Mystery of the Swedish man's empty bank account - it was a Thai family inside job after all!

[NonthaburiBear]

very Thais ...indeed

[The Deerhunter]

1 hour ago, chrisinth said:

Yep, understand what you are saying, but not all online sites will trigger your (in this case, mine anyway) bank to ask for an OTP. My debit (ATM) card (Bangkok Bank) is setup for OTP but it has never been asked for using either Lazada or AliExpress, yet for some other sites it will ask. The ATM card I use for online purchases has only about 100,000 in it to narrow the risk of anything going wrong.

 

Getting your hands on somebody's credit/debit card is probably easier than you would think, especially if the offender was a trusted family member. Leave your wallet on the kitchen table; it only takes about 15 seconds to remove from wallet, snap two shots (one if you are confident that you can remember the 3 digit security number on the back) and return to wallet.

Thai system does not use PIN numbers in shops, only in ATM's.  In shops they just ask for a signature and NEVER EVER even look at it.  They were out of the country.  In most countries she could have the card but not use it without a pin for anything in store.   Here, if she also had Mum's or step-Dad's phone or sim. she could have received all the bank security texts and responded correctly and then wiped the text message "conversations." from the phone or sim.   Also, lots of Kerry trucks delivering stuff for a month with NO comments from other family or neighbours.

Edited October 30, 2018 by The Deerhunter

[shackleton]

Thought that was the norm you marry into a Thai family 

what's  yours  is mine and what's mine is well you know the rest 

[Henryford]

Didn't they notice when the daughter had a new iPhone, new motorbike, new clothes etc etc.

[Snow Leopard]

Its the Swedish guy's fault. No excuses. No joint accounts for sure and never give out any information on your personal account. I had a joint account in the UK once a long time ago. Learned my lesson. If you have a supplementary credit card make sure there is a maximum monthly limit on it as well. This is not cynical. It's just prudent. Thai or not Thai doesn't matter. Keep your financial information safe. 

[NonthaburiBear]

never make joint accounts for the sake of love..whatsoever. Keep your dearest close and your money closer.

[Sydebolle]

You cannot be careful enough in the selection of your family. The mother does not want to press charges, the bank (not at fault) is relieved (from what) while the victim is not even mentioned. 

The girl belongs locked for a while and then to be made paying up in full with market-confirm bank interest for the damage. Once settled I would ensure not seeing the brat ever again; that's what I would press for if I would be the victim - but then, what do I know in the age of the "snowflake generation" ............. 

[chrisandsu]

22 minutes ago, NonthaburiBear said:

never make joint accounts for the sake of love..whatsoever. Keep your dearest close and your money closer.

Never have joint accounts when the sole motive of being married is money ! My wife and I have had joint accounts for the last 12 years ! We both work and both pay the bills . Imagine marrying someone and being scared they will run off with your trump  card in the relationship ???? sad .

[bristolgeoff]

I would not be happy what  did she spend it on.what was her excuse.10k nearly. I would make  her pay it back for sure.that is a 1 yr visa if he is married to the mum.how would she feel if he did not get the renewal and had To leave the country.probadly could not care I imagine and find another money tree

[Hoppyone]

17 hours ago, trainman34014 said:

It should be the wife who is locked up for divulging the account details to members of her family !!

Account details were probably lying around house more than likely 

[flexomike]

17 hours ago, ThreeEyedRaven said:

That is a serious shopping spree. 480,000 in a month!

Still, I guess it is easier to make those purchasing decisions, when it is somebody elses money.

not a month, two days, now that is serious shopping

[hotchilli]

18 hours ago, trainman34014 said:

It should be the wife who is locked up for divulging the account details to members of her family !!

Ok so maybe the mother gave the daughter the PIN & card so she could withdraw a little living allowance...

daughter with the brain size of a peanut goes on a half million baht shopping binge & blows the lot...

I wonder what the topic of conversation is back at the Swedish mans house at night ??

[phuketlive]

Damn, what did she buy for 500 000 bahts...

[shy coconut]

15 hours ago, observer90210 said:

First a big relief to all that this was not another case of a dishonest bank employee robbing a foreign customer's account,.

 

Second, a big lesson the to poor Swede in trusting the family of his Thai wife...sorry but the facts speak for themselves.

 

Third, is is very very disrespectful from the Thai wife who should feel herself lucky to have a generous foreign provider, to try to minimalise the theft from her daughter, as that's the impression one get's on reading.

Good job

3 examples of nonsense in one post, you even managed to emphasize "Thai"

just in case we didn't know which nationality you dislike.

 

If you don't like this post, will I go on your ignore list and if so does it work

both ways?

[bander]

19 hours ago, trainman34014 said:

It should be the wife who is locked up for divulging the account details to members of her family !!

I bet the wife was in on the scam and shared the profit with the daughter, a win win for both of them, Swedish sponsor husband is the only loser here, a good advice to him: dump this cheating family. 

[cedel]

First a big relief to all that this was not another case of a dishonest bank employee robbing a foreign customer's account,.
 
Second, a big lesson the to poor Swede in trusting the family of his Thai wife...sorry but the facts speak for themselves.
 
Third, is is very very disrespectful from the Thai wife who should feel herself lucky to have a generous foreign provider, to try to minimalise the theft from her daughter, as that's the impression one get's on reading.

It's rather clear that it's a stunt between the mom and daughter.. The thai wife is a complice for sure ! If I was the Swedish husband, I would have now some serious doubts !

Envoyé de mon SM-G965F en utilisant Tapatalk

[dallen52]

You give them a chance for a better life. 

Take care of the families. 

And it's  never enough. 

 

 

[dallen52]

17 hours ago, KhunBENQ said:

Fun to read through the original thread and see the misc. (mostly false) assumptions.

Robbing bank employes etc.

https://www.thaivisa.com/forum/topic/1059064-swedish-man-and-thai-wife-go-to-chaiyaphum-police-after-half-a-million-missing-from-bank-account/

 

BUT the winner is member @smew  in post #13 from Sep 27:

 

 

Suppose he started with the obvious based on past form, then worked his way backwards to the family.

 

The daughter kopt it when she showed off the brand new phone she found.

Oh and clothes someone gave her.

Oh, I think there was a watch involved too. lol.

[bander]

1 hour ago, phuketlive said:

Damn, what did she buy for 500 000 bahts...

All invested in lao khao and lucky numbers, a lot of lucky numbers, family wanted to get rich without stealing. 

[Media1]

lovely daughter. Is she full Thai the lass

[africasiaeuro]

B.S. - Mom was involved - she was part of the keegong and called her man Farung baah.

[natway09]

Most of us got this one right 

[dallen52]

4 hours ago, inThailand said:

Lock the wife up and go with the daughter. 

Well the daughter is now more better off than his wife..

Keeps it in the family. 

[BestB]

6 hours ago, chrisinth said:

Yep, understand what you are saying, but not all online sites will trigger your (in this case, mine anyway) bank to ask for an OTP. My debit (ATM) card (Bangkok Bank) is setup for OTP but it has never been asked for using either Lazada or AliExpress, yet for some other sites it will ask. The ATM card I use for online purchases has only about 100,000 in it to narrow the risk of anything going wrong.

 

Getting your hands on somebody's credit/debit card is probably easier than you would think, especially if the offender was a trusted family member. Leave your wallet on the kitchen table; it only takes about 15 seconds to remove from wallet, snap two shots (one if you are confident that you can remember the 3 digit security number on the back) and return to wallet.

May well be true what you saying, i use Kbank web shopping card and automatic limit is 0, i personally have to change the limit and to do that, i need OTP. Also i use Ali a lot and surprised to hear they accept debit cards. With credit cards, they require your passport and photo of a card to be reviewed before approving and that takes about 7-10 days.

 

Hard to imagine they allow debit cards with little to no security without running verifications

[TallGuyJohninBKK]

21 hours ago, darksidedog said:

Banks have been in the news recently for exactly what the couple had suggested here, so it seems fair enough and was made slightly tongue in cheek.

The good thing about the matter is that it has been satisfactorily explained.

I am sure the bank had some concerns when they started the investigation, because staff fraud does happen.

And lets be honest, they must be happy that they were found to be in the clear.

A lot happier than the Swedish fella is right now, I am sure, and his wife.

 

 

There's an old saying that even a broken clock is correct twice a day.

 

The fact that this case ended up not having the bank or its staff responsible, based on this news report, doesn't negate all the other cases where the banks, bank staff, and related parties HAVE been found responsible for fraud, theft, etc etc.

 

Speaking personally, I wouldn't want to trust any Thai bank with a large sum of money if I could possibly avoid it. But likewise, I wouldn't want to keep any large sum of money in a Thai bank where I thought anyone else would possibly be able to access it. Thievery is rampant here and often institutional controls aren't very good.

 

It's kind of interesting that at least the TVF translation of the Thai article above doesn't ever explain just how the eldest daughter was able to compromise the account. Did she have access to the mother's ATM card and PIN? Did she know their online banking ID and password? Did she go to the bank and forge some kind of documents to gain access?  The answer to that issue would be very interesting to hear.

 

 

 

[chrisinth]

12 minutes ago, BestB said:

May well be true what you saying, i use Kbank web shopping card and automatic limit is 0, i personally have to change the limit and to do that, i need OTP. Also i use Ali a lot and surprised to hear they accept debit cards. With credit cards, they require your passport and photo of a card to be reviewed before approving and that takes about 7-10 days.

 

Hard to imagine they allow debit cards with little to no security without running verifications

Bkk bank Be 1st card, still showing Visa logo. This is the only card I've used for online purchases in Thailand. Actually has Electronic Use Only written on the left side, but fine for online.

 

Never used a credit card for this, that would be used for larger purchases that require my signature.

[observer90210]

2 hours ago, shy coconut said:

Good job

3 examples of nonsense in one post, you even managed to emphasize "Thai"

just in case we didn't know which nationality you dislike.

 

If you don't like this post, will I go on your ignore list and if so does it work

both ways?

you seem to have a problem. sorry cannot help you. welcome to my ignore list.

[smotherb]

21 hours ago, ThreeEyedRaven said:

That is a serious shopping spree. 480,000 in a month!

Still, I guess it is easier to make those purchasing decisions, when it is somebody elses money.

Can't even buy a good car for that money; easy to spend.

[smotherb]

13 hours ago, katana said:

Photo of the 27 year old daughter in sackcloth and ashes at the police station:

https://www.thairath.co.th/content/1404210

Yeah, sure looks like she got her nose job.

[HerbalEd]

21 hours ago, simoh1490 said:

Oh wait, you were doing just great until the very last line, was it really necessary to imply this might be a rare exception.

So, you're confident that you actually know the statistics of how often this sort of thing happens? How could you possibly know?