last and budgeted on it going back down to around 25/$ and still living comfortably. Now it is under 21/$, around -35%, and the belt has been tightened. The missus always wanted to go back home to Ubon and the declining budget balance finally convinced me to leave BKK.

Now we are saving 14,000 baht/month on rent, very little western food available at the Tesco Express so we save money there, no 1000 baht pizza and beer nights at the local beer garden, just a few quiet beers while watching the footy or a bottle of Sangsom with the Thai family.

there have been a few setup expenses but i reckon we are saving around 20,000 baht a month here compared to BKK.

And as a bonus, I can go for a walk along quiet roads through the rice paddies instead of pounding the treadmill in the BKK condo.

 

[Handsome Gardener]

1 hour ago, BritManToo said:

Why would I care?

It's normally my gf driving it and she doesn't have a driving licence either.

She says "My brother is a police captain, I don't need a driving licence or insurance"

I do admit, I've gone a bit native.

 

Why would you care ? Because if it was me you pranged into with that attitude, you would be unlikely to be driving again for quite a while!

 

So answer the question you were posed by Mr Danson - you know your gf is uninsured, and never been formally trained to drive - so if she killed a kid, that's just collateral damage right ?

Edited August 11, 2019 by Handsome Gardener

[Handsome Gardener]

2 hours ago, chilly07 said:

Brexit Ultras have cut my income by 30 pc. With lunatics running the asylum little relief expected until they  are incarcerated in their newly expanded prison service!

No no you're mistaken - Brexshit has not affected the pound whatsoever - ask a brexiteer!

[Skeptic7]

No...not quite yet anyway. Another 5-10% decline in the USD and will start to tighten it up a bit. Never been an extravagant spender, so won't put much of a change in the lifestyle. Glad we purchased the land at 33 and had the house built the end of last year while still getting 32! 

[Handsome Gardener]

58 minutes ago, roo860 said:

And where did you get that snippet of information from?

Sent from my SM-G920F using Thailand Forum - Thaivisa mobile app
 

TVF

[Handsome Gardener]

18 minutes ago, Jip99 said:

 

 

"Allow their wives"

 

 

Just look at yourself...…????

You look good in that skirt

[BritManToo]

16 minutes ago, MikeN said:

Now we are saving 14,000 baht/month on rent, very little western food available at the Tesco Express so we save money there, no 1000 baht pizza and beer nights at the local beer garden, just a few quiet beers while watching the footy or a bottle of Sangsom with the Thai family.

I'd rather be dead.

[wgdanson]

12 minutes ago, BritManToo said:

I'd rather be dead.

You possibly will be if you let your unlicenced gf drive you around!

[Skeptic7]

7 minutes ago, wgdanson said:

You possibly will be if you let your unlicenced gf drive you around!

Majority of Thai drivers are probably unlicensed. Many I see in our area aren't even old enough to sprout pubes, so much as drive...yet tooling around on motorbikes and some even driving cars/trucks. 

[Justgrazing]

6 hours ago, Denim said:

Only spending money on food and essentials now.

Same 'ere .. I'll even have to cut back on the pussy .. 

 

[BritManToo]

34 minutes ago, wgdanson said:

You possibly will be if you let your unlicenced gf drive you around!

You should see my kid's school.

12yos collecting younger siblings on m/cs, 2 or 3 at a time no helmets.

[Denim]

6 minutes ago, Justgrazing said:

Same 'ere .. I'll even have to cut back on the pussy .. 

 

 

Well, if you ever run out of money any pussy you had might be on the lamb.

[sanemax]

8 minutes ago, BritManToo said:

You should see my kid's school.

12yos collecting younger siblings on m/cs, 2 or 3 at a time no helmets.

Isnt that your girlfriends kid ?

[sanemax]

14 minutes ago, Justgrazing said:

Same 'ere .. I'll even have to cut back on the pussy .. 

 

Do you mean pussy as in vagina ?

[new2here]

Because I am paid in THB, I’ve found that trips to Europe and the US are easier on the wallet.. not massively per se.... but I do notice that what used to be perhaps a $3,000 trips now ends up actually costing me more like $2,700 or so...

Have I made changes to how I spend? Not really I don’t think so, but I do notice the change in THB versus USD a little bit more when it comes to account settlement time on my credit cards.


Sent from my iPhone using Thaivisa Connect

[mehrdad]

Same ,, for me change too much spending habit 

less and less ! ☹️

[ChipButty]

2 hours ago, wgdanson said:

So you have an out-of-control girlfriend.  LOL

I thought they were all out of control

[ChipButty]

My wife's a fuking snob it took me years to get her to shop in Makro good tip guys if you have a pool I only run it 4 hours a day saves a few baht on the leccie bill, 

The outside lights on a timer that goes of now, One of my neighbors lights used to go off at 6am not on at all now

[jimmyyy]

Not not really changed much, the USD is still above 30 to the baht so things are still trucking along.