My recent experience at the bank

[WDSmart]

On 3/1/2025 at 7:35 PM, black tabby12345 said:

Hello, ladies and gentlemen,

 

I would like to share my experience with the bank I deal with.

 

Yesterday, the teller advised me that it is now necessary for a customer to show Identification document for cash deposit as well.

 

ID is always needed to:

Open/close an account.

 

Fund withdrawal/Term Deposit rollover.

 

But previously, ID was never requested for deposit.

 

Has anyone else got same experience with me?

 

No, but I do most of my deposits online. 

[Olav Seglem]

Actually, been working in norwegian bank for 41 yrs.

Yes, for cash deposit over certain amounts specially. And we ask the customer how he got the money.

Been so for at least 10 years.

It is all about "knowing your customer" and "cash tracing" specially for customers you dont positively know.

And-on the bright side- good something being done to fight corruption 🙂

[Patong2021]

On 3/1/2025 at 8:40 AM, black tabby12345 said:

 

Just for the  peace of my mind.

For unknown reasons, my passbook doesn't work with ATM.

Unable to update at that machine while there are no problems with the bank teller.

 

Even if deposit comes with ID, won't really trouble me, as I always carry my passport when I go to bank.

 

You can still deposit at the ATM. You will receive a deposit confirmation,

You can then update your bank book .

 

The reality is that very few people still  use those books. They are expected to be eliminated in the not too distant future, so you might as well get used to electronic banking statements and phone apps that update after transactions.

[black tabby12345]

4 hours ago, FlorC said:

Yes. I've just made a deposit to get back to the 800k , and they (krungsri) wanted my passport.

Weird because a while ago they didn't even asked it for a withdraw.

They look in the passport and type something in their computer , probably passport number.

Another reason to avoid banks.  Hope to cut it down to 3 visits a year , one to top up to 800k, one to get the papers for extention,

then take everything out to just over 400k.

 

Hi, Florc, 

Thank you for telling your story.

So, it looks like a very recent change, and seemingly a universal(not just about "some" banks).

 

And in my case, the teller also said that the photocopy(instead of passport original) will do.

 

[Freddy42OZ]

On 3/1/2025 at 9:23 PM, black tabby12345 said:

 

Hi, thank you for some interesting remarks.

At ATM I use, I noticed something(for the past few years).

Displayed notice , No-Card Withdrawal (some sort of cash dispense option without conventional ATM/Debit card)?

 

Is this the one you are talking about(for Thai national)?

Using Thai ID, instead of bank-issued debit/atm card?

 

Why are you using an ATM card at all when you can just use your phone to set the amount you want to withdraw.

I haven't carried an ATM card in Bangkok for years. 

 

[arick]

Where are you getting your cash from Tell us why do you have to deposit cash with why not just a bank transfer

[Maybole]

On 3/1/2025 at 8:30 PM, dinsdale said:

Why don't you use the machine outside of the bank that says deposit?

The machine asks for an ID card no. pink cards do not work.

[nglodnig]

13 hours ago, Olav Seglem said:

It is all about "knowing your customer" and "cash tracing" specially for customers you dont positively know.

 

Eaxactly. large cash deposits into a bank account are a red flag and should be investigated.

[The Old Bull]

In Canada I had to show ID to change two $5 for a $10. They say they 're preventing money laundering but that's BS.

[Dante99]

54 minutes ago, The Old Bull said:

In Canada I had to show ID to change two $5 for a $10. They say they 're preventing money laundering but that's BS.

Surprised they did not lock you up for trying such a transaction.  

[black tabby12345]

13 hours ago, arick said:

Where are you getting your cash from Tell us why do you have to deposit cash with why not just a bank transfer

 

I simply retained certain amount of cash(foreign currncy) at my hand. That's what I have brought with me from my home country.

And change it to THB from time to time, depending on my need.

That's all about.

[helloagain]

On 3/1/2025 at 8:25 PM, JBChiangRai said:

It's all about Thailand 4.0

 

Tracing ever baht and everything anyone ever does.

Yes 100% eventually all link up for tax about us and thais. I bet massage and prostitutes don't pay tax, if you slim and attractive you can take home cash a hell of alot of money and if your spending it where are you getting it from. 55555

[black tabby12345]

7 minutes ago, helloagain said:

 I bet massage and prostitutes don't pay tax, if you slim and attractive you can take home cash a hell of alot of money and if your spending it where are you getting it from. 55555

 

They might make some good money while young.

But that is time-limited job.

They will eventually lose their ”Market Value”, and end up as the Unemployable.

That is why they are often very keen to find out their men(from their clients), as their insurance policy for survival...

 

[JBChiangRai]

5 minutes ago, black tabby12345 said:

 

 

They will eventually lose their ”Market Value”, and end up as the Unemployable.

 

 

 

No, they just move to Pattaya

[petedk]

On 3/1/2025 at 9:23 PM, black tabby12345 said:

Displayed notice , No-Card Withdrawal (some sort of cash dispense option without conventional ATM/Debit card)?

 

 

No card withdrawal is great. It means you can use your mobile banking app to withdraw cash at an ATM. I have used it many times.

[black tabby12345]

8 minutes ago, petedk said:

 

No card withdrawal is great. It means you can use your mobile banking app to withdraw cash at an ATM. I have used it many times.

 

Thanks for your info.

As I don't use app thing, not familiar with that...

 

[fredwiggy]

I've been going to the same bank all 7 years, Bangkok Bank, and see much the same people working there, but still have to show my passport so they can make a copy I'll sign for all transactions. Bangkok Bank , I was told, is the only one the US can use for SS payments, so that's what I've used all along. I tried getting an ATM card but at first they said I couldn't. Tried again a couple of years later and they tried to put it through but the card didn't work. Cannot get the APP to work either, so thought this is a Bangkok Bank thing. All other friends here use other banks and have cards.

[black tabby12345]

2 minutes ago, fredwiggy said:

I've been going to the same bank all 7 years, Bangkok Bank, and see much the same people working there, but still have to show my passport so they can make a copy I'll sign for all transactions. Bangkok Bank , I was told, is the only one the US can use for SS payments, so that's what I've used all along. I tried getting an ATM card but at first they said I couldn't. Tried again a couple of years later and they tried to put it through but the card didn't work. Cannot get the APP to work either, so thought this is a Bangkok Bank thing. All other friends here use other banks and have cards.

 

Hi, thank you for your story.

So in your case, they always wanted to see your ID, for your deposit(as well),  from the beginning?

And BKK Bank Refused  to Issue an ATM card for you?

Then you finally got one, but didn't work?

Awful, isn't it?

And I wonder if you are still willing to deal with that institution, despite their Unkindness?

 

Honestly, in my personal experience(back in 2006), I didn't have a good impression with BKK Bank.

As they gave me  B.S. when I tried to open an account with them.

They demanded me to bring in reference from my main bank back home.

 

I promptly  walked away,  and went to another bank where they did it for me straight away, only with passport.

Ever since, it has been my trusted main bank...

 

 

[fredwiggy]

5 minutes ago, black tabby12345 said:

 

Hi, thank you for your story.

So in your case, they always wanted to see your ID, for your deposit(as well),  from the beginning?

And BKK Bank Refused  to Issue an ATM card for you?

Then you finally got one, but didn't work?

Awful, isn't it?

And I wonder if you are still willing to deal with that institution, despite their Unkindness?

 

Honestly, in my personal experience(back in 2006), I didn't have a good impression with BKK Bank.

As they gave me  B.S. when I tried to open an account with them.

They demanded me to bring in reference from my main bank back home.

 

I promptly  walked away,  and went to another bank where they did it for me straight away, only with passport.

Ever since, it has been my trusted main bank...

 

 

They always either ask for or look at my passport I lay on the counter, so yes, it's a definite thing, as they always make a copy. At first one lady said I couldn't get an ATM card, so I left it at that, as her reasoning was I was married at the time and she said if anything happened to me, my wife could take from my account without permission if she had the card. Later I asked again, because a friend said I should be able to get a card from Bangkok Bank. I tried, the girl saying yes, I could get one, but when we tried it at the ATM, it didn't work. I'm still not sure if Bangkok Bank isn't the only one Americans can use for SS deposits, so I just stuck with them. No real problems other than not having that card for convenience.

[Photoguy21]

On 3/1/2025 at 7:35 PM, black tabby12345 said:

Hello, ladies and gentlemen,

 

I would like to share my experience with the bank I deal with.

 

Yesterday, the teller advised me that it is now necessary for a customer to show Identification document for cash deposit as well.

 

ID is always needed to:

Open/close an account.

 

Fund withdrawal/Term Deposit rollover.

 

But previously, ID was never requested for deposit.

 

Has anyone else got same experience with me?

 

It is standard. Whenever I transfer money or pay in they ask for ID

[black tabby12345]

6 minutes ago, fredwiggy said:

They always either ask for or look at my passport I lay on the counter, so yes, it's a definite thing, as they always make a copy. At first one lady said I couldn't get an ATM card, so I left it at that, as her reasoning was I was married at the time and she said if anything happened to me, my wife could take from my account without permission if she had the card. Later I asked again, because a friend said I should be able to get a card from Bangkok Bank. I tried, the girl saying yes, I could get one, but when we tried it at the ATM, it didn't work. I'm still not sure if Bangkok Bank isn't the only one Americans can use for SS deposits, so I just stuck with them. No real problems other than not having that card for convenience.

 

Thank you for your reply.

Little had I expected that much hassles for the US pensioners here,  for ATM card(I, myself, not a US national).

As long as you feel OK with your bank, I shouldn't say anything about it.

Wish you have a good day.

[Digitalbanana]

On 3/1/2025 at 7:35 PM, black tabby12345 said:

Has anyone else got same experience with me?

Just about everyone, been this way for many years. Anti-money laundering. Look it up.

[black tabby12345]

2 minutes ago, Photoguy21 said:

It is standard. Whenever I transfer money or pay in they ask for ID

 

Hi, it was not transfer(to anyone else).

Just a simple cash  deposit into my own account.

Before that day, tellers never asked me for ID, for deposit.

Only needed when I take any money out of my account.

And opening/closing  account/term deposit rollover.

That is why I started this thread to find out what is happening to other people, at other banks...

[StayinThailand2much]

On 3/1/2025 at 7:05 PM, black tabby12345 said:

Hello, ladies and gentlemen,

 

I would like to share my experience with the bank I deal with.

 

Yesterday, the teller advised me that it is now necessary for a customer to show Identification document for cash deposit as well.

 

Has been going on at K-Bank for years.

[jaywalker2]

On 3/1/2025 at 7:35 PM, black tabby12345 said:

Hello, ladies and gentlemen,

 

I would like to share my experience with the bank I deal with.

 

Yesterday, the teller advised me that it is now necessary for a customer to show Identification document for cash deposit as well.

 

ID is always needed to:

Open/close an account.

 

Fund withdrawal/Term Deposit rollover.

 

But previously, ID was never requested for deposit.

 

Has anyone else got same experience with me?

 

Yes this has been going on for some time. When I asked the bank manager he said it was due to new money laundering rules. Fortunately, they'll take a copy of your passport from your phone.

[Photoguy21]

34 minutes ago, black tabby12345 said:

 

Hi, it was not transfer(to anyone else).

Just a simple cash  deposit into my own account.

Before that day, tellers never asked me for ID, for deposit.

Only needed when I take any money out of my account.

And opening/closing  account/term deposit rollover.

That is why I started this thread to find out what is happening to other people, at other banks...

I said transfer and deposit. If they didn't before maybe they should have done but didn't bother and that is fine but now they do which I am sure is not a problem for you