Your responses suggest a lack of firsthand experience with true government oppression. In Russia today, people LITERALLY fear expressing their thoughts. Putin’s rule is characterized by a gradual and relentless tightening of governmental control over the populace and an inevitable restriction of personal freedoms. Comparing Russia’s current state to the political landscapes of Europe or the USA is profoundly misguided.
If your policy is with April Thailand, then there is another benefit you have if you stay with April.
After five uninterrupted years of renewing the same policy, the insurer is barred by the Thai Civil and Commercial Code from digging into your past medical history looking for undisclosed pre-existing conditions for the purpose of denying a claim and voiding your policy.
The five year limit may not apply to cases of fraud, but that's a higher bar for the insurer to clear.
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