November 4, 2025Nov 4 Having a discussion on facebook about FTT or foreign telegraph transaction which shows up when I use wise to send money to my wife .To get a non o extension the 800k has to show as a foreign transaction but people are using the code FFT in the debate.Are they wrong and therefore I can use wise to transfer the 800k as FTT would satisfy immigration that the money came from abroad
November 4, 2025Nov 4 Popular Post First issue is you have to send money to your own bank account, not your wife's.
November 4, 2025Nov 4 Author 3 minutes ago, Upnotover said: First issue is you have to send money to your own bank account, not your wife's. I know just wanted to clarify the code
November 4, 2025Nov 4 1 minute ago, ian carman said: I know just wanted to clarify the code OK. But I don't think you can choose the code, it's how the receiving bank identifies the transfer.
November 4, 2025Nov 4 18 minutes ago, ian carman said: .To get a non o extension the 800k has to show as a foreign transaction but people are using the code FFT in the debate. Your post is confusing. There are two options for financial requirements for extensions retirement. One in money in bank (held in bank) Second is income method. Only income method requires funds from abroad to be demonstrated. Why transfer funds to wife's account. Do you have a Thai bank account.
November 4, 2025Nov 4 Author 10 minutes ago, DrJack54 said: Your post is confusing. There are two options for financial requirements for extensions retirement. One in money in bank (held in bank) Second is income method. Only income method requires funds from abroad to be demonstrated. Why transfer funds to wife's account. Do you have a Thai bank account. I always thought the initial 800k had to be shown as a foreign transfer which is why I’m asking if FTT via wise is the acceptable code for immigration.I will get a Thai bank when I come to Thailand on a non o visa .I send money to my wife because she’s my wife
November 4, 2025Nov 4 Many people use Wise for the monthly transfers and use those transfers for their immigration extension. I'm not sure I understand what the "debate" is? There's a specific transfer reason that Wise has for this.
November 4, 2025Nov 4 Just now, ian carman said: I always thought the initial 800k had to be shown as a foreign transfer which is why I’m asking if FTT via wise is the acceptable code for immigration.I will get a Thai bank when I come to Thailand on a non o visa .I send money to my wife because she’s my wife Foreign transfer is only required if you are applying to convert from tourist to 90 day non-O visa based on retirement from your local immigration office in Thailand. Some immigration offices don't offer this conversion at all, but for those who do it is a requirement. For the annual extensions, there is no requirement for the money to be from overseas.
November 4, 2025Nov 4 Author 25 minutes ago, Upnotover said: OK. But I don't think you can choose the code, it's how the receiving bank identifies the transfer. Ok but I have read posts where people have stated that can’t use wise has it doesn’t show as a foreign transaction but FTT would ?
November 4, 2025Nov 4 Author 2 minutes ago, BrandonJT said: Many people use Wise for the monthly transfers and use those transfers for their immigration extension. I'm not sure I understand what the "debate" is? There's a specific transfer reason that Wise has for this. The debate is that expats are using the abbreviation FFT rather than FTT so I’m asking if they are getting mixed up and FTT is the correct one
November 4, 2025Nov 4 Author 2 minutes ago, BrandonJT said: Foreign transfer is only required if you are applying to convert from tourist to 90 day non-O visa based on retirement from your local immigration office in Thailand. Some immigration offices don't offer this conversion at all, but for those who do it is a requirement. For the annual extensions, there is no requirement for the money to be from overseas. So you are saying that if on a non o and after 90 days go for the extension the 800k doesn’t have to show as a foreign transfer just seasoned
November 4, 2025Nov 4 2 minutes ago, ian carman said: I always thought the initial 800k had to be shown as a foreign transfer which is why I’m asking if FTT via wise is the acceptable code for immigration.I will get a Thai bank when I come to Thailand on a non o visa .I send money to my wife because she’s my wife You stated applying for extension retirement in Thailand. For extensions money in bank method the 800k does NOT need to be shown as international transfer. For a Non O obtained in Thailand then funds need proof from abroad. For Non O obtained outside of Thailand that is not required.
November 4, 2025Nov 4 Just now, ian carman said: So you are saying that if on a non o and after 90 days go for the extension the 800k doesn’t have to show as a foreign transfer just seasoned YES
November 4, 2025Nov 4 Author 2 minutes ago, DrJack54 said: YES So I could just transfer the money from my wife’s account in Thailand into my newly opened account
November 4, 2025Nov 4 2 minutes ago, ian carman said: So I could just transfer the money from my wife’s account in Thailand into my newly opened account Yes. After the 800k has been in your Thai bank account in your name only for 2 months you can apply for 12 month extension. Unrelated: you did not consider Non O marriage and subsequent extensions.
November 4, 2025Nov 4 1 minute ago, DrJack54 said: Yes Really? Doesn't he have to show the overseas money came directly into his individual (not joint) account?
November 4, 2025Nov 4 Author 4 minutes ago, DrJack54 said: Yes. After the 800k has been in your Thai bank account in your name only for 2 months you can apply for 12 month extension. Unrelated: you did not consider Non O marriage and subsequent extensions. I’ve got enough money to go the retirement way and it’s obviously less complicated
November 4, 2025Nov 4 Author 1 minute ago, NoDisplayName said: Really? Doesn't he have to show the overseas money came directly into his individual (not joint) account? I always thought so ,that’s why I’m checking
November 4, 2025Nov 4 2 minutes ago, NoDisplayName said: Really? Doesn't he have to show the overseas money came directly into his individual (not joint) account? As mentioned, this is only required if applying for the 90-day non-O conversion from immigration in Thailand. The embassy does not require this for a non-O visa outside of Thailand, and it is not a requirement for using banked money to apply for an extension in Thailand. It's only a requirement if using the monthly transfers to show proof of income, but this post is about having the full 800,000 in the bank.
November 4, 2025Nov 4 Author 5 minutes ago, BrandonJT said: As mentioned, this is only required if applying for the 90-day non-O conversion from immigration in Thailand. The embassy does not require this for a non-O visa outside of Thailand, and it is not a requirement for using banked money to apply for an extension in Thailand. It's only a requirement if using the monthly transfers to show proof of income, but this post is about having the full 800,000 in the bank. Ok I must have misread it somewhere in the past
November 4, 2025Nov 4 3 minutes ago, ian carman said: Ok I must have misread it somewhere in the past It's very clear: Non O retirement obtained in Thailand from visa exempt or tourist visa entry then the 800k needs to be international transfer. Non O retirement obtained outside of Thailand does Not have that requirement. Also for extensions either option the funds do not need to be shown as international transfers. Income method method different animal
November 4, 2025Nov 4 Author 6 minutes ago, ian carman said: Ok I must have misread it somewhere in the past This is from Siam visa so definitely confused now
November 4, 2025Nov 4 5 minutes ago, ian carman said: This is from Siam visa so definitely confused now Confused about what? Many threads on extension retirement requirements. Which immigration office and I will post links to extension reports. Here is link to thread my own extension report.
November 4, 2025Nov 4 Author 1 minute ago, DrJack54 said: Confused about what? Many threads on extension retirement requirements. Which immigration office and I will post links to extension reports. Siam visa in Thailand are saying the money for first extension has to be shown as a foreign transfer whereas you are saying doesn’t have to be
November 4, 2025Nov 4 2 minutes ago, ian carman said: Siam visa in Thailand are saying the money for first extension has to be shown as a foreign transfer whereas you are saying doesn’t have to be Where did you obtain your Non O visa. In Thailand or outside? Simple question.
November 4, 2025Nov 4 7 minutes ago, ian carman said: Siam visa in Thailand are saying the money for first extension has to be shown as a foreign transfer whereas you are saying doesn’t have to be The screenshot you posted clearly says "visa application" and NOT extension application. We've said it more than 4 times now, if applying for the VISA in Thailand, then the money must be from overseas. The extension does not have that requirement.
November 4, 2025Nov 4 I use Wise 2 or more times every month to transfer funds (minimum 65K฿ equivalent) from Oz to BKK Bank. Always shows as FTT in my bank book. Note that using other banks or other modes of transfer may show up otherwise.
November 4, 2025Nov 4 5 minutes ago, mfd101 said: I use Wise 2 or more times every month to transfer funds (minimum 65K฿ equivalent) from Oz to BKK Bank. Always shows as FTT in my bank book. Note that using other banks or other modes of transfer may show up otherwise. Completely unrelated to OP situation.
November 4, 2025Nov 4 Author 5 minutes ago, mfd101 said: I use Wise 2 or more times every month to transfer funds (minimum 65K฿ equivalent) from Oz to BKK Bank. Always shows as FTT in my bank book. Note that using other banks or other modes of transfer may show up otherwise. Maybe that’s the confusion over FFT ,it might be the code for other banks
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