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Celsius

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Everything posted by Celsius

  1. The thing is old guy is stubborn and if the surgery is involved he will certainly not follow the required phisio. He still works and he won't even put a compression. I am afraid it will be money down the drain. He says he is not in a lot of pain.
  2. To be fair, I read a few stories of bargirls rescuing broke, stuck with nothing to eat Farang in some old day forums. I wish I bookmarked those.....
  3. Too funny mike. Some payments have gone towards tossing sum salad , water sports, (or use your imagination for for worse scenarios that can not be mentioned here) from prospective German, Arab and Indian future husbands. No emotional damage... beginner - you say. Edit: I have nothing against bargirls, but when talking about them it is important to avoid talking BS
  4. I went for a visa run gloat
  5. I am 49 and I look 50
  6. Japan population 125 million - 3.3 million millionaires. China population 1.4 billion - 780,000 millionaires. And those millionaires do not come to Thailand. You must also think Thailand is also filled with ultra rich when you pass by Thonglor. Too funny.
  7. Would it be able to change the thread title so I don't look like an idiot for future generations googling this topic.
  8. Not me, but my wife's father who is 75 years old. He just got back from a MRI scan and from reading it it looks like a total (Category III) muscle rupture. Some most important text from the scan: "FINDINGS: The study reveals supraspinatus tendinosis with full thickness full width tear at tendon insertion with medial tendon retraction to level of humeral head, measured about 3.0 cm in transverse diameter and 1.4 cm in AP diameter. Mild atrophy of supraspinatus muscle is noted (Goutalliers grade II). There is subscapularis tendinosis with low grade partial thickness tear involved the articular surface at tendon insertion, measured about 0.9 cm in transverse diameter and 0.6 cm in vertical diameter. There is infraspinatus tendinosis with low grade partial thickness tear involved the articular surface at tendon insertion, measured about 1.6 cm in transverse diameter and 0.7 cm in AP diameter. The teres minor tendons show normal size and signal intensity." The hospital (Bangpakok) quoted him 300k for the what I think is keyhole surgery. This will be out of pocket. He managed ,to get MRI scan paid for by using his accident insurance, but they will not cover the surgery as it is over budget. So, today they are going to try and use a 30 baht scheme, but I don't think this is going to work or that it will be free. In any case I did some amateur research even here on Asean now and read some replies by Sheryl. However, some replies got me worried about the surgery as it seems that when it is done on older people it may make things worse or/and the tear might come back. Some suggested that surgery, even for total rapture is not necessary. I found this article which it seems to support this: https://pubmed.ncbi.nlm.nih.gov/29433644/ I just want what is best for the old man.
  9. I am Canadian and have compared private healthcare costs in Montreal (where there is a thriving private healthcare industry) to Thailand. Most costs are cheaper in Montreal. This got me curious and wanted to compare the same healthcare costs to Australia. To my surprise (come on, not really), most of the procedures in Aussie private hospitals are cheaper than Thailand. https://www.bupa.com.au/health-insurance/surgery-cost-calculator mind you this is BUPA and it is probably already an overpriced quote. I think I may just fly to a medical holiday in Australia when I have an issue and deal with competent doctors who I am sure when something goes wrong will not charge me extra for their screw up.
  10. Sorry, I think this is nonsense. The same kind of nonsense when people cry about being ripped off just because they are foreigners. Fact is, Thais get ripped off by Thais more often and far worse than so called Farang. They get beaten, injured and killed by Thais proportionately in much greater numbers than foreigners. I am absolutely certain that Thais treat us better just because they could potentially get in more trouble simply because a 500b fine and a wai does not cut it with most Westerners. We also fight back. Culturally a night and day.
  11. Your wife is correct. I don't understand why white man comes to this forum and does not believe their own wife who by my own experience have a pretty good knowledge about how their country works. And if by some chance you fall for those introductory interest rates, be aware that those rates are also calculated different than your home country... this is the part that will leave you even more confused. Lets say your promo rate is 2.5%, yet it will still be calculated at 7%. Your payments will be lower, but payments towards principal will be counted at 7%. Confusing, eh? And who is taking the loan? The loan term will be adjusted to borrower's age which I think is 60 years max. So, your monthly payments may vary depending on this factor,
  12. Good beating totally deserved. And I must admit it gives me pleasure every time I see a Brit beaten in Thailand.... deservingly, of course. They must think they are back in their PC nanny state where actions do not have consequences.
  13. Start my adult movie production company
  14. Wrong. The survey was taken by American adults. Read the detailed Washington Post article on the issue.
  15. One of the most overrated developers on the planet. Just because the windows don't leak after heavy rain is somehow a pinnacle of real estate ability in Thailand.
  16. Just to put things into context.....
  17. It still requires paying taxes, no? Doubt any retirees qualify.
  18. This topic is not much worse than another glorious bumgun thread. I am guessing that many who praise the wonders of bumgun and have gone to great lengths to even install one back home are also the ones who marry bargirls and bring them home. They never heard of bidet or japanese tolilet but wouold rather have $h1t spread all over the bathroom.
  19. So no need to deposit into Thai bank account at all? Sounds too good.....
  20. 3 million is not a lot of money, but how long does it need to be locked during those 10 years? One of my biggest issues is I croak and the government takes it all.
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