Minimum insurance coverage Non OA extension

[sghanchey]

What is the new minimum medical insurance coverage for a Non-OA visa extension? They raised it to 3 million THB several years ago but I have heard it was dropped to less last year. Thanks in advance.

[DrJack54]

2 hours ago, sghanchey said:

They raised it to 3 million THB several years ago but I have heard it was dropped to less last year. Thanks in advance.

Discussed in this thread last year (Oct) 

I'm not aware of change from 3 mil.

https://aseannow.com/topic/1339513-any-news-on-the-inurance-requirment-for-oa-visa/ 

 

Have you considered change to Non O 

 

[sqwakvfr]

Renewed my policty with Pacific Cross in December 2024.  Still 3 Mil in iPD coverage.  Yes as you get older the premiums go up and up. This cannot be avoided.  However with the OA one only has to prove income one time and that is at the time of applicaion. I also was able to get the second year by renewing the policy and going on a short trip to Kuala Lumpur and back into LOS. At this point I actually like getting a new OA every two years because I spend at least two months back in Southern Caflifornia every year. So far me EVisa has worked mostly smoothly. 

[DrJack54]

4 hours ago, sqwakvfr said:

At this point I actually like getting a new OA every two years because I spend at least two months back in Southern Caflifornia every year.

Bit of clarity for others.

Your Non O-A is a visa valid for one year from being issued.

Each reentry during it's validity would be given 12 month stamp provided insurance coverage is obtained. 

Not sure how OP schedule enables that. 

Some view non O-A as not such a good option now given insurance requirements. 

 

 

 

 

 

 

 

 

[wwest5829]

14 hours ago, DrJack54 said:

Bit of clarity for others.

Your Non O-A is a visa valid for one year from being issued.

Each reentry during it's validity would be given 12 month stamp provided insurance coverage is obtained. 

Not sure how OP schedule enables that. 

Some view non O-A as not such a good option now given insurance requirements. 

 

 

 

 

 

 

 

 

True that the O-A I entered on became untenable as an aging heart patient for insurance requirement reason. Fortunately, two years ago I was able to switch in country, to marriage reason for O Visa = no insurance required. Today I pick up my third marriage extension in Chiang Mai. I use monthly income method so lots of paper pages to sign!

[DrJack54]

10 minutes ago, wwest5829 said:

I was able to switch in country, to marriage reason for O Visa = no insurance required.

Indeed this an option for anyone with extensions from a Non O-A to change from based on retirement to marriage to Thai national.

No insurance required. 

If not married to a Thai you could have opted to exit Thailand and kill off the Non O-A and then reenter visa exempt and obtain a Non O retirement (no insurance).

 

[spambot]

I stopped using O-A just after the insurance mandate was required.

 

Currently I am currently considering using an agent so as to keep my funds outside of Thailand, the costs quoted have been between 15-20k Thb.

 

The O-A insurance quoted has been between 15-20k Thb.

 

Obviously with O-A I would need to exit and return for the second year and return to the UK every second year, but I do get some form of health cover and while this cover is minimum it provides some cover greater than no cover.

 

So for the same cost as the O Visa extension (based upon retirement) if prepared to exit every year and return home every second year there is some value in considering the OA Visa, especially if you just want to remit funds on your own terms rather than the terms imposed using O Visa extension.

[DrJack54]

8 minutes ago, spambot said:

Currently I am currently considering using an agent so as to keep my funds outside of Thailand, the costs quoted have been between 15-20k Thb.

As many do (agent) 

The other option, if your monthly expenditure is 65k, is to use income method after obtaining a Non O

No funds held in Thai bank account. 

Just monthly transfers of 65k + 

[Olmate]

4 minutes ago, spambot said:

I stopped using O-A just after the insurance mandate was required.

 

Currently I am currently considering using an agent so as to keep my funds outside of Thailand, the costs quoted have been between 15-20k Thb.

 

The O-A insurance quoted has been between 15-20k Thb.

 

Obviously with O-A I would need to exit and return for the second year and return to the UK every second year, but I do get some form of health cover and while this cover is minimum it provides some cover greater than no cover.

 

So for the same cost as the O Visa extension (based upon retirement) if prepared to exit every year and return home every second year there is some value in considering the OA Visa, especially if you just want to remit funds on your own terms rather than the terms imposed using O Visa extension.

You  can extend OA  here via.agent or.yourself. Have.done.both for.7 yrs.now.Agent.cost  is.15  plus 3 for.Insurance

[spambot]

Mnnnn - Interesting - I didn't know that Olmate - Thanks.

[spambot]

1 hour ago, DrJack54 said:

As many do (agent) 

The other option, if your monthly expenditure is 65k, is to use income method after obtaining a Non O

No funds held in Thai bank account. 

Just monthly transfers of 65k + 

Thanks for providing an alternative, but "if you just want to remit funds on your own terms rather than the terms imposed using O Visa extension." is the freedom from either the deposit or the monthly remitting of income / funds that holds the greater appeal for me - Others might see value in either the income remit or the deposit as a greater value because we all do differ - Thanks for your contribution.