My recent experience at the bank

[WDSmart]

On 3/1/2025 at 7:35 PM, black tabby12345 said:

Hello, ladies and gentlemen,

 

I would like to share my experience with the bank I deal with.

 

Yesterday, the teller advised me that it is now necessary for a customer to show Identification document for cash deposit as well.

 

ID is always needed to:

Open/close an account.

 

Fund withdrawal/Term Deposit rollover.

 

But previously, ID was never requested for deposit.

 

Has anyone else got same experience with me?

 

No, but I do most of my deposits online. 

[Olav Seglem]

Actually, been working in norwegian bank for 41 yrs.

Yes, for cash deposit over certain amounts specially. And we ask the customer how he got the money.

Been so for at least 10 years.

It is all about "knowing your customer" and "cash tracing" specially for customers you dont positively know.

And-on the bright side- good something being done to fight corruption 🙂

[Patong2021]

On 3/1/2025 at 8:40 AM, black tabby12345 said:

 

Just for the  peace of my mind.

For unknown reasons, my passbook doesn't work with ATM.

Unable to update at that machine while there are no problems with the bank teller.

 

Even if deposit comes with ID, won't really trouble me, as I always carry my passport when I go to bank.

 

You can still deposit at the ATM. You will receive a deposit confirmation,

You can then update your bank book .

 

The reality is that very few people still  use those books. They are expected to be eliminated in the not too distant future, so you might as well get used to electronic banking statements and phone apps that update after transactions.

[black tabby12345]

4 hours ago, FlorC said:

Yes. I've just made a deposit to get back to the 800k , and they (krungsri) wanted my passport.

Weird because a while ago they didn't even asked it for a withdraw.

They look in the passport and type something in their computer , probably passport number.

Another reason to avoid banks.  Hope to cut it down to 3 visits a year , one to top up to 800k, one to get the papers for extention,

then take everything out to just over 400k.

 

Hi, Florc, 

Thank you for telling your story.

So, it looks like a very recent change, and seemingly a universal(not just about "some" banks).

 

And in my case, the teller also said that the photocopy(instead of passport original) will do.

 

[Freddy42OZ]

On 3/1/2025 at 9:23 PM, black tabby12345 said:

 

Hi, thank you for some interesting remarks.

At ATM I use, I noticed something(for the past few years).

Displayed notice , No-Card Withdrawal (some sort of cash dispense option without conventional ATM/Debit card)?

 

Is this the one you are talking about(for Thai national)?

Using Thai ID, instead of bank-issued debit/atm card?

 

Why are you using an ATM card at all when you can just use your phone to set the amount you want to withdraw.

I haven't carried an ATM card in Bangkok for years. 

 

[arick]

Where are you getting your cash from Tell us why do you have to deposit cash with why not just a bank transfer

[Maybole]

On 3/1/2025 at 8:30 PM, dinsdale said:

Why don't you use the machine outside of the bank that says deposit?

The machine asks for an ID card no. pink cards do not work.