Under Construction Condo’s Fire Escape Collapses, 3 Houses Damaged
-
Recently Browsing 0 members
- No registered users viewing this page.
-
Topics
-
-
Popular Contributors
-
-
Latest posts...
-
205
UK Flat – Sell or Keep Renting? Expats Who’ve Been There – What Did You Do?
Just to mention, I am moving most of my investments that are not in company pensions or in savings to the Interactive Investor platform. The basic fee structure is flat fee of £4.99 per month up to £50k. Portfolio over £50k is £11.99 a month. Trades are £3.99 but you get a free one each month on the £11.99 plan. The app is "OK" but does the job. I much prefer the HL one and their customer service is great but their fees I don't prefer 😄 I'm moving a fair chunk of my money off there to II. They charge 0.45% platform fee on unit trusts, which is a joke. Where they are pretty good is for holding shares and ETFs. They are capped at a maximum of £45 per year. If you keep those long term then HL is good. So I'm leaving that part of my investments there. Otherwise, I've moved to II. Current allocation roughly of my assets is - Flat owned outright - approx 20% Pensions - about 35% Stocks - various, about 25% (I think your allocations sound pretty sensible, maybe add in a smallish punt on an AI stock tracker - look at the L&G fund) Savings - about 20%, needed over the next 5-6 years. I'm comfortable with that. I might reduce the cash element some more, especially as interest rates drop, but it will go in equity income funds focussing on dividend stocks with a proven record of not going south if the market does. On that subject, I think it's fair to say it's fully valued now and unpredictable times ahead because no-one knows the real impact of the tariffs yet. Friday saw a minor panic purely because Amazon failed to heavily beat market expectations unlike Meta and Microsoft. Another thing to factor in is exchange rates - I'm in US stocks (some AI/tech funds, US smaller companies, plus as part of global income ones) but the expectation is the $ will weaken in future. I'm sticking with it but I don't expect US can deliver the same outperformance seen in the last 10 years, if you look back to the 2000s that decade was a total contrast. -
13
Middle East Shockwaves as Israeli Minister Prays at Holy Jerusalem Site
Thanks! At least Im not a neo national socialist jew hating baby killing terrorist troglodyte. -
146
Middle East Gaza: We are dying slowly, save us !
Those groups are not doctors, and depend on hyped claims to drive donations. As I said, a lot of what the Gazans are suffering is self inflicted. Generations of marrying your family members will create weak, sick, and damaged children. I am waiting to see photos of young Gazan men looking like they have missed any meals. But somehow, all the images that come out show healthy looking parents and suffering kids. -
137
-
0
List of requirements swop marriage extension to retirement
Went local office they wont provide or commit to writing a list Told 5700 for multi entry 1 photo 2 banks letters one a 'guarantee ' other letter showing more than 800k same day whch is a real pain. Is there anything else ? -
148
USA US Welcomes Qatari Gift: Fiery Debate Over New Air Force One
It will be a useful addition to the presidential library that will allow citizens to read the President's favourite books, like Postman Pat, Dr. Suess and The Gay Engineer that Could.- 1
-
-
-
Popular in The Pub
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now