NoshowJones

5 hours ago, newbee2022 said:

The UK's policy is easy to understand. 

If you're in Thailand you don't contribute anything to UK. You're not consuming nor buying anything in UK.

And if people complaining about coming hospital expenses in the future, then I've to ask why you don't have any insurance? If you cannot afford just stay in UK. Even there you'll have hot summers.🙏

Yes two weeks out of the full year if you are lucky.

5 hours ago, retarius said:

Well move back there then. Don't whine on AN.

If he moved back to the UK he would soon lose out by having to pay extortionate power bills.  Or he could stop eating or even end up being one of the thousands of old folk who die from cold related illnesses every winter.

5 hours ago, JoePai said:

I know of 2 in Pattaya who had to pay back the 'over claimed' UK pension when the Gov found out where they lived  

If they are living solely on a UK pension ask them what would have happened if they refused to pay any money back.

They cannot take any money from their state pension.

14 hours ago, AlexRich said:

The only way “around it” in my view is if the UK change the rules. But if they choose not to change the rules I think you won’t find a way around it without getting yourself in a great deal of trouble, and that will be more financially painful than a frozen pension. 

No one has been prosecuted yet for living abroad and "fraudulently" claiming the annual OAP increases.

15 hours ago, Wobblybob said:

I think that is a possible answer to those willing to think outside the box. I did an internet search and it's possible to open a Philippine bank account on line without even going to the Philippines. Surely finding a Philippine address can't be that difficult. 

"Surely finding a Philippine address can't be that difficult."  It would need to be a real one for the DWP to send the Proof of Life forms. 

16 hours ago, MicroB said:

 

In 1946, there was the first uplift, which wasn't paid out to pensioners outside of Great Britain. The National Insurance Act 1946  contained a general  disqualification for payment of benefits absent from Great Britain, together with power for regulations to remove the disqualification. Upratings, of which there were three between July 1948 and July 1955, were not payable to persons not resident in Great Britain. The formal policy was made in 1955. Subsequent regulations providing for pension increases have continued to have the same effect. Between 1948 and 1955, the UK entered into reciprocal agreements with France, Italy, Switzerland, the Netherlands and Luxembourg, which provided for payment of retirement pension in the countries concerned. Upratings were paid. Pensions were also payable, by a special arrangement, in  Ireland but were not uprated until 1966. Until 1973, recipricol arrangements were made with 30 countries to allow pension increases. This stopped in 1981. In July 1995, there was a parliamentary debate on the Pension Bill amendments for upratings to be paid, defeated by large majorities.

 

https://hansard.parliament.uk/Commons/1995-05-04/debates/0f8a64d2-9e26-4fc8-813d-2504e909e8ae/Pensions(Expatriates)

 

In theory, all UK pensioners could go home, and their pensions increased to the current rate.

 

https://hansard.parliament.uk/Commons/1994-07-06/debates/6df169bc-8bd2-4d30-909b-312ad520b9d4/OverseasPensioners

 

William Hague pointed out that todays NI contributions pays for today's pensioner, not your future pension. So arguments about paying into a system for future entitlement falls fat on its face. There isn't the money to pay for overseas pensioners, who mostly don't vote, who mostly don't pay taxes, to have their pension increased.

"There isn't the money to pay for overseas pensioners". Really!! There seems to be enough to pay for all these immigrants, legal and illegal, MP's "expenses" etc,etc,etc.

1 hour ago, 1FinickyOne said:

A basket of fruit - 

That was my first thought but Mrs Jones says nowhere to get that in village.

46 minutes ago, rwill said:

have a pizza sent to them

 

In a village?? Good idea in a large town or city.

7 hours ago, YaiJung said:

It's pretty clear at this point.  To them high quality = Asian.  They, the people in charge, don't like to see white faces tainting the scenery.  Been listening to this talk from the people in charge for decades.  Now that Taksin is back brace yourself for more racism and nationalism.  He is the original farang hater. 

Even more than Anutin and the unelected soldier PM in the last "government"??

2 minutes ago, The Fugitive said:

Was it a High Street clinic? The ones with green Thai language only signs?

It is a small clinic with a green cross in the main side street of my small town/village staffed by a doctor and two female assistants, one is I think a nurse and the other at the front desk. Any signs are in Thai.

I had an ear infection for the first time in my life which made lose a bit of hearing in one ear. I was very pleased with the treatment and cost by the doctor and his two female assistants. I would like to give them something to show my appreciation. Any ideas?

18 hours ago, CartagenaWarlock said:

Why? You are an insignificant person who ran away from his home land to take refuge in a foreign land, and possibly to find a woman in a foreign land outside your culture. You don't have any standing in this society. A judge will hear their side of the story. 

If you start reading about some particular incident, you are surely entitled to know what the outcome is, that's why it is in news in the first place.

22 hours ago, onthemoon said:

If you weren't interested, you wouldn't even be in this thread. 

I am on this thread, I got it in the Newsletter but did not know until now that it was in the other forum.

22 hours ago, Nick Carter icp said:

 

   I have no interest in other peoples relationships or sex lives.

Just get on doing whatever you want to do and no need to tell me about it .

I agree, as long as they keep their goings on behind close doors.

21 hours ago, tubby johnson said:

Maybe they were just Thais from Florida. Or Blackpool. Or Grimsby.

 

Weird people.

Yorkshire?? Oh! Wait!

On 4/24/2024 at 9:49 AM, gomangosteen said:

Saw this thread Just my 10c's worth and I'll make a start on my scooter tales here

 

Until 2008 when living in Phuket I had long-term rentals, then got told of this Yamaha Fino 115cc being sold, Swedish man had bought it for his daughter while she holidayed here, and had been used only 4 months, 3800km, then stored. New battery, and removed a big screen and extra driving lights he'd added.

 

Bought it for 30,000 baht. 2009 had it shipped to Sa Kaeo with Thai Post, lived there a year, many dirt and gravel roads, longest ride was 380km in a day (with pillion!). Moved 200km south to Chanthaburi, sold it in 2013 at 54,000km to a friend who still had it at 94,000km before selling.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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August 2013 bought another Fino, new 45,000 baht.

Now 96,800km and as per picture, well looked after, has had every scheduled oil change and maintenance at Yamaha dealer, no accidents.

At that age and mileage has no resale we'll keep it until it stops, daughter now uses it six days a week to/from work until starting uni in June.

Biggest single repair expense has been a new fuel pump 2500 baht in November.

 

December 2023 bought the Honda Click 160 ABS. 69,900 baht and so far 3200km.

Three weeks ago we did a 180km highway ride, all ok.

Considered an ADV 160 but my wife and daughter found it too big to manage.

 

Scooter life is great. Before moving here I'd always had bigger bikes, all the Japanese brands, two Harleys, a Cagiva and two new Triumphs.  Now an auto scooter! Such is life...

 

As well as Honda and Yamaha dealers there's also Lambretta and Vespa dealers in the city, Vespas are very popular with the better-off uni students and I see the dealer organises monthly group rides around the province for 150 and 300cc owners.

 

Happy riding.

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August 2013 bought another Fino, new 45,000 baht.

Now 96,800km and as per picture, well looked after, has had every scheduled oil change and maintenance at Yamaha dealer, no accidents.

At that age and mileage has no resale we'll keep it until it stops, daughter now uses it six days a week to/from work until starting uni in June.

Biggest single repair expense has been a new fuel pump 2500 baht in November.

December 2023 bought the Honda Click 160 ABS. 69,900 baht and so far 3200km.

Three weeks ago we did a 180km highway ride, all ok.

Considered an ADV 160 but my wife and daughter found it too big to manage.

Scooter life is great. Before moving here I'd always had bigger bikes, all the Japanese brands, two Harleys, a Cagiva and two new Triumphs.  Now an auto scooter! Such is life...

As well as Honda and Yamaha dealers there's also Lambretta and Vespa dealers in the city, Vespas are very popular with the better-off uni students and I see the dealer organises monthly group rides around the province for 150 and 300cc owners.

Happy riding.

Great bikes but very heavy on fuel, I'll just stick to Honda, although some of their agents are dodgy.

1 minute ago, JimGant said:

You never handed it to a waiter, who went in the back room to run it? Once they copy all the data on the card, they're good-to-go for online thievery. That's why it's recommended you blank out your CVV number, as it's not needed for "present" card purchases -- only "not present" (online) usage. Obviously, record that number somewhere before you obliterate it (I found permanent ink won't cover up the impression, thus you need to razor blade some plastic off).

 

And, obviously, destroying your card won't stop online thievery, when somebody's already copied your card information. Need to report it immediately to the fraud dept of your bank, who will cancel it -- and any subsequent usage will be denied, and no further liability. Hate the idea of somebody able to empty my bank account, 'cause I have a debit card; credit cards definitely mo' betta.

I was refunded yesterday, and no, I did not hand my card to a waiter, but after what you have said I will make sure my new debit card with another bank does not go out of my sight. Your second paragraph, everything you have mentioned has been done. Thanks.

56 minutes ago, NanLaew said:

 

Unlike a hack where nefarious characters specifically steal personal banking info, there's a chance that your personal banking data has been 'scraped'.

 

You tend to hear about the former, either via the media or from your bank, card company or the business that has been hacked. On the other hand, data 'scrapes' tend to gather a broader range of personal data, not specifically targeting banking info and appears to not set off alarms. Of course, some of that trove of data may have some banking information or can be matched up with something that has.

 

I became aware of the difference a few years back when I learned via an IT-related website that LinkedIn and FaceBook (twice) had data scrapes. I am not a member of the FaceBook but LinkedIn did not advise their membership that this had happened. Furthermore, I asked a friend who is a FB user and he said he hadn't been notified by FB of any security or personal data issues either.

 

I then used a web-based utility that checks if email addresses are secure or has been 'lifted' and linked to fraud and found that the email address I used as my LinkedIn login was red-flagged. After closing that email account and setting up new email accounts with a different ISP, I spent a few days purging online accounts that either used the dodgy email address for a login or were no longer being used. Bit of a ball-ache as the dodgy email address had been in use since Al Gore invented the internet.

Thanks a lot, that is very interesting. I have just had a message from Bangkok Bank that they have put 1,936.81 back into my account, so that was about 2/3rds of what was taken from my account. 

3 minutes ago, Dan O said:

first you said you didnt know about the companies involved and it now turns out you got an email from both companies before the withdrawls? easier if you give all the correct details first so you can get good suggestions. If you went to the bank before the withdrawals were made then you have an argument with the bank as you notified them prior that they were fraudulent and they have cctv that is time stamped to show when you notified them. Debit cards do not have the same protection as Credit cards, just as an FYI and neither have the same protection enforcement here in country as in most western countries. Its obvious that card was skimmed somewhere fairly recently and your data sold. I would be thinking where I used that card at recently

Excellent post thanks, I think now that your last two sentences have got it right. Now that I think about it I did try to sign up for something like FM Movies, but not them, because they had a TV series I could not get with FM movies. So that's why your last two sentences make so much sense.

Thanks again.

3 minutes ago, 1FinickyOne said:

have you considered asking the bank?

Yes, I took my wife with me as the tellers cannot speak much English, so I am just now waiting to hear from them.

I use QR codes everytime I shop at Makro's as they don't accept debit cards. I will start to use them more. I'm confused about your last sentence. Thanks for trying to help.

30 minutes ago, gargamon said:

Better to cut it up and don't get a new one. Use QR codes for payments and cardless withdrawal for cash.

I will wait a little while and see what's best, I have just opened a new account with another bank and kept my Bangkok bank account open but only a deposit account as I transfer funds to my Bangkok bank from my UK bank through Wise.

1 hour ago, VocalNeal said:

 

Or

Have a dedicated prepaid Visa debit card which is only used for online purchases or payments.

I like the idea of deactivating the debit card when it's not in use, I will just need to look through the app and find out how to deactivate the card then activate it when needed.

49 minutes ago, The Fugitive said:

Hackers in Moldova obtained access to my AliExpress account. I had saved my credit card information in my AliExpress account thus they were able to order goods and have them delivered to their address in Moldova. AliExpress sent me an email telling me my goods were on their way. I was too late to stop the first 'trial' purchase but it was only for $6 USD and I got that back from my bank. I cancelled my credit card so further orders couldn't be made.

Yes but mine was a debit card, that's why I thing I will not be refunded. Mine was not hackers I know who they are and have said so, they said they got my bank details from me but my debit card was in my wallet all the time.

1 minute ago, Nick Carter icp said:

 

   Appears to be that someone has been using your card online .

Do you know anyone who is interested in Yoga ?

My card has been in my wallet all the time, no one has access to it. The very first time it happened it appeared as an email. They must have had access to my email address as well as my bank details.