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treetops

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Everything posted by treetops

  1. Not quite if you work on the premise that if you take no up front lump sum but take the tax free amount as part of your regular income (based on these figures) would give you: Income £40,000 Taxable Income £30,000 (25% or £10,000 is tax free) Tax Payable £3,486 (20% of £30,000 -£12,4570 PTA)
  2. It may be geolocked and therefore not accessible using a Thailand based account. You can create another account based in the UK, login and download, or else download from somewhere other than the Play Store. I found this location - it's an older version but updates will process regardless of the geolock. https://apklust.com/en/nationwide-banking-app-down-apk
  3. I was definitely referring to DC type pensions but a quick google search threw up this article which suggests it's also true for DB pensions, although not so simplistic and different rules may apply across different providers. https://www.thisismoney.co.uk/money/pensions/article-9574993/Should-25-tax-free-lump-sum-final-salary-pension.html
  4. North of Pattaya Klang, between the Buakhao and 3rd Road junctions. https://www.google.co.uk/maps/@12.9375165,100.8908385,3a,75y,248.22h,95.03t/data=!3m7!1e1!3m5!1s40ZMXLgLLTfdcROtvsfoJw!2e0!6shttps:%2F%2Fstreetviewpixels-pa.googleapis.com%2Fv1%2Fthumbnail%3Fpanoid%3D40ZMXLgLLTfdcROtvsfoJw%26cb_client%3Dmaps_sv.tactile.gps%26w%3D203%26h%3D100%26yaw%3D312.13663%26pitch%3D0%26thumbfov%3D100!7i16384!8i8192
  5. He/she meant foreign currency transactions (counter withdrawals in this case) not transfers, which with the right card is true.
  6. I don't think E-Extensions are available yet for Non Imm O Marriage visas, and even if they were it's Bangkok only.
  7. Qatar will give you a free change if they change away from a Qsuite aircraft. Pic is from a few years ago but it's still the case today, however they make so many changes it's often difficult to time it right and be sure of a Qsuite.
  8. To talk to a human on Air Asia live chat rather than the bot. Type "Change email" to bot. Ignore responses until you see a "Talk to all star" button. Click on the button. Enter requested details. You'll be put in the queue for a human.
  9. No. Business and First Class passengers only.
  10. Their teacher probably doesn't allow voice calls in class time.
  11. In a recent thread on the same subject someone suggested shining a laser pen at them would get rid of them.
  12. You lose the protection that paying by card offers. Could be important if something goes wrong.
  13. But the "scammer" has offered to pay for the hotel so the price shouldn't bother you.
  14. It's DeeMoney and they've been a transfer partner of Wise for some time now. I don't know why sometimes it comes up as one and sometimes the other.
  15. Really? You've never mentioned it.
  16. Someone posting in the Pattaya forum requesting information on buses to Rayong probably won't find going on the BTS to Ekkamai makes the short list, and certainly won't be the cheapest or the best list.
  17. It's typical Thai quality, but Nakhonchaiair's website will reveal their timetable given a bit of work. Booking online is possible but not to/from intermediate points like Pattaya but the staff in the office are usually pretty helpful.
  18. Maybe you misinterpreted part of it but the solution offered seems to be the easiest and most reliable. Another solution is below for O2 UK users that may apply to other networks too. I think I can do it from the app which seems just as good and easy as a USSD code.
  19. It also depends on your recipient bank. Some can't show the international coding and so transfers go the quick route if below the (currently) 100,000 THB threshold.
  20. It was 50,000 THB but appears to have changed a little while back to 100,000 THB. First screenshot shows seconds and the next one Tuesday (Thai holiday on Monday).
  21. The lump sum is by definition 100% tax free and you are taxed (subject to allowances etc) on the remaining 75%. Unless you have a specific, valid use for the lump sum, the usual advice is not to take it but to take 25% of your ongoing income tax free if your scheme allows it.
  22. They do, and have had for a while now. Unfortunately, as Hammerman has indicated, it isn't seen as a priority. http://www.seahorse-ferries.com/Home/Home.aspx
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