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[Lestat777]

Hello Everyone,

 

I'm a USA citizen. My wife and I got married in Thailand. Can I be added to her national health insurance plan?

 

Thank you

[Sheryl]

Not unless your wife is a Civil Servant.

 

The Thai system has 3 components:

 

1. Civil Service Social Security

2. Social Security (employed people other than civil servants )

3. Universal (AKA 30 baht) scheme -- all Thai citizens not covered by eithet of the above

 

Only the first of these covers spouses

[Lestat777]

On 10/8/2024 at 1:10 AM, Sheryl said:

Not unless your wife is a Civil Servant.

 

The Thai system has 3 components:

 

1. Civil Service Social Security

2. Social Security (employed people other than civil servants )

3. Universal (AKA 30 baht) scheme -- all Thai citizens not covered by eithet of the above

 

Only the first of these covers spouses

If you’re married to a Thai woman and live in Thailand, do you qualify for health insurance? 

Expats married to Thai citizens must apply for permanent residency to have benefits like universal healthcare.

 

Looks like you are incorrect. Once I get residency I can be added to her insurance.

[digbeth]

2 hours ago, Lestat777 said:

If you’re married to a Thai woman and live in Thailand, do you qualify for health insurance? 

Expats married to Thai citizens must apply for permanent residency to have benefits like universal healthcare.

 

Looks like you are incorrect. Once I get residency I can be added to her insurance.

 

you can't be added to her 'national' insurance if she's on universal scheme or social security, either you qualify to go on the schemes yourself through getting a job or citizenship

[MartinL]

6 hours ago, Lestat777 said:

If you’re married to a Thai woman and live in Thailand, do you qualify for health insurance? 

Expats married to Thai citizens must apply for permanent residency to have benefits like universal healthcare.

 

Looks like you are incorrect. Once I get residency I can be added to her insurance.

 

When do you propose getting residency? What work are you doing?

[marin]

On 10/7/2024 at 9:17 PM, Lestat777 said:

Hello Everyone,

 

I'm a USA citizen. My wife and I got married in Thailand. Can I be added to her national health insurance plan?

 

Thank you

 

6 hours ago, Lestat777 said:

If you’re married to a Thai woman and live in Thailand, do you qualify for health insurance? 

Expats married to Thai citizens must apply for permanent residency to have benefits like universal healthcare.

 

Looks like you are incorrect. Once I get residency I can be added to her insurance.

Unique style you have. You both ask and answer your own question. How long do you think it will take you to get residency?

[mfd101]

Residency is not the same thing as citizenship.

[prakhonchai nick]

I have residency and am married, but not aware I have any automatic Thai health insurance. Perhaps someone will kindly advise

[Ralf001]

10 minutes ago, mfd101 said:

Residency is not the same thing as citizenship.

 

No flies on you is there !

[Sheryl]

11 hours ago, Lestat777 said:

If you’re married to a Thai woman and live in Thailand, do you qualify for health insurance? 

Expats married to Thai citizens must apply for permanent residency to have benefits like universal healthcare.

 

Looks like you are incorrect. Once I get residency I can be added to her insurance.

 

The only time being married to a Thai confers access to government health benefits is if the Thai spouse is a Civil Servant. The Civil Service SS, unlike regular SS and the "universal" scheme, covers spouses. These other 2 systems (the 3 together comprising Thailand's system of health care access) do not.

 

Permanent resident status does not make one eligible for the government health scheme; only citizenship does that.

 

Of course, anyone - married or not - can take out private health insurance. Private insurances may vary in terms of whether or under what conditions a spouse can be "added" to a policy.

 

Under the 3 components that make up the government health scheme, only one -- the Civil Service SS - allows a spouse to be added, and in that case it does not  matter whether or not the spouse has permanent residency.

[Sheryl]

1 hour ago, prakhonchai nick said:

I have residency and am married, but not aware I have any automatic Thai health insurance. Perhaps someone will kindly advise

Unless your spouse is a Thai civil; service, you do not.

[Sheryl]

8 hours ago, digbeth said:

 

you can't be added to her 'national' insurance if she's on universal scheme or social security, either you qualify to go on the schemes yourself through getting a job or citizenship

Correct, exception being if the spouse is a Civil Servant covered by the Civil Servant social security scheme.

[Sheryl]

11 hours ago, Lestat777 said:

If you’re married to a Thai woman and live in Thailand, do you qualify for health insurance? 

Expats married to Thai citizens must apply for permanent residency to have benefits like universal healthcare.

 

Looks like you are incorrect. Once I get residency I can be added to her insurance.

 

I assume the middle paragraph is a quote? If so, from where? It is incorrect.  Permanent residency confers nothing in terms of government health care.

[prakhonchai nick]

5 minutes ago, Sheryl said:

Unless your spouse is a Thai civil; service, you do not.

Thanks Sheryl, exactly as I thought.  Unfortunately others on this forum think they know better!

[FritsSikkink]

11 hours ago, Lestat777 said:

If you’re married to a Thai woman and live in Thailand, do you qualify for health insurance? 

Expats married to Thai citizens must apply for permanent residency to have benefits like universal healthcare.

 

Looks like you are incorrect. Once I get residency I can be added to her insurance.

You are incorrect. To get residency, you need to work for 3 years and pay tax to start with. There are quite a few other requirements too.