On 7/8/2026 at 10:31 AM, Moonlover said:

Not at all. I'm the most padantic (sic) person I know!

I opened mine when I was on a trip to the UK & used my Parents address (where I was staying at the time) stating I was only temporarily resident in the UK (Which was True) but was a Tax Resident in Thailand (Provided them with my TIN) - No problems.

Advised a mate of mine to do the same and he set it all up from Thailand using his father's address then picked up his debit card (optional but very useful when travelling) when he went for a visit.

Can't recommend them highly enough.

On 7/6/2026 at 11:08 AM, wil iam not said:

It is good to change GBP to THB when the rate is good, like yesterday's 44.8, keep it in your THB account until you need to send it, same with Wise.

Today 65000 at 44.4 costs you GBP 14 more! There is very little differend between sending GBP or THB in the final sum.

I do this as well, exchanged £3,300 yesterday at 44.66, IIRC XE was showing the mid-market rate at 44.83 & the TT booth across the road was offering 44.60.

Then I either send the THB directly to Thailand or if the rate drops a lot I just switch it back to GBP (Made £60 when the rate dropped down to 43.25 3 weeks back :) )

Edited July 10Jul 10 by SamSpade

On 7/8/2026 at 7:03 AM, dayo202 said:

Wise will accept a number of documents for proof of residency in Thailand.

Thai driving licence

Yellow book

Pink ID card

You original visa sticker with the latest extension stamp.

Right.

Yet, as of today Friday July 10th, Wise has still not sent the email requesting such proof, as well as maybe any other information.

2 hours ago, Jedimaster said:

Right.

Yet, as of today Friday July 10th, Wise has still not sent the email requesting such proof, as well as maybe any other information.

Same here, Registered for Wise using Thai address. Haven't heard anything from Wise from months. No requests for any documents to verify my details/situation.

Still using Wise to transfer my pensions from my UK HSBC bank to my Kasikorn account as normal.

49 minutes ago, Mutt Daeng said:

Same here, Registered for Wise using Thai address. Haven't heard anything from Wise from months. No requests for any documents to verify my details/situation.

Still using Wise to transfer my pensions from my UK HSBC bank to my Kasikorn account as normal.

Same with me and it would seem many others as well. I've been a Wise patron for 9 years now, always with a Thai address and sending funds to my Thai bank on a monthly basis. If they don't believe that I live in Thailand by now, they never will!

But I suspect it's the Thai regulators that have to be satisfied, not just Wise. We shall see in due course. No point in getting worried about it.

On 7/10/2026 at 11:02 AM, Mutt Daeng said:

Same here, Registered for Wise using Thai address. Haven't heard anything from Wise from months. No requests for any documents to verify my details/situation.

Still using Wise to transfer my pensions from my UK HSBC bank to my Kasikorn account as normal.

Should we assume that the upcoming changes will have no effects (will be transparent) when it comes to money transfered to our Wise account by third parties abroad? In other words, all our Wise account coordinates will remain the same?

17 hours ago, Jedimaster said:

Should we assume that the upcoming changes will have no effects (will be transparent) when it comes to money transfered to our Wise account by third parties abroad? In other words, all our Wise account coordinates will remain the same?

Don't assume anything.

The way I read it, the most important change (for me anyway) is that people who register with Wise using a Thai address and have their home country pensions paid into their Wise Balance will have those payments automatically converted into THB, I had 2 UK pensions being paid into Wise as GBP and I had to change them to be paid into my UK bank account (to prevent them being auto-converted into THB by Wise) and then manually send from my UK account to my Kasikorn account as normal.

On 7/3/2026 at 10:28 AM, wil iam not said:

What do you use instead.please. I have used WISE for these transfers for years, and it has always taken until 2pm on the next working day if Long Term Stay was ticked.

I tried last month and now this month with Revolut, which says transfer is via SWIFT, was instant and was coded as an Iternational Transfer. The difference in cost was a couple of quid.

My WISE is registered at my Thai address. No email yet.

Swift wire transfers from your home bank direct to thai bank are always coded properly with documentation on both ends if needed. May not happen in minutes but if people cant wait 1 or 2 days then people may have other issues to consider.

12 minutes ago, Dan O said:

Swift wire transfers from your home bank direct to thai bank are always coded properly with documentation on both ends if needed. May not happen in minutes but if people cant wait 1 or 2 days then people may have other issues to consider.

SWIFT = +25-40 pounds extra.

Not really worthwhile.

1 hour ago, BritManToo said:

SWIFT = +25-40 pounds extra.

Not really worthwhile.

Nationwide =20 quid and a couple of days. Revolut = FREE and INSTANT. I have done both to prove it.

Edited July 12Jul 12 by wil iam not

58 minutes ago, wil iam not said:

Nationwide =20 quid and a couple of days. Revolut = FREE and INSTANT. I have done both to prove it.

Wise = 8pounds and Xe exchange rate

SWIFT = 20pounds + worse exchange rate + 500bht for Thai bank

5 hours ago, BritManToo said:

Wise = 8pounds and Xe exchange rate

SWIFT = 20pounds + worse exchange rate + 500bht for Thai bank

That's why I used, and suggested Revolut.

Got it the other day.

Did a transfer into Wise to move to Thailand and was asked to confirm my address before they allowed the transfer to go through. It was not a large amount, like for buying a condo. They have never asked since the initial set up.

Notification basically said, depending on your input, we may require further information in the form of a proof of address upload.

Gave them the address in my home country, which I gave at set up, and the transfer went through.

Clearly, I am not living in my home country and at that address, but it's also the address my home country bank has for me.

Not sure what it's all about, but dealt with and back to operating as normal.

On 7/3/2026 at 10:28 AM, wil iam not said:

What do you use instead.please. I have used WISE for these transfers for years, and it has always taken until 2pm on the next working day if Long Term Stay was ticked.

I tried last month and now this month with Revolut, which says transfer is via SWIFT, was instant and was coded as an Iternational Transfer. The difference in cost was a couple of quid.

My WISE is registered at my Thai address. No email yet.

Swift wire transfers from your home bank direct to thai bank are always coded properly with documentation on both ends if needed. May not happen in minutes but if people cant wait 1 or 2 days then people may have other issues to consider.

On 7/12/2026 at 9:02 AM, BritManToo said:

SWIFT = +25-40 pounds extra.

Not really worthwhile.

Cost me 25 usd plus minimal conversion rate in thailand at Krungsri. not sure why you pay an extra 40 pounds

1 minute ago, Dan O said:

Swift wire transfers from your home bank direct to thai bank are always coded properly with documentation on both ends if needed. May not happen in minutes but if people cant wait 1 or 2 days then people may have other issues to consider.

Cost me 25 usd plus minimal conversion rate in thailand at Krungsri. not sure why you pay an extra 40 pounds

Where did I mention 40 pounds. It was Brit Man who said between 25 and 40 pounds extra to do the transfer.

I have been saying that doing a transfer from Revolut, via SWIFT is FREE and takes seconds.

Nationwide, a UK bank, charges GBP 20 plus some to HSBC as the intermediary bank, and Bangkok Bank takes minimum Bht200- maximum Bht.500

I have done it twice with Revolut to prove to myself that it works, and arrives as an International Transfer.

Edited July 13Jul 13 by wil iam not

10 minutes ago, wil iam not said:

Where did I mention 40 pounds. It was Brit Man who said between 25 and 40 pounds extra to do the transfer.

I have been saying that doing a transfer from Revolut, via SWIFT is FREE and takes seconds.

Nationwide, a UK bank, charges GBP 20 plus some to HSBC as the intermediary bank, and Bangkok Bank takes minimum Bht200- maximum Bht.500

I have done it twice with Revolut to prove to myself that it works, and arrives as an International Transfer.

15 minutes ago, Dan O said:

Swift wire transfers from your home bank direct to thai bank are always coded properly with documentation on both ends if needed. May not happen in minutes but if people cant wait 1 or 2 days then people may have other issues to consider.

Banking

Cost me 25 usd plus minimal conversion rate in thailand at Krungsri. not sure why you pay an extra 40 pounds

That was a glitch from Asean Now. I was replying to britman. Not sure why you got included, but take a breath

On 7/10/2026 at 12:22 PM, Moonlover said:

Same with me and it would seem many others as well. I've been a Wise patron for 9 years now, always with a Thai address and sending funds to my Thai bank on a monthly basis. If they don't believe that I live in Thailand by now, they never will!

But I suspect it's the Thai regulators that have to be satisfied, not just Wise. We shall see in due course. No point in getting worried about it.

For those that are worried about the upcoming changes, I would suggest telephoning their support team in Singapore (nearest one to us) or sending an email.

They've been very helpful to me in the past.

4 hours ago, anchadian said:

For those that are worried about the upcoming changes, I would suggest telephoning their support team in Singapore (nearest one to us) or sending an email.

They've been very helpful to me in the past.

Have you the contact number and email address please for future reference ?

22 hours ago, anchadian said:

For those that are worried about the upcoming changes, I would suggest telephoning their support team in Singapore (nearest one to us) or sending an email.

They've been very helpful to me in the past.

To be quite honest I really don't know what all the fuss is about. Wise is hardly likely to throw all of its Thailand customers under the bus simply because it hasn't received some additional documents. (documents that they haven't even requested as yet)

And if you go back through this thread, most of the posts are completely 'off topic' anyway!

Edited July 15Jul 15 by Moonlover

This was an email I received May 4th

It says

August 3rd is the change

3 hours ago, Moonlover said:

Wise is hardly likely to throw all of its Thailand customers under the bus simply because it hasn't received some additional documents.

That's what some people were saying with regards to PayPal's customers who were foreign residents of Thailand when PayPal made a similar transition. It didn't end well.

1 hour ago, Caldera said:

That's what some people were saying with regards to PayPal's customers who were foreign residents of Thailand when PayPal made a similar transition. It didn't end well.

So you think that Wise are going to set up in business here, only to be told 'sorry you can't have any clients here?' How imaginative!

42 minutes ago, Moonlover said:

So you think that Wise are going to set up in business here, only to be told 'sorry you can't have any clients here?' How imaginative!

No, I'm saying that something similar to what happened to PayPal before could happen to Wise as well. So I'd recommend to temper any optimism of the "it can't go wrong, how could it?" kind while we wait to hear which documents they will actually ask for.

No imagination required at all!

As a former PayPal and current Wise customer, I obviously hope that history won't repeat itself.

1 hour ago, Caldera said:

No, I'm saying that something similar to what happened to PayPal before could happen to Wise as well. So I'd recommend to temper any optimism of the "it can't go wrong, how could it?" kind while we wait to hear which documents they will actually ask for.

No imagination required at all!

As a former PayPal and current Wise customer, I obviously hope that history won't repeat itself.

They have already announced which documents they will accept and it all looks pretty straightforward to me. You're right: 'No imagination required at all!'

https://wise.com/help/articles/3W3Vq0ASUBh9AFII3rXsFX/getting-verified-in-thailand?origin=related-article-3hVTV4OmZimsLpW0Z8LB6l

Edited July 15Jul 15 by Moonlover

2 hours ago, Moonlover said:

So you think that Wise are going to set up in business here, only to be told 'sorry you can't have any clients here?' How imaginative!

They arent setting up new business here as they are not a bank. But the have reciprocal agrreement with specific banks in every country they work in. They have to follow the regulations of those banks or banking regulators

I use Wise Australia 2 or 3 times a month to transfer funds to TH. I don't deposit monies in a Wise account but use them purely as a transfer machine for Oz dollars to baht deposited in my BKKBk account. I've seen no indication of upheavals so far at my end.

The only changes so far this year are that:

(1) my transfers from Oz are, as others have experienced, now lightening fast instead of arriving the next day, and

(2) my deposits no longer show up in my BKKBk account as 'FTT'. No sweat, I'll simply print out the deposit page that each transfer produces and which shows clearly that the deposit was made by changing $A in to Baht. When accompanied by BKKBk book that should be sufficient (I thinlk) for my annual renewal in October.

20 minutes ago, mfd101 said:

(2) my deposits no longer show up in my BKKBk account as 'FTT'. No sweat, I'll simply print out the deposit page that each transfer produces and which shows clearly that the deposit was made by changing $A in to Baht. When accompanied by BKKBk book that should be sufficient (I thinlk) for my annual renewal in October.

I've been using this very technic for the last 9 years. It's never been a problem for me.

1 hour ago, Dan O said:

They arent setting up new business here as they are not a bank. But the have reciprocal agrreement with specific banks in every country they work in. They have to follow the regulations of those banks or banking regulators

If you watch this video on Youtube, you'll get a better idea of the changes. My impression is that Wise is moving into Thailand as a registered 'None Bank Fintech Company', which will replace the agencies that they currently use.

1 hour ago, Moonlover said:

I've been using this very technic for the last 9 years. It's never been a problem for me.

If you watch this video on Youtube, you'll get a better idea of the changes. My impression is that Wise is moving into Thailand as a registered 'None Bank Fintech Company', which will replace the agencies that they currently use.

Which agencies are these? You seem to be a self-appointed expert.

4 hours ago, Moonlover said:

They have already announced which documents they will accept and it all looks pretty straightforward to me. You're right: 'No imagination required at all!'

https://wise.com/help/articles/3W3Vq0ASUBh9AFII3rXsFX/getting-verified-in-thailand?origin=related-article-3hVTV4OmZimsLpW0Z8LB6l

Well, as per your link, it seems to me that precious few foreigners who hold Wise accounts in Thailand are going to be able to produce a document which shows their right to live in Thailand for verification purposes:

Visa - whatever non-imm visa was originally used by an account holder to enter Thailand probably expired ages ago.

Work permit - retired account holders are expressly prohibited from seeking employment in Thailand!

Residence permit - permanent residency in Thailand is completely out of reach for most account holders.

12 hours ago, bobwhite said:

This was an email I received May 4th

It says

August 3rd is the change

That's not what I got in my post above.

No doubt, what you received is on its way to me in the near future.