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Posted (edited)
26 minutes ago, gearbox said:

The main issue looking forward would be health insurance. The older you get the more expensive it gets, and from your OP you don't have the money to self insure.

Yes, that is always in my mind. I have a two options I am exploring and all suggestions are welcome.
Option 1. If I get SS at FRA and I can fully enroll in Medicare for $300 (current prices) in many places in the USA. In emergency I will go to USA. But right now I don't have a place in the USA to stay. I can buy a small house in many states in USA (still looking) for $50K with 10K down payment but I need an income. Life is not easy.
Option 2. India is cheap for medical purposes. May be I can use my credit cards if need arises. Not sure how long banks will keep my available credits now that they will know I am divorced. 

Edited by ChintaHuma
Posted

If you have one issue like a health issue you are broken and jump from a balcony as so many did.

 

You need more money! 

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Posted (edited)
39 minutes ago, gearbox said:

Emergency health issues that you can't cover.

Yes that is one issue I still struggling about. The two options I have outlined earlier. The third option is to buy health insurance, let's say 100K per year, So for three years it is only 300K. And after that I can always get into Medicare and in emergency I can move to the USA. In Medicare and Medigap and it will be $300/month. Even if I am not able to enroll in Medigap, the states will pick up my expenses. For that I need a house in the USA. Doing research for the best states to buy a cheap house for 50K USD that I can rent out when I am in Thailand. 

 

39 minutes ago, gearbox said:

Relationship with a wrong woman

Don't need any relationship now.

 

 

39 minutes ago, gearbox said:

Getting into a business in Thailand that you don't understand

Don't want to get into business in Thailand. I already have a website that generates $100/month profit now. It used to generate $6,000/month profit but I neglected it for long due to personal reasons and too much stress. I will work on my website to increase its profits again. I have also opened an etsy site for selling print on demand products. I have tested a few book and album cover design in Fiverr and I generated $80 last month. I have lots of ideas for side hustles that does not involve opening businesses in Thailand. I was a digital nomad for ten years when most people never heard of the term "digital nomad".

Edited by ChintaHuma
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Posted
39 minutes ago, still kicking said:

I retired in Oz with nothing since I lost everything in Thailand, now I live on the pension and pay rent and still can come to Thailand Twice a year 

With five million and $2,000 income from SS, it is possible to retire in the USA also. Just buy a house for 50K USD in the USA for 10K down and you will be OK. Many people do that also. 

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Posted
16 minutes ago, ChintaHuma said:

Thank you @Jingthing. Very sensible suggestions. Gives me some hope in this despair time.

 

I like Pattaya (specially the Jomtien area). I don't like Thailand's rural areas or the islands. Pattaya has foods from all over the World and my favorite foods like Japanese, Korean, Middle Eastern, Indian, and good burgers. Malls are also good and have good food courts. I could spend half a day window shopping in the Malls. Movie theaters are excellent and there are a few. Jomtien beach is OK. When in Pattaya. my morning routine was walking to Jomtien beach and sit there for a few hours. Can go anywhere in Pattaya for few baht using Songtaw or Bolt for 100 baht. 

 

My only concern is health insurance.

Yes the International food situation in Pattaya is excellent.

 

On health insurance Colombia is much better. No issues with pre-existing conditions. All expats required to join. Low cost high quality their system has a high WHO rating.

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Posted
49 minutes ago, treetops said:

What if that emergency precludes you travelling and requires immediate treatment?

There are credit cards for that. But, with all the discussions (discussions help)  and after listing my expenses it appears I may be able to afford health insurance with my 2K USD budget. 

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Posted (edited)
11 minutes ago, Jingthing said:

On health insurance Colombia is much better. No issues with pre-existing conditions. All expats required to join. Low cost high quality their system has a high WHO rating.

After I started listing my expenses, it seems I may be able to afford health insurance. I have been to Bogota and I liked it. But never been to Coffee Triangle.  May be I should make a trip to get the vibe. But there are no beaches I assume in the coffee triangle. Thanks for the suggestions. 

Edited by ChintaHuma
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