Can I assume that a utility bill, council tax bill or bank statement can be in joint names or must it be in the sole name of the person taking the test. Everything is in joint names. My wife does have sole bank account but doesn't use it very much so any transactions on it will be months old. We could get an up to date endorsed statement from the branch but the transactions will be old.

Any of the above if it clearly has the applicants name and address. Bank statement is probably best as long as it is up to date. You have to jump through hoops to get a bank account!

Ask the bank for an up to date statement.