Dipped below 800k for money in bank method

[DrJack54]

So it happened...the old story partner "accidentally" withdrew from my "immigration bank account". Down to 798k and just now replaced after one/two days.

 

Extension obtained Nov 5 valid till Nov 8 2025.

So my choices: 

1. Start over. Either border bounce and obtain new non O at CW or fly somewhere such as Saigon and obtain eVisa non O retirement.

2. Use an agent for next extension.

3. See what happens with DTV 

Any suggestions welcome.

 

Main reason of posting, is all the threads I have read of guys similar story I have just thought how ridiculous to allow that to happen.

Yet it does. 

 

 

[Caldera]

Sure, it can happen. Personally, I'd make a holiday out of it and obtain a new Non-O visa abroad. I don't like the under consideration period for a locally issued non-immigrant visa - too many visits to immigration within a short time. 

[isaanistical]

Advisor seeks advice.... I sympathise.

 

Given you have plenty of time to arrange something, how about

 

1. take said partner to IO (although I don't know where your IO is) and go through the problem with the officers. We all know they tend to be strict, but at this early stage of your year, it's go to be worth a try.

 

2. what about marryng the partner? You may recoil, but it would certainly get you off the hook (400k for marriage jobbie) - and it does seem she owes you big-time right now.

[DrJack54]

11 minutes ago, Caldera said:

Sure, it can happen. Personally, I'd make a holiday out of it and obtain a new Non-O visa abroad.

That's what seems most likely.

Very fond of Saigon so could easily mini holiday and obtain a non O eVisa there. 

 

[DrJack54]

1 hour ago, isaanistical said:

1. take said partner to IO (although I don't know where your IO is) and go through the problem with the officers

I deal with CW and that office is strict on the financials.

I was actually changing to income method. 

Have been transferring 120k/month for several months.

Most recent extension Nov 5, I asked head io about next extension using income.

Her reply "yes can just keep 800k for next 3 months" 😭😭

[DrJack54]

Anyone familiar with good agent in Bangkok?

Am aware of ThaiVisaCenter.

In Pattaya have previously met with Maneerat (unrelated to current situation) 

[Hamus Yaigh]

You don't say if you have another Thai bank account in your name with 2K in it? I thought the 800K for immigration purposes could be held in any number of accounts on a given day?

[scubascuba3]

I would continue as usual, go for the extension, if they make a little fuss about the 2k, ask to pay them a fee, its works. I was offered i could pay direct with them or use an agent. Will be 12,500 or less

 

Too much hassle leaving etc etc, don't need to

[DrJack54]

27 minutes ago, Hamus Yaigh said:

You don't say if you have another Thai bank account in your name with 2K in it? I thought the 800K for immigration purposes could be held in any number of accounts on a given day?

I had forgotten about an account I have in another bank which would have approx 5k  (different bank) 

Might save me. 

Don't know how did not occur to me as have previously suggested it as possible solution.

I wonder if a bank letter is also required for that bank account just to cover the 2 day small shortfall. 

[Screaming]

About ten years ago I said, enough of this madness with 90 day reports and eight hundred thousand BAHT in the bank. I then stopped with the 90 day reports and just kept enough in my B of B account to live on. I hire an agent at my Visa renewal and pay the small fine of 2000 baht for not filing the 90 day report. My agent takes care of the rest. I forget what I pay the agent for this service but it is worth every satang.

[scubascuba3]

12 minutes ago, DrJack54 said:

I had forgotten about an account I have in another bank which would have approx 5k  (different bank) 

Might save me. 

Don't know how did not occur to me as have previously suggested it as possible solution.

I wonder if a bank letter is also required for that bank account just to cover the 2 day small shortfall. 

Yes you'd need a bank letter for both, extra 100 baht well spent

[scubascuba3]

1 minute ago, Screaming said:

About ten years ago I said, enough of this madness with 90 day reports and eight hundred thousand BAHT in the bank. I then stopped with the 90 day reports and just kept enough in my B of B account to live on. I hire an agent at my Visa renewal and pay the small fine of 2000 baht for not filing the 90 day report. My agent takes care of the rest. I forget what I pay the agent for this service but it is worth every satang.

90 day online report is 2 minutes, save yourself 2k, wasted money, so easy

[Screaming]

1 hour ago, scubascuba3 said:

90 day online report is 2 minutes, save yourself 2k, wasted money, so easy

My time is very valuable, how about you?

[scubascuba3]

1 minute ago, Screaming said:

My time is very valuable, how about you?

2 minutes? 

[DrJack54]

6 minutes ago, Screaming said:

My agent takes care of the rest. I forget what I pay the agent for this service but it is worth every satang.

Definitely an option for myself looking into future.

Hip replacement had knocked my mobility on the head and while no problem to drive to CW immigration that joint is huge.

Even the walk to the Massive B2 Building from carpark is bit of issue. 

[bigt3116]

2 hours ago, isaanistical said:

what about marryng the partner? You may recoil, but it would certainly get you off the hook (400k for marriage jobbie) - and it does seem she owes you big-time right now.

 

That would not work, because he has defaulted on the financials for this extension.

[KannikaP]

3 minutes ago, Screaming said:

My time is very valuable, how about you?

Take your phone with you when you have a dump. It's called Multi-tasking.

[Lacessit]

5 minutes ago, Screaming said:

My time is very valuable, how about you?

If your time is so valuable, why are you  posting here?

[DrJack54]

8 minutes ago, scubascuba3 said:

90 day online report is 2 minutes, save yourself 2k, wasted money, so easy

I travel out of Thailand  and currently immigration is requiring TM47 in person after return.

Online not available.

 

A trip to CW even with appointment for report is a big deal..

I can imagine some folk chosing fine option. 

[bigt3116]

25 minutes ago, DrJack54 said:

I had forgotten about an account I have in another bank which would have approx 5k  (different bank) 

Might save me. 

Don't know how did not occur to me as have previously suggested it as possible solution.

I wonder if a bank letter is also required for that bank account just to cover the 2 day small shortfall. 

 

Check first to make sure they will accept 2 accounts, supposedly not all offices will.

[DrJack54]

2 minutes ago, bigt3116 said:

 

Check first to make sure they will accept 2 accounts, supposedly not all offices will.

I have used two accounts previously at CW but they were with same bank (Kasikorn) 

This other bank account is with different bank.

This issue pops up from time to time.

Usually wife/gf error. 

I'm not sure of immigration attitude to two accounts different bank .

 

[bigt3116]

"Before submitting the application for at least 2 months and after receiving permission for at least 3 months, there must be a deposit of
not less than 800,000 baht in a commercial bank account located in Thailand."

 

Albeit a translation from the official Thai Immigration site, it does say "a" bank, that would then all depend on their reading of that, does "a" mean only one, or does "a" mean however many but they must be commercial banks?

 

Just read your post above, so we at least know they will accept 2 from the same bank.

[scubascuba3]

18 minutes ago, DrJack54 said:

I travel out of Thailand  and currently immigration is requiring TM47 in person after return.

Online not available.

 

A trip to CW even with appointment for report is a big deal..

I can imagine some folk chosing fine option. 

Yes the first one in person but not subsequent TM47s

[DrJack54]

12 minutes ago, bigt3116 said:

Just read your post above, so we at least know they will accept 2 from the same bank.

Yes I'm looking for a report of using 2 accounts different banks.

 

Two accounts discussed in this thread 

https://aseannow.com/topic/1279935-using-2-bank-accounts-for-retirement-visa/

 

[NoDisplayName]

3 hours ago, DrJack54 said:

partner "accidentally" withdrew from my "immigration bank account". Down to 798k and just now replaced after one/two days.

 

Extension obtained Nov 5 valid till Nov 8 2025.

 

I recall reading reports of multiple accounts being accepted at CW, requires bank letters/statements for each.

 

Assume you'll need one bank letter for the one account holding the 800K at extension time, and statements for both.

[DrJack54]

1 hour ago, NoDisplayName said:

Assume you'll need one bank letter for the one account holding the 800K at extension time, and statements for both.

My guess is :

Come next November I will obtain bank letter for each bank account and make small deposit into each account. 

Will provide 12 month bank statement for the 800k account and photocopies of the account that is covering the two day shortfall.

Turns out the sleeper account has 8k balance and the dip was 1600b

[TheAppletons]

3 minutes ago, DrJack54 said:

My guess is :

Come next November I will obtain bank letter for each bank account and make small deposit into each account. 

Will provide 12 month bank statement for the 800k account and photocopies of the account that is covering the two day shortfall.

Turns out the sleeper account has 5k balance and the did was 1600b

 

  I thought you were in the process of switching to the income method.

 

  If so, for your next extension all you should need is the 12 monthly statements showing 65K foreign deposits each month, no?

[DrJack54]

12 minutes ago, TheAppletons said:

If so, for your next extension all you should need is the 12 monthly statements showing 65K foreign deposits each month, no?

I explained that to the io (boss lady) Nov 5.

Pointed out I had already made 10 monthly transfers and will continue  with the transfers till my next extension.

She replied "make sure you keep 800k for next 3 months"

[expat_4_life]

2 hours ago, DrJack54 said:

I explained that to the io (boss lady) Nov 5.

Pointed out I had already made 10 monthly transfers and will continue  with the transfers till my next extension.

She replied "make sure you keep 800k for next 3 months"

 

2 hours ago, TheAppletons said:

If so, for your next extension all you should need is the 12 monthly statements showing 65K foreign deposits each month, no?

I've seen this discussed on the forums before.
Essentially, you were granted an extension of stay based on the 800k rule.  So when you turn up for your next one, even though you want to switch to income method, they will expect you to have complied with the terms you were granted on your existing one.  This means keeping the 800k for 3 months after.

@DrJack54FYI, I used to use 2 separate accounts although they were both at the same bank.  I was asked to consolidate funds to one account about 5-6 years ago, but extension was not refused. I think you'll manage to get by with the 2 separate accounts under the circumstances.  Just have a backup plan, leaving time to use an agent is maybe the option of least resistance, good luck

[DrJack54]

10 minutes ago, expat_4_life said:

Just have a backup plan, leaving time to use an agent is maybe the option of least resistance, good luck

Very good advice. 

I intend to apply for extension early in 45 day CW window next year and if knocked back will either use agent or visit Saigon for a non O retirement eVisa.