UK Pensioners in Thailand Face New Scrutiny Over Pension Fraud

[jori123]

On 12/30/2024 at 12:39 AM, Gottfrid said:

Oh yes! It´s still fairly simple. You did not know. You did not keep on until they gave you the regulations.

If you are a resident or not right now, depends on if you were in UK 6 month continuously or not. If not, you will not be a resident.

Also, you write something like a problem because your wife´s mother getting old???? Really??? Did you not know people are getting old, or did you think she was younger than she really is? That is just not a problem that just pop up out of the blue. Everyone know people are getting old and must plan for that.

So, everything is still same easy. Happy New Year!

Regulations? You want to read them.for OAP ,AA,plus two others there is nothing sanctioned ,no stoppages, pay backs,nothing, etc,where to find out? DWP regulations,that's where,not the " I know someone " crowd,plenty of those looneys /spiteful weirdos on the loose. Keep to UK address or EU one

 

[jori123]

On 12/29/2024 at 11:28 AM, kimamey said:

The difficulty is finding those who might be getting the increase when they aren't entitled to under the current rules. If they have a way to find people who are possibly infringing the rules then it becomes much easier. It's not difficult to investigate someone to find out where they are living. Their passport information should do that. I'm surprised they aren't using that already although that might only go back so far.

PP information has nothing to do with non means tested /unsanctionable benefits,OAP is that,not punishable, surprisingly AA is too, PP is, plus a whole host are,U C def is ,might find it hard tho to drop the freezing,worth a try,I'll say it is

[ElwoodP]

Troll posts from a non Brit removed.

[transam]

On 1/1/2025 at 3:02 AM, jori123 said:

PP information has nothing to do with non means tested /unsanctionable benefits,OAP is that,not punishable, surprisingly AA is too, PP is, plus a whole host are,U C def is ,might find it hard tho to drop the freezing,worth a try,I'll say it is

You're back, are you snowed in, in Blighty........🥶

[jori123]

7 hours ago, transam said:

You're back, are you snowed in, in Blighty........🥶

Nah,for U tho,colder than a whores tits in a brass bra on shady side of an iceberg,   Start of another,yet another frozen pension year for u,losses mounding up,could well be over £70000 now all those years away ner mind ,bags packed for return but I get full OAP ,did there too, and will continue on returning, ,plus work pension,plus £113 smackers a week tax free,from govt ,it's good,U want to try it lol

[transam]

13 hours ago, jori123 said:

Nah,for U tho,colder than a whores tits in a brass bra on shady side of an iceberg,   Start of another,yet another frozen pension year for u,losses mounding up,could well be over £70000 now all those years away ner mind ,bags packed for return but I get full OAP ,did there too, and will continue on returning, ,plus work pension,plus £113 smackers a week tax free,from govt ,it's good,U want to try it lol

I see you are still an unhappy Brit, just about managing in Blighty on the pension you keep on about...😂

 

Now should I mow the lawn today, hmmmm, not sure, it is a bit nippy outside at 27*.........🤣

 

Or perhaps give the Koi Carp's abode a bit of a clean out, decisions, decisions...🤗

 

Anyhooo, chin up, chap, you crack-on........😨..........🤭

[jori123]

On 12/3/2024 at 5:13 PM, jori123 said:

I'm not in denial that I received approx £60000 quid more than you whilst residing there in th ,not one bit,fact is I'm proud of it happy bunny here,very happy   would say tho it's only CU that is on the radar,not OAP. Sorry bout that,hope Ur alive still to lose another £60000 lol

Before the thread finishes I would like to apologise to you transam,yes indeed I do. Happy new year,may it be a prosperous for you,and I see you retired in 2010,just done bit of finking,no not 60000 quid loss for you 15 years on frozen pension,a loss to you of £103;428.28,losses per year of £6,895,00,so year ending it would be £110,428,28 anyway no crying over spilt champagne 

[smedly]

people are living here and not delclaring the do, they use a UK address to fraudulently claim UK benefits and/or UK anual pension increases,   if found out they will face a lengthy jail term in the UK, I pay UK taxes so they are stealing from me and every UK tax payer, I hope they get caught - it is simple to expose, cross check passport records and bank records with claims.

 

In saying that I disagree with UK policy not getting anual increases to state pensions while live abroad, it is wrong but that is a different discussion.

 

Fyi - I am not old enough to receive UK state pension yet, I've been livin in Thailand 20+ years  - DWP and Inland revenue have my thai address and so does my UK bank

[theblether]

On 12/16/2024 at 4:16 PM, rustyhinges said:

I live in Thailand and worked here previously for 7 years and have a Thai spouse.

I began to receive my UK state pension in May 2023. Last May 2024 I did not receive the UK indexed linked increase to my monthly pension.

I discussed this with a former colleague / friend who lives in the Philippines with his Filipino spouse.

He told me that he does receive the annual increases to his UK state pension but was aware that UK citizens living in some other countries are not entitled to the same annual uplift.

I visited the UK.GOV DWP website to investigate this apparent anomaly. I was very surprised indeed to learn that is true.

This seems so unfair without ant reasonable basis!!!

Surely entitlement should be based on citizenship and contributions paid over the years of the working life and not on address of residence.

I think this case of unfairness should be put before the International Court of Human Rights if the House of Lords do not correct this blatantly wrong policy.

 

This is a shameful post. 

 

Quite frankly unbelievable that you lied in Thailand for seven years and were unaware you were not entitled to pension increases. 

 

Humiliating as you clearly put zero effort into planning your Thai based retirement. Utterly feckless.

[503726]

On 12/31/2024 at 9:08 AM, Denim said:

The UK government should be glad retirees choose to live overseas in a cheaper country. If they were all obliged to return to the UK because without annual pension rises they can't survive , they would then not only get the full pension on their return but many would get other benefits to boot , disability benefit , housing benefit , attendance allowance etc

As ironic as it may seem in the real world, I believe the mentality in a welfare state is that when a benefit is provided, it is because they WANT those who qualify to take them (to aid "circulation" of money in the economy in the way the law maker intended). It is counter intuitive / seems daft to the mind of an ordinary tax payer who rather hopes less money was being shelled out of the system.

[503726]

35 minutes ago, smedly said:

Fyi - I am not old enough to receive UK state pension yet, I've been livin in Thailand 20+ years  - DWP and Inland revenue have my thai address and so does my UK bank

Smedley - have your UK bank suspended any services available to you? I use a UK address for my UK banks so that they do not change the functions that I am familiar with. I do not know what impact it might have, does notifying them have consequences in what the UK bank will allow you to do (like perhaps withdraw a Touch & Go facility on a bank card or paying pitifully low interest rates)? Thanks

[503726]

I had an appointment with the government provided free pension advice service provided by Pension Wise last night. 

 

Pension Wise said I should check that residence in Thailand does not undermine the right to receive 25% of a pension tax free. I was surprised at the suggestion. Does anyone know of any problem to eligibility for the tax free element of a pension?!

 

The second aspect concerned Double Taxation Relief. I do expect to pay UK tax which will go through my Tax Return. I do not expect to have to pay tax on pension payments from the UK into my Thai bank so I do not expect double tax. Is that right?

 

I would much prefer to have them paid into my UK bank but had to provide my Thai bank as the pension company requested proof of address via the Electoral Register (& as I felt registering at my UK address was it a bit too much after 8 years in Thailand now so I moved the Electoral Reg to my Thai address). 

 

Finally and as an aside - do Credit Checks (particularly in applying to open a savings account with an existing bank when an annual "bonus" rate comes to an end) link Electoral Register address (here in Thailand) with the UK address I use for this particular bank and others? 

 

Many thanks for view guys, really appreciate help & the discussions ongoing here 

 

HNY

 

I expect 

[Expat68]

53 minutes ago, smedly said:

people are living here and not delclaring the do, they use a UK address to fraudulently claim UK benefits and/or UK anual pension increases,   if found out they will face a lengthy jail term in the UK, I pay UK taxes so they are stealing from me and every UK tax payer, I hope they get caught - it is simple to expose, cross check passport records and bank records with claims.

 

In saying that I disagree with UK policy not getting anual increases to state pensions while live abroad, it is wrong but that is a different discussion.

 

Fyi - I am not old enough to receive UK state pension yet, I've been livin in Thailand 20+ years  - DWP and Inland revenue have my thai address and so does my UK bank

Same me

[smedly]

1 hour ago, 503726 said:

Smedley - have your UK bank suspended any services available to you? I use a UK address for my UK banks so that they do not change the functions that I am familiar with. I do not know what impact it might have, does notifying them have consequences in what the UK bank will allow you to do (like perhaps withdraw a Touch & Go facility on a bank card or paying pitifully low interest rates)? Thanks

no issues at all

[BritManToo]

1 hour ago, 503726 said:

Finally and as an aside - do Credit Checks (particularly in applying to open a savings account with an existing bank when an annual "bonus" rate comes to an end) link Electoral Register address (here in Thailand) with the UK address I use for this particular bank and others

UK Credit checks do not work for people without a UK address.

Which affects claiming a private pension as well as opening UK accounts.