salavan Posted February 18, 2023 Share Posted February 18, 2023 Does anyone know a bank or preferably a building society in the UK (Apart from nationwide) that will allow them to keep their account after moving abroad. I know non residents can't open a new account, I'm interested in one that wont close your account after moving abroad. Link to comment Share on other sites More sharing options...
Popular Post Kwasaki Posted February 18, 2023 Popular Post Share Posted February 18, 2023 Fist Direct. 1 2 Link to comment Share on other sites More sharing options...
Liverpool Lou Posted February 18, 2023 Share Posted February 18, 2023 There's no such thing, they all can as they are all bound by the banks' (BoE?) rules that UK account holders are UK residents although relationships between banks and their customers can override some banks' decision to close accounts. It can be just a matter of time, though. You are going to get a few posts reporting that their bank has no problem with their location but that does not mean that the same attitude will apply to a new or recent customer...or even them in due course. 1 Link to comment Share on other sites More sharing options...
Liverpool Lou Posted February 18, 2023 Share Posted February 18, 2023 2 minutes ago, Kwasaki said: Fist Direct. Well greased, I hope. 2 Link to comment Share on other sites More sharing options...
Kwasaki Posted February 18, 2023 Share Posted February 18, 2023 8 minutes ago, Liverpool Lou said: Well greased, I hope. Yeah typo that dam ad thing coming across while I write. ???? 1 Link to comment Share on other sites More sharing options...
Kwasaki Posted February 18, 2023 Share Posted February 18, 2023 Try again First Direct online banking. 1 1 Link to comment Share on other sites More sharing options...
The Fugitive Posted February 18, 2023 Share Posted February 18, 2023 Halifax and Santander. Santander will send renewed/replacement cards to Thailand. Unfortunately, Halifax won't. Link to comment Share on other sites More sharing options...
Kwasaki Posted February 18, 2023 Share Posted February 18, 2023 16 minutes ago, Liverpool Lou said: There's no such thing, they all can as they are all bound by the banks' (BoE?) rules that UK account holders are UK residents although relationships between banks and their customers can override some banks' decision to close accounts. It can be just a matter of time, though. You are going to get a few posts reporting that their bank has no problem with their location but that does not mean that the same attitude will apply to a new or recent customer...or even them in due course. Well my situation is my private pensions providers won't pay pensions into my Thai Bank only a bank or building society in UK. Maybe if First Direct didn't get those payments things could turn out different. 1 Link to comment Share on other sites More sharing options...
treetops Posted February 18, 2023 Share Posted February 18, 2023 3 minutes ago, The Fugitive said: Halifax and Santander. Santander will send renewed/replacement cards to Thailand. Unfortunately, Halifax won't. Was just about to say Santander. It's documented on their site: https://www.santander.co.uk/personal/support/customer-support/moving-abroad 1 Link to comment Share on other sites More sharing options...
Liverpool Lou Posted February 18, 2023 Share Posted February 18, 2023 (edited) 9 minutes ago, treetops said: Was just about to say Santander. It's documented on their site: https://www.santander.co.uk/personal/support/customer-support/moving-abroad The OP's question was about banks that will not close the accounts of non-UK residents. Santander certainly does not document that they will keep non-UK residents' accounts open. Edited February 18, 2023 by Liverpool Lou Link to comment Share on other sites More sharing options...
treetops Posted February 18, 2023 Share Posted February 18, 2023 3 minutes ago, Liverpool Lou said: The OP's question was about banks that will not close the accounts of non-UK residents. Santander certainly does not document that they will keep non-UK residents' accounts open. You're misinterpreting this somehow: They may close it while you're abroad (as they can do with any account) but not because you're abroad. 1 Link to comment Share on other sites More sharing options...
The Fugitive Posted February 18, 2023 Share Posted February 18, 2023 14 minutes ago, Kwasaki said: Well my situation is my private pensions providers won't pay pensions into my Thai Bank only a bank or building society in UK. Maybe if First Direct didn't get those payments things could turn out different. That HAS to be discrimination. The Trustees need a good reporting! If you no longer have ties with UK what are you supposed to do? 1 Link to comment Share on other sites More sharing options...
treetops Posted February 18, 2023 Share Posted February 18, 2023 2 minutes ago, The Fugitive said: That HAS to be discrimination. The Trustees need a good reporting! If you no longer have ties with UK what are you supposed to do? I don't think "expats" is a group where it's not allowed to discriminate against like religions, races etc. 1 1 Link to comment Share on other sites More sharing options...
BritManToo Posted February 18, 2023 Share Posted February 18, 2023 39 minutes ago, Kwasaki said: Try again First Direct online banking. They froze my account. 1 Link to comment Share on other sites More sharing options...
The Fugitive Posted February 18, 2023 Share Posted February 18, 2023 3 minutes ago, treetops said: I don't think "expats" is a group where it's not allowed to discriminate against like religions, races etc. They are certainly failing to provide what many would regard as a reasonable standard of service. Other pension funds offer conversion of currencies and agree to make transfers to foreign banks. Link to comment Share on other sites More sharing options...
BritManToo Posted February 18, 2023 Share Posted February 18, 2023 1 hour ago, salavan said: Does anyone know a bank or preferably a building society in the UK Wise like pensions, and are happy to accept monthly deposits. Alternatively don't tell anyone you moved outside the UK and use your current address. They don't check you still live there even if the new homeowners tell them. 1 1 Link to comment Share on other sites More sharing options...
treetops Posted February 18, 2023 Share Posted February 18, 2023 3 minutes ago, The Fugitive said: They are certainly failing to provide what many would regard as a reasonable standard of service. Other pension funds offer conversion of currencies and agree to make transfers to foreign banks. Agreed, but another option may be to find another pension provider which more suits the expat's needs, although that may be easier said than done. 1 Link to comment Share on other sites More sharing options...
Kwasaki Posted February 18, 2023 Share Posted February 18, 2023 55 minutes ago, The Fugitive said: That HAS to be discrimination. The Trustees need a good reporting! If you no longer have ties with UK what are you supposed to do? I don't know I didn't know of such ruling over Banks I thought they were allowed to do what they want with existing customers. What can whoever it is, do to tell FD to stop accepting money from my pensions providers. Bangkok Bank has a bank in UK so maybe get providers to pay it into there, as long as can open an account there. 1 Link to comment Share on other sites More sharing options...
Kwasaki Posted February 18, 2023 Share Posted February 18, 2023 57 minutes ago, BritManToo said: They froze my account. Why you have a UK address. Link to comment Share on other sites More sharing options...
BritManToo Posted February 18, 2023 Share Posted February 18, 2023 (edited) 2 minutes ago, Kwasaki said: Why you have a UK address. Tried to get them to send a new debit car to Thailand. Online and phone app both require a debit card+card reader to access. Result = frozen account. Edited February 18, 2023 by BritManToo 1 Link to comment Share on other sites More sharing options...
The Fugitive Posted February 18, 2023 Share Posted February 18, 2023 3 minutes ago, Kwasaki said: such ruling over Banks I was referring to the pension provider. They owe you and are insisting upon you maintaining a UK bank account otherwise they won't pay out. Poor standard of service. 1 Link to comment Share on other sites More sharing options...
Kwasaki Posted February 18, 2023 Share Posted February 18, 2023 3 minutes ago, BritManToo said: Tried to get them to send a new debit car to Thailand. Online and phone app both require a debit card+card reader to access. Result = frozen account. First Direct sends me debit card and credit card to Thailand. Also Visa statements. They also sent me the small reader tablet so I can go online. My Thai wife still has an account with them. 1 Link to comment Share on other sites More sharing options...
Kwasaki Posted February 18, 2023 Share Posted February 18, 2023 4 minutes ago, The Fugitive said: I was referring to the pension provider. They owe you and are insisting upon you maintaining a UK bank account otherwise they won't pay out. Poor standard of service. Well it's no problem at the moment so I let it be. I get £250 free overdraft and can overdraft up to £500. Credit card limit of £1000 but pay every month and never go over £500. You cannot get anything like that with Bangkok Bank in Thailand. 1 Link to comment Share on other sites More sharing options...
BritManToo Posted February 18, 2023 Share Posted February 18, 2023 3 minutes ago, Kwasaki said: Well it's no problem at the moment so I let it be. I get £250 free overdraft and can overdraft up to £500. Credit card limit of £1000 but pay every month and never go over £500. You cannot get anything like that with Bangkok Bank in Thailand. Natwest give me a 10,000 pound free overdraft. 1 Link to comment Share on other sites More sharing options...
Kwasaki Posted February 18, 2023 Share Posted February 18, 2023 (edited) @BritManToo I couldn't get that anymore now I live abroad, I can't get a loan from my uk bank anymore living abroad. Edited February 18, 2023 by Kwasaki Link to comment Share on other sites More sharing options...
Liverpool Lou Posted February 18, 2023 Share Posted February 18, 2023 1 hour ago, treetops said: 1 hour ago, Liverpool Lou said: The OP's question was about banks that will not close the accounts of non-UK residents. Santander certainly does not document that they will keep non-UK residents' accounts open. You're misinterpreting this somehow: No, I am not misinterpreting the Santander information. Nowhere does it state that it will not close non-UK resident's accounts. Link to comment Share on other sites More sharing options...
youreavinalaff Posted February 19, 2023 Share Posted February 19, 2023 23 hours ago, Liverpool Lou said: No, I am not misinterpreting the Santander information. Nowhere does it state that it will not close non-UK resident's accounts. Does it state they will? Link to comment Share on other sites More sharing options...
treetops Posted February 19, 2023 Share Posted February 19, 2023 2 hours ago, youreavinalaff said: Does it state they will? It doesn't because Santander doesn't have such a policy. As above, they may close any accounts for a variety of reasons, including those of non-UK residents, but being non-resident won't be the reason. 1 Link to comment Share on other sites More sharing options...
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