UK pensions

[transam]

Scroll down to Part 11, signing Declaration. Read what you are signing...https://www.gov.uk/government/uploads

/system/uploads/attachment_data/file/324636/br1.pdf

[evadgib]

<deleted post>

Edited April 10, 2016 by evadgib

[loppylugs1]

It is "frozen" from the time one leaves the UK to live in a country where increases are not paid.

Some people run the risk of not informing the DWP of their departure.

Unfortunately this is the Green Eyed Monster in a hole,everybody else should be in that hole too. Public Advisory Notices abound,just likened to this one above, "At Risk",never answered. The risk is a frozen pension if informing,or at best ,a frozen pension,likened to a turkey voting for Christmas

Now I would suggest a mentally challenged, incompetent, deranged agile minded individual would follow the path of the above.

All the "liked" posts from contributors are in that hole,and as that hole widens,even more Public Advisory Notices flourish,state of panic erupts around 5 April

Terminology suggests there is no set days out of the UK ,only for tax purposes,and as long as a UK address is maintained,paid for or not all is kosher Panama style

[denby45]

It is "frozen" from the time one leaves the UK to live in a country where increases are not paid.

Some people run the risk of not informing the DWP of their departure.

Unfortunately this is the Green Eyed Monster in a hole,everybody else should be in that hole too. Public Advisory Notices abound,just likened to this one above, "At Risk",never answered. The risk is a frozen pension if informing,or at best ,a frozen pension,likened to a turkey voting for Christmas

Now I would suggest a mentally challenged, incompetent, deranged agile minded individual would follow the path of the above.

All the "liked" posts from contributors are in that hole,and as that hole widens,even more Public Advisory Notices flourish,state of panic erupts around 5 April

Terminology suggests there is no set days out of the UK ,only for tax purposes,and as long as a UK address is maintained,paid for or not all is kosher Panama style

I would like to agree but unfortunately I am one of those mentally challenged individuals. In short I have no idea what you are going on about in that post.

Den

[loppylugs1]

It is "frozen" from the time one leaves the UK to live in a country where increases are not paid.

Some people run the risk of not informing the DWP of their departure.

Unfortunately this is the Green Eyed Monster in a hole,everybody else should be in that hole too. Public Advisory Notices abound,just likened to this one above, "At Risk",never answered. The risk is a frozen pension if informing,or at best ,a frozen pension,likened to a turkey voting for Christmas

Now I would suggest a mentally challenged, incompetent, deranged agile minded individual would follow the path of the above.

All the "liked" posts from contributors are in that hole,and as that hole widens,even more Public Advisory Notices flourish,state of panic erupts around 5 April

Terminology suggests there is no set days out of the UK ,only for tax purposes,and as long as a UK address is maintained,paid for or not all is kosher Panama style

I would like to agree but unfortunately I am one of those mentally challenged individuals. In short I have no idea what you are going on about in that post.

Den

Did write something else,but ill leave it with your description

Dan

Edited April 10, 2016 by loppylugs1

[transam]

Sure the UK benefit cheats have their hands full, read this story TILL THE END. UK hands are full with crap, foriegn robbers, milkers...Just read it..

http://www.express.co.uk/news/uk/659461/Jail-couple-flew-migrants-for-day-1-6m-benefits-scam

[nontabury]

Sure the UK benefit cheats have their hands full, read this story TILL THE END. UK hands are full with crap, foriegn robbers, milkers...Just read it..

http://www.express.co.uk/news/uk/659461/Jail-couple-flew-migrants-for-day-1-6m-benefits-scam

Obviously the UK does not have enough work shy claimants, there fore we have to encourage immigrants to make the numbers up.

[jpinx]

Sure the UK benefit cheats have their hands full, read this story TILL THE END. UK hands are full with crap, foriegn robbers, milkers...Just read it..

http://www.express.co.uk/news/uk/659461/Jail-couple-flew-migrants-for-day-1-6m-benefits-scam

There have been numerous postings in TV about personal knowledge of scams on the UK benefit system, but there is a hardcore of liberals who refuse to believe that it is a problem bigger than the cases that appear in court. I like the one about the florists

[Kwasaki]

Sure the UK benefit cheats have their hands full, read this story TILL THE END. UK hands are full with crap, foriegn robbers, milkers...Just read it..

http://www.express.co.uk/news/uk/659461/Jail-couple-flew-migrants-for-day-1-6m-benefits-scam

Yeah well at least they were caught and will go to prison and when they come out I hope they will be deported, all the more reason for tighter border controls and elbowing out the EC.

[Rajab Al Zarahni]

Sure the UK benefit cheats have their hands full, read this story TILL THE END. UK hands are full with crap, foriegn robbers, milkers...Just read it..

http://www.express.co.uk/news/uk/659461/Jail-couple-flew-migrants-for-day-1-6m-benefits-scam

Yeah well at least they were caught and will go to prison and when they come out I hope they will be deported, all the more reason for tighter border controls and elbowing out the EC.

There lies a number of further problems. Prison sentences that are too short and don't reflect the magnitude of the crime, the uncertainty of the deportation procedures and getting the money back.

[Kwasaki]

Sure the UK benefit cheats have their hands full, read this story TILL THE END. UK hands are full with crap, foriegn robbers, milkers...Just read it..

http://www.express.co.uk/news/uk/659461/Jail-couple-flew-migrants-for-day-1-6m-benefits-scam

Yeah well at least they were caught and will go to prison and when they come out I hope they will be deported, all the more reason for tighter border controls and elbowing out the EC.

There lies a number of further problems. Prison sentences that are too short and don't reflect the magnitude of the crime, the uncertainty of the deportation procedures and getting the money back.

typo EU not EC.

I think they would get more in Thailand so agree UK prison sentence terms should be reviewed in these types of crime.

Never mind the money back deport them IMO but as you remark I wonder if that will be the case.

Sad old easy going UK.

[NoshowJones]

An overhauled state pension - being paid to new, rather than existing pensioners - has begun, with some set to gain while others lose out.

The government's long-term aim is simplification, stripping away extras such as the second state pension.

It will also become cheaper, in time, for the government with many of those in their 20s and 30s receiving less than they would under the old system.

http://www.bbc.com/news/business-35969065

Anything new by the Government is usually dressed up to look good but in the end all Governments try and do the same thing which is to save spending wherever they can ( unless its on themselves and their servants ). Although the new pension looked good the reality will be that there will be less money spent on the new scheme and more so over time, maybe thats why they try and make them so confusing for people to understand, more wriggle room, they are deliberately complicated to reduce what is paid out.

All current pensioners at least know where they stand and wont get stressed out by all this new carp.

The government is to be congratulated on a brilliant public relations exercise. Under the guise of pension simplification, they have introduced a new state pension where most people will get less, including some (under 10 years contributions) who will get nothing at all, yet cause the general public to form the view that with a single wave of the hand, the state pension has been increased from £119 to £155.

To quote Paul Daniels (who sadly passed away last month)

And that's magic, folks.

Politicians are like semi successful magicians.

They can make money disappear (but not come back ) and they believe that the public believes them.

The public must believe them as they keep voting them in.

[nontabury]

Just read that Jeremy Corbyn has a pension pot of £1,500,000 in the M.P's pension fund, this should produce a weekly pension of nearly £1,000 with yearly increases,added to this his state pension,again subject to a yearly increase and you then wonder how he and his fellow M.P.s can possibly continue to deny ex-pats in certain countries their dues.

[loppylugs1]

Just read that Jeremy Corbyn has a pension pot of £1,500,000 in the M.P's pension fund, this should produce a weekly pension of nearly £1,000 with yearly increases,added to this his state pension,again subject to a yearly increase and you then wonder how he and his fellow M.P.s can possibly continue to deny ex-pats in certain countries their dues.

..well he can,as others of his ilk have done,dumped most in a mess,while enjoying the fruits of his labour...apart from his £1 and a half million its yours to do or die. Should not question your political masters either

[Expattaff1308]

Just read that Jeremy Corbyn has a pension pot of £1,500,000 in the M.P's pension fund, this should produce a weekly pension of nearly £1,000 with yearly increases,added to this his state pension,again subject to a yearly increase and you then wonder how he and his fellow M.P.s can possibly continue to deny ex-pats in certain countries their dues.

Not a bad pension pot for what can only be considered as 'Unskilled Labour'

Socialist my ar*e, they are all the same whichever party they represent, all with their snouts in the trough!!

[canopus1969]

Pension forecast :

The only feed back I get - so will either need to phone or complete the form and post

[Eclipse]

Jeremy Corbyn is a member of The all-party parliamentary group on frozen British pensions.

Or he was last year.

http://www.theguardian.com/money/2015/aug/15/hope-for-expats-uk-pensions

[sometime]

If the vote goes to stay in the EU, and Brussels takes over the UK benefits pension NHS etc as they have said they will do.

My worry is they will adopt the policy if you are not in EU territory you are not entitled to benefits, if this is implemented how many of us will have to return back to the UK, me for one will have to unwillingly return.

[Kwasaki]

If the vote goes to stay in the EU, and Brussels takes over the UK benefits pension NHS etc as they have said they will do.

My worry is they will adopt the policy if you are not in EU territory you are not entitled to benefits, if this is implemented how many of us will have to return back to the UK, me for one will have to unwillingly return.

I don't know for sure but I think UK would Vito it.

[sandyf]

If the vote goes to stay in the EU, and Brussels takes over the UK benefits pension NHS etc as they have said they will do.

My worry is they will adopt the policy if you are not in EU territory you are not entitled to benefits, if this is implemented how many of us will have to return back to the UK, me for one will have to unwillingly return.

You need to clarify, sounds a bit like UK policy.

[i claudius]

If the E.U did that what would happen to the family's of pensioners who do not get 18k a year? Can you imagine thousands of pensioners from around the world landing at Heathrow , homeless and wailing that their family is left behind ,God the papers would love it

[evadgib]

Kicking age discrimination into touch

[sandyf]

It has taken 2 months but I have actually had a reply from Louise Haigh.

"Thank you for contacting me recently regarding the decision by the Government to freeze pensions in certain countries.

As you know, UK citizens living overseas have their state pension frozen at the amount payable when they retired or emigrated unless they live either in the European Economic Area or in a country that has a reciprocal agreement with the UK. This means that around 565,000 UK pensioners - many living in countries such as Australia, South Africa, New Zealand or Canada - have their pension frozen.

As you have said this is a cause considerable hardship and frustration to those who do not have their pension up-rated, especially those who retired or emigrated in the 1970's and 80's.

This issue was debated in Parliament during the passage of the 2014 Pensions Act, when the Labour Party tabled an amendment that would have required the Government to review the costs and benefits of up-rating overseas pensions. However, unfortunately, the Coalition Government rejected this proposal.

There has been discussion in the current Parliament which would have meant that pensioners affected would be entitled to future triple-lock increases to the state pension age, like those pensioners living in the UK. However, the Conservatives did not allow it to go forward for a debate in the House of Commons.

This is an issue causing considerable concern for people, such as yourself, who are seeing their income drop year on year. I understand that my colleague the Shadow Pensions Minister has met with the International Consortium of British Pensioners and the National Pensioners Convention on this exact issue.

As a result, the Labour Party are now pushing the Government to publish a full impact and equalities assessment of the freeze in overseas state pensions and a country-by-country analysis of the number of people affected. It is only right that we know the full impact on pensioners living abroad. As you say, your state pension has diminished by 11% in just 4 years.

As a frontbench spokesperson, I am unable to sign Early Day Motion 767. However the concerns you raise are significant and I will raise them as the issue is debate further in Parliament.

Yours sincerely,

Louise Haigh MP"

[Ricardo]

Typical two-faced response from a politician, ignoring the fact that Labour when-in-power fought inflation-linking tooth-and-nail, and at the taxpayers' expense, all the way to the European courts ! And, to their enduring shame, won their fight to keep those people in steadily-increasing poverty ! Champagne Socialists !

She also says " As you have said this is a cause considerable hardship and frustration to those who do not have their pension up-rated, especially those who retired or emigrated in the 1970's and 80's."

But this ignores the frustration & worry too of those other future-pensioners, who've moved overseas to retire, but will face this problem at whatever delayed-date we're finally allowed to start receiving the miserly pittance which is supposed to enable us to 'live in dignity'.

I do understand that the government has major financial problems, mostly of their own long-term making, perhaps if politicians & civil-servants got the same pension-terms as ordinary workers, then they might be more energetic in finding better solutions ?

But meanwhile "I'm all right Jack/Jill !"

Edited April 21, 2016 by Ricardo

[shunter]

I would be interested and I am sure I am not alone in that interest either in that it would be very revealing to see the break down of the cost involved in bringing the state pensions of the 565,000 discriminated against U.K. pensioners up to date as compared to the one hundred million pounds ''overspend'' concerning the foreign bunce aid payments made to other countries and politicians.

I feel that the that we would find cost of updating those penalised pensioners pensions would amount to a mosquito's bite on an elephants bum.

However I am sure that vested interests would ensure such a revelation would never see the light of day though as no doubt the pockets the foreign bunce aid funds overspend ends up in are very dark and very deep.

Edited April 21, 2016 by shunter

[Oxx]

Could anyone explain the significance of "a country that has a reciprocal agreement with the UK"?

Surely it's the UK that's paying the pensions and is absolutely nothing to do with the foreign country and presence/absence of a "reciprocal agreement".

[Rajab Al Zarahni]

Could anyone explain the significance of "a country that has a reciprocal agreement with the UK"?

Surely it's the UK that's paying the pensions and is absolutely nothing to do with the foreign country and presence/absence of a "reciprocal agreement".

The reciprocal agreement often referred to is either a reciprocal taxation agreement or a reciprocal social security agreement. The terms of these agreements vary depending on the countries which are party to them.

In the case of the UK freezing of pensions, you are absolutely correct in stating that they have nothing whatsoever to do with a country of origin paying an inflation proofed pension to its citizens who reside in certain foreign countries. For years the absence of a reciprocal agreement with Thailand has been cited as the reason that state pension payments are frozen In a nutshell this explanation was just a convenient smokescreen and you can sleep easy at night in the knowledge that Royal Thai Navy gunboats will not shell Portsmouth if the UK government decides to pay inflation proofed increase to it's OAP's in Thailand in the absence of a reciprocal social security agreement.

[nong38]

You can say what you like in opposition because you dont have the power to do it, when you do you find things you did not know, how surprising and you were elected to do what you said and because of what you knew! Its a political trick that all parties use and as we get older, maybe wiser, we remember what they said and what they did. I have yet to be convinced that any of the major political parties have any thoughts about our situation, UKIP well maybe they might be given a chance to see if they are more honourable, the current lot, well, dont hold your breath, but, neither should you give up hope, keep the pressure on the lot of them at every opportunity, we pay their wages, dont be afraid to tell them.

[hathairat2711]

Just a couple of questions

I have now arranged to have my UK pension paid to my Thai bank account.

1. I understand that the first payment will be approx up to seven days later. Is this correct? and

2. I also understand that subsequent four weekly payments will arrive on your allocated day subject of course to US/UK/Thai bank holidays. Again, is this correct?

[transam]

Just a couple of questions

I have now arranged to have my UK pension paid to my Thai bank account.

1. I understand that the first payment will be approx up to seven days later. Is this correct? and

2. I also understand that subsequent four weekly payments will arrive on your allocated day subject of course to US/UK/Thai bank holidays. Again, is this correct?

Yes, more or less.. My payment is now 4 days late, on a Thursday, and always turns up on a Thursday, but it could be a weee bit different for other folk..