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Launching Medical Coverage For Foreigners is Encouraging, But Won’t Apply to Many Incidents

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Last week, the Thai government announced something that seemed to go under the radar of many of our readers and the media, perhaps drowned out a bit by the parole of Thaksin Shinawatra or neverending U-turns on the status of the Cannabis Draft Law.

 

That something is medical coverage for foreign tourists, with some conditions. Get a recap of the official press release from the Thai Government PR department here before reading further if you aren’t sure what we are referring to.

 

This is decent news but as always with programs like this, there are a lot of fine print and regulations. Quality personal health insurance from a reputable company would always be preferable to an official government plan, of course. However, the fact the government is even implementing this program at all is certainly a positive thing.

 

So, we covered the basics of the plan in another article as stated above, this article will mainly focus on what it won’t cover.

 

It won’t cover illegal or reckless behaviour. So despite being one of the most reported incidents in which foreigners need health insurance, if you were driving a motorbike without a proper license, helmet, vehicle insurance, registration, or under the influence while driving, or driving recklessly/speeding, you won’t be covered.

 

Full story: THE PATTAYA NEWS 2024-02-19

 

- Cigna offers a range of visa-compliant plans that meet the minimum requirement of medical treatment, including COVID-19, up to THB 3m. For more information on all expat health insurance plans click here.

 

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It won’t cover illegal or reckless behaviour. So despite being one of the most reported incidents in which foreigners need health insurance, if you were driving a motorbike without a proper license, helmet, vehicle insurance, registration, or under the influence while driving, or driving recklessly/speeding, you won’t be covered.

 

Sounds reasonable.

So reasonable, that these limitations should apply also to all Thai drivers.

And should also include all these accidents caused by drivers on the phone, and just not looking ahead....

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This is not 'medical' insurance - it's 'accident' insurance 

7 hours ago, webfact said:

That something is medical coverage for foreign tourists, with some conditions

Get it if you can?

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