BANGKOK, (TNA) – A Chinese woman, owner of a Rolls-Royce that was rear-ended by a pickup truck, has demanded compensation from the pickup truck driver.

She used a translation application on her mobile phone to communicate with the pickup truck driver on the day of the accident, causing him to misunderstand that she forgave him and would not file a complaint against him. Upon hearing the news that she forgave the pickup driver and did not demand compensation, she quickly sought advice from her lawyer.

 

Sun Yuhan, 38 along with her lawyer, Mr. Anirut Kongsap, met with the highway police to seek compensation from the pickup truck driver for the accident on August 13 on the outbound lane of the Motorway. The collision resulted in damages estimated at 1.3 million baht, involving repairs to the rear lights and bumper.

The woman, who runs a restaurant business with branches in both Bangkok and Pattaya, stated that she was driving to have her vehicle checked at a service center. While driving at approximately 80 km/h, she encountered slowed traffic ahead and the pickup truck crashed into the back of her Rolls-Royce.

 

Full story: https://tna.mcot.net/english-news-1224318

 

-- TNA-MCOT 2023-08-17

 

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RELATED STORY

Rolls of redemption: Chinese woman forgives Thai driver after Rolls-Royce collision

https://aseannow.com/topic/1303591-rolls-royce-in-the-spotlight-repair-costs-unveiled-after-rear-end-collision/?do=findComment&comment=18278556
 

 

Well that escalated quickly, how much third party insurance cover does he have?

 

I often wondered what would happen if I was to accidentally write off one of those supercars with normal first class insurance on my run of the mill Toyota and the accident was my fault.

Hopefully the driver responsible for the collision is insured.

If not, the woman should be lenient, although she is in her rights to claim...after all what is 1,3 millions: She should turn that situation to her advantage and use the publicity to promote her restaurants (although I doubt that the income generated by these paid for the car)

IMO anyone stupid enough to drive a car like that anywhere in Thailand in normal traffic is an <deleted>.

Hopefully the pickup driver is insured.

1 hour ago, alyx said:

(although I doubt that the income generated by these paid for the car)

Indeed!

1 hour ago, webfact said:

The collision resulted in damages estimated at 1.3 million baht, involving repairs to the rear lights and bumper.

I'm calling BS on that. Apart from the rear lights IMO any panel shop could repair the bumper with a bit of bog and a good paint job.

Is the owner of the Rolls not insured herself? Normally, the most one would pay ( apart from the excess ) is loss of discount when renewing.

If she isn't, tuff luck.

Sure to be a lot of sympathy for a RR driving Chinese woman on here what's the Mandarin for go swivel ????

Personally, I find it grossly unfair, in any country, where privileged people drive on the streets in an overly expensive car, often hundreds of times more pricey than what 99.9% of the common folk drive. Thus, if a collision should happen, the commoner is placed in a very difficult position. Such is the case here. Of course the pickup truck driver is at fault but had she been driving a "normal" car, his insurance, if he was insured, would have been adequate.

(As an aside, I wonder if she has the proper work permit)

2 hours ago, webfact said:

The woman, who runs a restaurant business with branches in both Bangkok and Pattaya,

Must be doing quite well, or just fronts for other business?

39 minutes ago, neeray said:

Thus, if a collision should happen, the commoner is placed in a very difficult position.

Good reason to drive carefully! I'm surprised the pickup driver did'nt "flee the scene"!

 

 

Edited August 16, 20232 yr by 2baht

1 hour ago, thaibeachlovers said:

I'm calling BS on that. Apart from the rear lights IMO any panel shop could repair the bumper with a bit of bog and a good paint job.

That's not very hiso! ????

Pick up driver wasnt insured. So he have to pick up the tab as he drove into the back. Keep distance and this wont happen.

53 minutes ago, neeray said:

 

(As an aside, I wonder if she has the proper work permit)

When you are driving one of those cars, you don't let inconveniences like ' work permits ' trouble you.

 

As other posters have mentioned they doubt the car was funded by her restaurants and so do I.

3 hours ago, webfact said:

The woman, who runs a restaurant business with branches in both Bangkok and Pattaya

Holy msg batman, she must have been out making deliveries! 

It would be interesting to see here information about the legal situation.

Many of us have an insurance. But all insurances have limits. And in Thailand the limits are not high.

 

If a poor person with a (government) insured vehicle crashes into something expensive, what will happen? The poor person won't be able to pay the full repair cost because the person is poor.

 

But what would happen is i.e. a farang dollar millionaire rides on a properly insured motorcycle and crashes into such car? After the insurance pays the little money which it will pay, does the rich person have to pay all the rest from his own money?

 

It would be great to read a legal answer about this - and not lots of speculations as usual. 

11 minutes ago, Scouse123 said:

When you are driving one of those cars, you don't let inconveniences like ' work permits ' trouble you.

 

As other posters have mentioned they doubt the car was funded by her restaurants and so do I.

Now there's a set of hubcaps any Scouser would be proud of! 

1 hour ago, neeray said:

(As an aside, I wonder if she has the proper work permit)

I thought about this also. If it had been a different nationality of farang the investigation would already be done, but seeing how she's a rich chinese--the master race that Thais bow down too (sarcasm), we haven't heard anything about that. Maybe the brown envelopes glossed over checking on that.

Edited August 17, 20232 yr by ross163103
Spelling

At least the Spirit of Ecstacy remained intact .

3 hours ago, ukrules said:

Well that escalated quickly, how much third party insurance cover does he have?

 

I often wondered what would happen if I was to accidentally write off one of those supercars with normal first class insurance on my run of the mill Toyota and the accident was my fault.

My policy only covers 1 million baht per accident....so in this case I'd have to fork out the extra 300K....not so bad! But imagine of you wrote the Rolls off, my wife told me it cost 33 milion baht...so I'd only owe 32 million. 

2 minutes ago, retarius said:

My policy only covers 1 million baht per accident....so in this case I'd have to fork out the extra 300K....not so bad! But imagine of you wrote the Rolls off, my wife told me it cost 33 milion baht...so I'd only owe 32 million. 

You would think that supercar owners have access to additional insurance that covers them for accidents regardless of who's fault it is.

 

Because they know for sure that the average driver is going to have a very low payout insurance policy throughout the entire country.

 

This woman should have phoned her insurance company and left it to them, they will then negotiate with the responsible parties insurance company and if it's deemed necessary they will cover any and all damage and then go into recovery mode where they file lawsuits for any costs they can't recover - or write it off which I suspect is what happens.

 

There's no way she's going to be left with a broken car and out of pocket.

 

It shouldn’t matter about the nationality or the car, most foreigners I see here aspire to owning a Toyota fortuner and then proceed to drive it like an idiot! So she’s Chinese and

owns a roller, so,what, the thing that should be of concern is that it’s a pickup ( involved in most accidents here) that’s almost certainly uninsured and / or driven by someone without a license, 

The story reminds me of a train accident in Selby England caused by a land rover running onto the track causing 10 deaths and many millions of pounds in damage . 

The landrover owners insurance had to payout millions .

 

1 hour ago, neeray said:

Personally, I find it grossly unfair, in any country, where privileged people drive on the streets in an overly expensive car, often hundreds of times more pricey than what 99.9% of the common folk drive. Thus, if a collision should happen, the commoner is placed in a very difficult position. Such is the case here. Of course the pickup truck driver is at fault but had she been driving a "normal" car, his insurance, if he was insured, would have been adequate.

(As an aside, I wonder if she has the proper work permit)

And hogging the outside lovertaking ane most probably. Most self respecting Mercedes, or BMW drivers would be seen on the inside lane, let alone a Rolls Royce.????

1 minute ago, Gandtee said:

And hogging the outside lovertaking ane

No love lost there! ????

21 minutes ago, OneMoreFarang said:

It would be interesting to see here information about the legal situation.

Many of us have an insurance. But all insurances have limits. And in Thailand the limits are not high.

 

If a poor person with a (government) insured vehicle crashes into something expensive, what will happen? The poor person won't be able to pay the full repair cost because the person is poor.

 

But what would happen is i.e. a farang dollar millionaire rides on a properly insured motorcycle and crashes into such car? After the insurance pays the little money which it will pay, does the rich person have to pay all the rest from his own money?

 

It would be great to read a legal answer about this - and not lots of speculations as usual. 

An old lady pulled out in front of me, without looking, on her motorbike, damage to my car was 80k, she wasn't hurt. Police determined she was at fault but she was poor, had no driving license or insurance. The police drew up an agreement  that she was to pay me 1,000 Baht a month or go to prison. When the dust had settled the officer pulled me to one side and asked me to report to him if she didn't pay as this was the second time this had happened. The motorbike was crap and should never have been on the road, it was confiscated by the police. She never paid even one Baht but I didn't bother reporting her, sending a 65 year old lady to prison wasn't going to help me. I didn't have 1st class insurance so I had to pay for my own damage. This is what the pick up driver can expect probably, monthly payments or prison.

She needs to brush up on Thai law as it is applied. If the foreigner wasn't in the country the accident couldn't have happened so it must be the foreigners fault. Whether her special exemption for being Chinese overrides that is yet to be established.

 

She may find it would have been cheaper to have paid herself than raise eyebrows about the "unusual" profitability of her restaurant business.

11 minutes ago, OneMoreFarang said:

It would be interesting to see here information about the legal situation.

Many of us have an insurance. But all insurances have limits. And in Thailand the limits are not high.

 

If a poor person with a (government) insured vehicle crashes into something expensive, what will happen? The poor person won't be able to pay the full repair cost because the person is poor.

 

But what would happen is i.e. a farang dollar millionaire rides on a properly insured motorcycle and crashes into such car? After the insurance pays the little money which it will pay, does the rich person have to pay all the rest from his own money?

 

It would be great to read a legal answer about this - and not lots of speculations as usual. 

In both cases 

If , as one would expect, the "rich" person has first class insurance then he pays nothing other than his "excess" his insurance will cover all costs for him, as stated in his policy,  that is what he pays them for. It is then up to his insurance company to recoup their losses, Their first hope is to deal with the other persons insurance company but if the amount involved exceeds that companies limit for a single incident,then they would have the option of pursuing their remaining  losses directly from the person responsible, through the courts

                  Often not a financially viable option in the first of your examples, and probably practically impossible  and prohibitively  expensive in the second  example you mentioned so, normally  the cost will be covered by the insurance company, An incident like the that in the OP won't raise an eyebrow in insurance circles 1.3 million baht is nothing in the great scheme of things. Writing off a brand-new pickup and hospitalising all passengers would cost significantly more and is a daily occurrence, 

                   I wouldn't feel too sorry for the insurance companies, any losses they suffer are ultimately just passed on to their customers  and  I dread to think what the insurance premium costs per year for a rolls royce

22 minutes ago, ukrules said:

You would think that supercar owners have access to additional insurance that covers them for accidents regardless of who's fault it is.

most peoples 1st class insurance does exactly that

58 minutes ago, ross163103 said:

I thought about this also. If it had been a different nationality of farang the investigation would already be done, but seeing how she's a rich chinese--the master race that Thais bow down too (sarcasm), we haven't heard anything about that. Maybe the brown envelopes glossed over checking on that.

Puddle deep reporting!