It seems like you live under a rock. Average income means nothing. When I was living in the UK, over 50% of my income was gone due to taxes, NI contributions etc. In HKG, only 15% of my income was taxed. I enjoyed more disposable income. Also it’s what a unit of your disposable income can buy you that matters. I don’t mind having half your average income if I can buy twice as much as you.
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