KhunLA

Needed in no toothpicks on the table

Your health fund is about right, IMHO, depending on age. Especially for govt hospital. The rest seems well thought out, and more than enough for comfy lifestyle. My health / oops fund is 1M ... also self insured ... at 71, don't think I would spend much more just to stay alive for another, not so healthy year or two. Seems like a waste of money, and my time, just to suck air & exist. Cure me and I'll spend more. Wife has a few bank accounts, as they only insure 1M each (bank, not account). Have a play fund, never more than 1M, and she usually buys a parcel of land, when it starts to fill up, as she did last week. Land is better, safer investment, and buying anything available on our dead end soi, more so not to have neighbors, and the lots are there, if she ever needs in the future, though very unlikely. She owns about 1/3 of the soi now, and the few lots left, aren't selling, or she'd buy. I bring in ~1M a year, DD for 65k Imm requirement, and our monthly expenses are now around 30k +/~, so the rest goes into the wife's retirement funds. So she has a few satang and land set aside. Her will gives all to our daughter, in case she craps out before me, also unlikely, being 49. We're all bought in, so 30k a month provides more than needed, and also includes our 'thrifty' O&A (out & abouts) a few times a year. We're whole food, home cooks, and really don't eat out that much, don't buy much processed food. Even grow a bit in the greenhouse / garden. Not enough of some things, and way too much of others. Most of our monthly budget goes to food and O&A, as minimal other bills, since almost off grid w/ BEV.

Hillside hotel @ Kanchanaburi, 22 Nov, so not exactly chilly yet ...

How far do you want to travel, as Phu Chi Fa isn't exactly close. Khao Kho, Phetchabun has some nice viewpoints, and gets quite chilly at times, especially if you've been in TH a while and acclimated to warmer temps. Less tha 6 hrs away from T21 Asok. Kanchanaburi, same, 3 ish hours away, unless going up to Mon Bridge, then add a few more hours. There's always Pak Chong & Khao Yai area, though would be my last choice. Never much of a fan. Suan Phaeng, Ratchaburi had some nice views, and around the 3 hr mark. View from room at one hotel. Not high overlooking valley, but nice enough. Another hotel, same area, more of a "viewpoint". May be better accommodation options, as we need pet friendly, and limits our choices. Khao Kho, Phetchabun, further away ... https://www.google.co.th/maps/place/Wat+Phra+That+Pha+Sorn+Kaew/@16.7900757,101.0507916,3a,75y,90t/data=!3m8!1e2!3m6!1sAF1QipOQ0J1B8mdD32t9IV6hB1anJ447C7rVBeMhONdf!2e10!3e12!6shttps:%2F%2Flh3.googleusercontent.com%2Fp%2FAF1QipOQ0J1B8mdD32t9IV6hB1anJ447C7rVBeMhONdf%3Dw152-h86-k-no!7i4000!8i2250!4m24!1m16!4m15!1m6!1m2!1s0x30e29f1e6e996bb9:0x3383716c9b049379!2sTerminal+21+Asok,+Soi+Sukhumvit+19,+Khlong+Toei+Nuea,+Watthana,+Bangkok!2m2!1d100.5604058!2d13.7379635!1m6!1m2!1s0x31204341a5c83115:0xbf2443647c0abbb6!2sDragon+Hill+Q3J2%2BGV5+Unnamed+Road+Khaem+Son,+Khao+Kho+District,+Phetchabun+67280!2m2!1d101.0521943!2d16.781259!3e0!3m6!1s0x31204347c0cca891:0xea28cf0075b52c82!8m2!3d16.790141!4d101.0509634!10e5!16s%2Fm%2F0t_dqd1?entry=ttu&g_ep=EgoyMDI1MTExMi4wIKXMDSoASAFQAw%3D%3D

Coldest is going to be Northern, obviously. Consider a few things, even the highest peaks, aren't exactly high, though not necessarily a bad thing. Also think about access to, any areas around those peaks. Another couple hundred meters isn't going to matter to much difference, view or temp wise. Access & a nice view being more important. There's more than a few viewpoint 'villages' scattered all over TH, especially up North, for like minded people. Searching 'viewpoints' in Gmaps will point out many of them. Some, most, very popular, so weekdays may be better to avoid crowds, and better pricing. Phu Chi Fa, Chiang Rai is a well known area, hotels with views. Many more like in scattered all over. Where are you located now ? How cold do you want it, as it gets down to single digits a couple months of the year. https://www.google.com/maps/place/Phu+Chi+Fa/@19.8582464,100.4271637,1282m/data=!3m1!1e3!4m6!3m5!1s0x30d62d209f1bad2b:0xe30b233aac5d08a5!8m2!3d19.8506746!4d100.4532414!16s%2Fg%2F1hc3ns3gw?entry=ttu&g_ep=EgoyMDI1MTExMi4wIKXMDSoASAFQAw%3D%3D

Pattaya ... F'g amateur hour You think paying is exciting ... nuff said

100 + 500 or maybe 200 for bank statements. Went with 600 instead of 300, in case I was wrong, so all in, 2500 or 2200. Yea, I know, ext only 1900. Had to drive ~100 kms to IO, but powered by excess solar, so, free. Not an inconvenience, as enjoy popping into Hua Hin for a bit of shopping & munch. Do it anyway about once a month on average. In & out of HH Imm about 1 hr +/-. I did add, DD into BBL, and yes, 65+k a month, as need here in TH anyway, for investing & living expense, toys along with O&A. Our actually monthly living expense is only about 30k +/-. so the rest of DD, is play money. Extending in TH, really is way too easy IMHO If not in TH, I doubt I'd be in SEA, as no other place interests me.

Even if you are Thai, they try to deflect. Like this one ... ... "Authorities have arrested a 19-year-old Thai-Myanmar man on Koh Tao after he allegedly attempted to sexually assault a 22-year-old Canadian tourist" ... https://aseannow.com/topic/1378846-koh-tao-teen-nabbed-after-sexual-assault-on-canadian-tourist/

Needed, 150 to 260 km² ... see below: Nong Chok For reference, Nong Chok district of Krung Thep is 236 km²

Haven't a clue who controls, but not renamed.

Due process of undocumented / illegal aliens in the USA, usually starts and ends, with simply being notified of the charges, then bye bye. Once charged or served, then it's their choice, while in mandatory detention, to fight the charge, at their own expense, or simply get deported. At a guess, I'd say most chose simply to be deported. So much so, that many knowing their fate if arrested, self deported themselves before being charged, or having previous charges enforced. Or so I've heard & read.

Just like sports & entertainment celebrities, if you can generate high income, you deserve what ever high salary you can negotiate. That $1T has conditions to it, and quotas that need to be met. The more he makes, the more the stockholders make, and they've done very well, especially in bought in at IPO level pricing. More than a few multi millionaires made simply since Musk's name is attached to his businesses. ... "Tesla stock (symbol: TSLA) underwent a total of 2 stock splits. The most recent stock split occurred on August 25th, 2022" ...

Have you read some of your post ... Nothing is or was boring about my life, very full & happy. Unlike you, I'm not constantly asking about life, I simply do or have already done. ... troll on

Thailand doesn't want any competitive pricing. Starlink is as low as $11 USD a month in some countries. $28-$49 USD in other countries.

Why so many totally ignore the leftist MSM. Been called out so many times for fake news. Why I ignore most AN news threads, as MSM, being the only news allowed, as deemed trustworthy Same goes with any fact checking sites, and a total joke. Sadly much of AI is based on that same misinformation, so one has to ask and word their questions carefully to get an accurate answer.

Tempting indeed. If we didn't have more than we need already, that would be nice. Makes having a system way too practical. Would satisfy most small family needs overnight. Only 2 of us, but we were getting by nicely with just 10kWh ESS, till the other replacement unit showed up. Sat in the foyer for a long week, till AC guys came to clean the units, and gave them a tip, to pick it up and place on the wall mounts Think that one, 10kWh weighed just shy of 100 kg.

Thanks, and agree, as rarely read anything positive about everyday life there. I think it only became popular of late, with former Thai expats, since the embassies stop issuing 'income letters' and those expats not meeting the Thai Imm financials, wanting to stay in SEA, didn't have too many options left. $300 USD and problem solved, not being the worst place to be, I don't think, but not for me.

Sorry for the digression from ... "the history, arts and cuisine of Cambodia" or is thread about prison gang raping, not sure, since I stopped reading after your post, but since I'm not gay, that doesn't interests me. Wasn't really talking to you, rarely if ever do, seriously, as why bother, as you'll never be going to KH anyway, or living in SEA. Just a little Thai perspective, for those that might have read about KH lacking infrastructure, internet, roads, availability of BEV, CS network & solar, in case that may interest some.

Ouch ...

I renewed my TH visa extension just last month also, good till Nov 17 2026. Cost ฿2500 / $77 USD. 90 day online takes about 2 mins, 4X a year, and my money gets DD into local bank for all our needs. Wife bought yet another lot of land this week, paying 340k, and could sell for 500k, if wanting. NO RISK investing (land) so beats our money sitting in a bank in USA or TH. What I leave in USA ( no risk) only gets ~5%. Own home and live < 10 mins from the surf, < 10 mins from rolling hills, 5 mins from all things we need, but still no neighbors within 140 meters, by choice. Good hospital nearby (10 mins), infrastructure, internet, have solar, BEV, excellent countrywide charging station network. All needed for my smile. I find Thais very friendly, and not 'money grabbers' at all. Also find people the same worldwide, most good, a few not so. Pretty sure I wouldn't be any happier any place else in SEA. Different strokes for different folks .... ENJOY

Really, what's an advanced society ? G 7 ... G 20 Is USA advanced, as they lack universal healthcare. AI states about 70 of 200 countries have some kind of universal / lower cost healthcare, for their 'citizens'. Your universal healthcare isn't free, as you are taxed, some countries quite heavily, for healthcare, that you many never use. I prefer the pay as you need plan, as I try to stay healthy, and prefer not to pay for other peoples poor health habits, obesity, vice related health issues, with my earned money. You abuse & ruin your body, then you pay for it, not me. Maybe if you volunteer to live outside the country you paid taxes for healthcare, your whole working life, you should hve enough money to support yourself, and not depend on other people's money. Let me start 👎

This describes every insecure worker in every country that doesn't have control of their finances, living beyond their means and are dependent on others, employers, govt hand outs. Oh well ... ... "That pride is harder for many of us to summon today. Behind the orderliness of everyday life, a quiet desperation simmers. On social media and in private conversations, there is a common refrain: worry over joblessness, wage cuts and making ends meet." ...

Wife, dog, view, coffee, getting ready to catch up with the world, internet ... all from comfort of soft bed. Sky was all orange, like yesterday, 15 mins ago, while making coffee. Oh well ...

@MisterQ No, not seeing any return with furnishing it, rather a loss actually. I've never and wouldn't want a furnished house. Maybe suitable to a first time condo buyer, but that's about it.