Premier International Worldwide Healthcare

[churchill]

i have been with this company for over a year and fortunately have not had to make a claim - but does anyone have any experience with Premier International in Thailand . They seem not expensive for the cover they provide .

[BSJ]

Hi churchill, I had a look at their website and they are a bit shy about what their premiums are. Do you know? And you say "not expensive" , would you care to elaborate?

[malcolminthemiddle]

I've been with Premier for the past 6 years without claim. Only complaint is the recent 125% increase in premiums without notice at the time of renewal when underwriter was switched from Generali to AVIVA. Their premiums reflect market rates.

[churchill]

Hi churchill, I had a look at their website and they are a bit shy about what their premiums are. Do you know? And you say "not expensive" , would you care to elaborate?

i pay just under 30,000 baht a year , but i believe i have excluded USA and Outpatient cover .

[BSJ]

Thanks for the update mate. The expat club insurance is a bit cheaper by 2400baht but I am not sure if it's identical coverage???

[Flow]

Hi churchill, I had a look at their website and they are a bit shy about what their premiums are. Do you know? And you say "not expensive" , would you care to elaborate?

i pay just under 30,000 baht a year , but i believe i have excluded USA and Outpatient cover .

You're right Churchill, they got different plans. With OPD, without OPD, nil deductable, 30,000 Baht deductable etc. - all plans expensive imo.

I pay 78,000 Baht++ nil deductable, OPD + IPD; OPD no maximum; worldwide coverage except USA and the Caribbean. One of my reasons for choosing Premier, and from what I understand is that they got something what they call "elective" so for example if you need surgery and you "elect" to have it done outside Thailand then it is not a problem. Also ideal for people who frequently travel outside Thailand. Haven't submitted any claims with them yet. Would be interesting to hear from others who have.

To BSJ,

Shop around a bit and google a bit around too. There are so many insurance companies and agents out there. Took me forever to compare and make a final decision...

[BSJ]

Hi Flow, I don't like parting with money if I don't have too! Will compare many before the final decision.