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Would you send your kids to harvard?  

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Posted
1 hour ago, Patong2021 said:

 

 

The child must obtain entry first, and readers would have to have children of university age.

If they did have a child, that child would need to meet the academic requirements and it is unlikely that will happen.

 

Harvard has a 100% need-based financial aid policy. Starting with the August entry of freshmen, tuition is free  if the student comes from a family that earns less than $200,000 annually. Other students can qualify for grants, bursaries and academic scholarships.

 

Assuming they were accepted of course

 

Posted

Most non US citizens are unlikely to even get past Trump's ICE to get into the country, let alone get a place at Harvard.

 

 

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Posted
54 minutes ago, Patong2021 said:

Nonsensical topic. 

 

The child must obtain entry first, and readers would have to have children of university age.

If they did have a child, that child would need to meet the academic requirements and it is unlikely that will happen.

 

Harvard has a 100% need-based financial aid policy. Starting with the August entry of freshmen, tuition is free  if the student comes from a family that earns less than $200,000 annually. Other students can qualify for grants, bursaries and academic scholarships.

 

Hmm, but about 70% of enrollees families are in the top 20% of earners and 4.5% in the bottom 20%.  Assume some far lefties are organizing protests to rectify this 🙂  The wealthy and powerful part of the left knows exactly how to fool the masses and has been doing it for a long time.

Posted
1 hour ago, angryguy said:

Would you send your kids to harvard?

Sure, as they would be working with a demolition company.

Posted

No, as just an extension, and 4 more years to get another piece of paper stating you completed 'how to work for someone else' courses.

 

I'd teach them how to invest in RE & the market, so they can 'retire' and have enough time & money to do what they want.  Wish I had a mentor, and could have retired at 30, instead of 45.

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Posted

It depends.  Is the kid focused on a specific area that Harvard excels in?  Has he/she shown enough intelligence to avoid the indoctrination to the woke mind virus?  Do I think they will reach their goal and is it worth close to $400,000 when it's all in?  (Tuition is only part of the cost)

 

If the answer is yes to all 3 then yes.  Harvard law, medicine and business schools are top notch and typically graduates in those areas more than make up for the cost of the education in their careers.  

 

More important question would be if you have a child of very average intellect and drive would you spend or allow them to take on debt of $200,000 to $400,000 to get a degree that will not lead to a lucrative career?  IMO that is the insanity happening in the USA right now.  Yes, 30 years ago getting a bachelors degree in a university pretty much guaranteed a life of employment opportunities regardless of your major.  This is no longer true as so many young people are learning to their chagrin.  

 

The number of college degree baristas in Starbucks and shoe salespeople in Sears is massive.  And far too many of them fell for the line that they should follow their dreams and majored in Peruvian women's rights struggles of the 19th century.  They then learn that degree is meaningless.  And suddenly many think their massive school loans should be forgiven since they can't make big bucks.  

 

So the real question isn't should your kid go to Harvard.  That depends on the first part of this.  The real question should be if your kid isn't motivated to learn something that results in a lucrative career should you guide them into plumbing or electrician trade schools?  And bypass the large debt bomb they have to pay off?

 

 

Posted
3 minutes ago, KhunLA said:

No, as just an extension, and 4 more years to get another piece of paper stating you completed 'how to work for someone else' courses.

 

I'd teach them how to invest in RE & the market, so they can 'retire' and have enough time & money to do what they want.  Wish I had a mentor, and could have retired at 30, instead of 45.

Agreed if you are in the bottom 90% of income earners it offers very little value and might even be a net negative. 

 

It is really not about the education but about the networking.  The expense is nothing to the rich and the "very few'' poor students that actually attend Harvard are rarely in the same social groups at the university.  Harvard lets so few poor people in that there is almost no opportunity for them to network vs other less affluent schools or other options.

 

What I find entertaining is people defending Harvard where they should be upset with their policies that keep the poor out and limit their ability to network.    All they need to do is put on a liberal facade and pretend to care and many liberals fall for it.

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Posted
58 minutes ago, KhunLA said:

No, as just an extension, and 4 more years to get another piece of paper stating you completed 'how to work for someone else' courses.

 

I'd teach them how to invest in RE & the market, so they can 'retire' and have enough time & money to do what they want.  Wish I had a mentor, and could have retired at 30, instead of 45.

Well, and now tell us how they earn the money for investments.

By #gofundme ???

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Posted
33 minutes ago, atpeace said:

Agreed if you are in the bottom 90% of income earners it offers very little value and might even be a net negative. 

 

It is really not about the education but about the networking.  The expense is nothing to the rich and the "very few'' poor students that actually attend Harvard are rarely in the same social groups at the university.  Harvard lets so few poor people in that there is almost no opportunity for them to network vs other less affluent schools or other options.

 

What I find entertaining is people defending Harvard where they should be upset with their policies that keep the poor out and limit their ability to network.    All they need to do is put on a liberal facade and pretend to care and many liberals fall for it.

You speaking from actual experience, or just conjecture?

 

I'm a grad. (I also turned down Harvard Business School's acceptance in favor of Stanford.) I was squarely Middle Class back then and not a legacy. Many of my classmates, of course, were legacies and/or came from an elite prep school. I went to public school, but just so happened to be Valedictorian and aced the SATs. I had to work while at university, serving dinner in the commons to my prep school friends and classmates. We still hung around together, did Spring Break to Florida together, etc., despite my less than elite economic background. (Maybe because they needed help on their Advanced Calculus or Organic Chemistry?)

 

There were quite diverse views on everything. It wasn't a solely "woke" environment. (Remember both Kushner and Bannon are graduates, as is R Senator Cotton and many others.)

 

While I wasn't in the top tier economically while a student, I ended up top tier economically in spite of my background, so the idea that only the initially elite can network and propagate wealth is totally wrong.

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Posted
Just now, Wingate said:

You speaking from actual experience, or just conjecture?

 

I'm a grad. (I also turned down Harvard Business School's acceptance in favor of Stanford.) I was squarely Middle Class back then and not a legacy. Many of my classmates, of course, were legacies and/or came from an elite prep school. I went to public school, but just so happened to be Valedictorian and aced the SATs. I had to work while at university, serving dinner in the commons to my prep school friends and classmates. We still hung around together, did Spring Break to Florida together, etc., despite my less than elite economic background. (Maybe because they needed help on their Advanced Calculus or Organic Chemistry?)

 

There were quite diverse views on everything. It wasn't a solely "woke" environment. (Remember both Kushner and Bannon are graduates, as is R Senator Cotton and many others.)

 

While I wasn't in the top tier economically while a student, I ended up top tier economically in spite of my background, so the idea that only the initially elite can network and propagate wealth is totally wrong.

No, I would have never been accepted. I'm just going off of intuition and the little data that Harvard puts out about the wealth the students families.  You seemed to have done well for yourself and congrats!  I like reading stories like yours.

Posted
25 minutes ago, newbee2022 said:

Well, and now tell us how they earn the money for investments.

By #gofundme ???

Very hard work, save and live below your means.  You won't impress anyone, but you'll build equity fast.  Then your money runs on auto pilot, well almost, IF smart.

 

You'd be amazed how fast you can go from 'month to month' to 'holy sh!t, I got more money then I need' and your mortgage is paid off in 5 years 

 

And if you stop with the Sex, Drugs and Rock & Roll, you could have retired much earlier :cheesy:

Posted
1 minute ago, KhunLA said:

Very hard work, save and live below your means.  You won't impress anyone, but you'll build equity fast.  Then your money runs on auto pilot, well almost, IF smart.

 

You'd be amazed how fast you can go from 'month to month' to 'holy sh!t, I got more money then I need' and your mortgage is paid off in 5 years 

 

And if you stop with the Sex, Drugs and Rock & Roll, you could have retired much earlier :cheesy:

Oh, and I expected to get a proper advice what I can do NOW to improve my financial side as you gave advice to your children.

Can't wait to participate 😂

Posted
18 minutes ago, newbee2022 said:

Oh, and I expected to get a proper advice what I can do NOW to improve my financial side as you gave advice to your children.

Can't wait to participate 😂

Told my daughter to buy RE, as soon as you can, and she did, bought a townhouse at Rangsit, she rents out, then bought a condo in high end neighborhood, that she also rents out.   She lives in a ฿12k baht rental (won't impress anyone), near her work to keep costs down, but makes shy of ฿100k a month.   Her Atto 3 cost ฿15k a month, near 0% interest, so no need to pay it off, or buy with cash.  Her BF salary is about the same, and they, she should be retired around 35 yrs old.  She's 25 now, and on her 3rd job, in 3 yrs.  First 2 didn't appreciate her value, or compensate her for it, so she moved on.

 

Started an online business, but her new job takes up a bit too much time, so that's growing slower than it could, so not as profitable yet.

 

Work smarter, not harder.   Live within or way below your means. 

It's not rocket science.  BUILD EQUITY ASAP.

 

You live in TH, then you should be buying land with every extra baht that you have.   The wife has invested in land, and why we have lived monthly payments free for almost 20 yrs.  No mortgage/rent, no vehicle payments, and now, almost 3 years, we don't even have electric or petrol bills :cheesy:

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Posted
2 hours ago, bkk6060 said:

Why?  More and more studies are showing a high end education is becoming obsolete.   Better to learn a trade.

High end education really has 1 major perk that makes it viable vs mid level. The students at Ivy League schools primarily come from wealthy families or at courted by the upper end job market. That gives them the connections to advance into much better occupations with better salaries as those connections are critical on the high end job markets. 

Posted

NO.

 

Yale, Skull and Bones.

 

Encrypted phones, Bitcoin, private jets, islands, top-secret classified docs daily.

 

networking is everything.   

 

If you can't network, you better be the best of the best.  Top Gun.

 

If you are normal......go to the cheapest school in America.   Take your time.  Work at the same time.   Only one frat party a week.   

 

Idiots that say forget a real school and become a plumber thinks a stable job is better than living in a sewer and human waste all your life.   I'd never do that.   Or a truck driver.   Never met a normal one.   Impossible.  Electrician....a little unhinged.   

 

Of course, getting an art degree and owing 200k is worse.  Gotta have rich parents for that degree.

 

don't buy the shovels, sell them.

 

Farang University for Sexpats.   $208,084 and a FREE trip to Pattaya!!!!

 

 

 

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Posted

Just some friendly advice, you might want to stop posting for awhile.

 

Perhaps someone had you thinking you this kind of thing is clever?

 

Perhaps your bar girl fiance' laughs at all your jokes even though she speaks very little English?

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Posted
11 minutes ago, StandardIssue said:

 

 

Perhaps your bar girl fiance' laughs at all your jokes even though she speaks very little English?

She says if i send her to harvard she will love me mak mak

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Posted
53 minutes ago, KhunLA said:

Told my daughter to buy RE, as soon as you can, and she did, bought a townhouse at Rangsit, she rents out, then bought a condo in high end neighborhood, that she also rents out.   She lives in a ฿12k baht rental (won't impress anyone), near her work to keep costs down, but makes shy of ฿100k a month.   Her Atto 3 cost ฿15k a month, near 0% interest, so no need to pay it off, or buy with cash.  Her BF salary is about the same, and they, she should be retired around 35 yrs old.  She's 25 now, and on her 3rd job, in 3 yrs.  First 2 didn't appreciate her value, or compensate her for it, so she moved on.

 

Started an online business, but her new job takes up a bit too much time, so that's growing slower than it could, so not as profitable yet.

 

Work smarter, not harder.   Live within or way below your means. 

It's not rocket science.  BUILD EQUITY ASAP.

 

You live in TH, then you should be buying land with every extra baht that you have.   The wife has invested in land, and why we have lived monthly payments free for almost 20 yrs.  No mortgage/rent, no vehicle payments, and now, almost 3 years, we don't even have electric or petrol bills :cheesy:

If it's true, and I believe, it's not a life for me. 

The last years of my life to save money? I rather enjoy to have a bungalow in CM and a beach house in the South, travelling whenever and wherever I want.

But I admit, if I would be younger, I would have followed your advise.

Thank you. ✌️

Posted
1 minute ago, newbee2022 said:

If it's true, and I believe, it's not a life for me. 

The last years of my life to save money? I rather enjoy to have a bungalow in CM and a beach house in the South, travelling whenever and wherever I want.

But I admit, if I would be younger, I would have followed your advise.

Thank you. ✌️

It's about 'investing to retire', so if already there, then why would you.   Why I don't do anything to generate income, having more than enough already.

 

Topic is about kids & Uni, is it worth it ... or not.  I think the 4 or more years and cost of Uni isn't worth it in the 'west', unless having a connection to use that diploma.   If you aren't an idiot, like many, borrowed money for liberal arts or phycology degree as fairly useless.

 

Better to simply get job, learn a trade, go self employed, save and start RE investing.  People need 2 things, a roof over their heads & food.   Food is too much work.

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