Expats overwhelmingly support mandatory health insurance of over 50s: Poll

[DPKANKAN]

1 minute ago, zydeco said:

In my wife's village, there is a woman five years older than you. By 9 am she is drunk as a lord every single day, she wanders around the village and has never been hit by a truck or bike. And as for checkups, she has never even seen a doctor one time in her life. She will outlive you, me, and everyone else trying to live forever.

She's already 'embalmed' !! 5555

[Whyamiandwhatamidoinghere]

Thai Elite 5 year visa will probably come with 5 years of health coverage included in the 15k visa cost. Just got my 2nd 5 year visa before this health are requirement. So I have 5 years before I have to get drilled for more money. But I think I will get a year visa to Vietnam for $255 after and leave Thailand to the Chinese.

 

Thailand has been truly paradise for me. Ive lived my dream of being on a beach with a scotch on the rocks in each hand and my arms around two beautiful Thai girls feeding me mangos. Getting married and settling down was not in the equation. I've preached to many of men about coming here to restart their life and trying to marry and own property here by circumventing the laws since 2006. In the end every piece of soil will return to Thailand. Foreigners marrying Thai has always been frowned upon.

 

Everything has come to past with the military (protectors of Buddhism), now in government forever. They don't want westerners. Too many cultural differences and Thailand has always protected itself from foreign occupation. Yes good men have came and married and respected the culture but the government controlled media out the spotlight  only on the bad men ie overstayers, scammers, sex tourist, pedophiles and international criminals coming to hideout here. Then the found their cash cow... The Chinese. Any country that joins with China will regret the day they did. 

[john west]

2 hours ago, bluesofa said:

So it seems as clear as mud then.

While I know there has been no change (yet) regarding changes for Non O extensions, it wouldn't surprise me if some offices might take  it upon themselves to decide what is required.

 

There was a report last week of one office telling an applicant that his 400K Baht for his marriage extension needed to stay in his account for three months after the application.

Bluesofa
This is the new requirement and yes it is true and same based on retirement extension and yes 800k 2 months before due date of extension based on retirement and have to leave it there for 3 months but can touch it, but providing you do not go below 400k
I noticed you on marriage basis so the normal amount is 400k and not sure and no expert but you have to leave 200k in for 3 months after.
My situation based on extension based on retirement is correct
Check with your Immigration Office.

Edited May 15, 2019 by john west
editing marriage amount

[rabas]

10 minutes ago, mindfulness said:

Nationalistic Prejudice at work again !

 

Sick.  

This has all been planned in advance, especially the policies. It is just a pilot test that applies to a few A-O visa holders. You better believe the authorities are watching the response closely, including monitoring TV threads. Now is a really good time to provide real feedback to them. I.E,

 

I'm happy to find reasonable means to cover my medical needs, But please, I will decide what my medical needs are, and I would refuse to buy trumped up, over priced, 'special for expat' insurance. We are smart enough to know when we are being ripped off.

 

Give use reasonable alternatives, including for those over 70.

When I die, I'm going into a Wat wall, not flying home for US$1M.

 

Edited May 15, 2019 by rabas

[Surasak]

Many people retiring at 65yrs can't get health insurance for one reason or another. NO insurance company will take on anyone past 70 yrs. Insurance companys are natorious for making any excuse not to pay, then how do you cope? All insurance companys are a total rip-off, they do not consider a no claims bonus for health care, just pile on the premiums year after year. 

How many of you people who advocate this insurance, have started out with a reasonable annual premium, only to find it has now gone thru the roof and become unaffordable?

[evadgib]

Pre-existing conditions & billing based on ethnicity of patient rather than nature of injury renders any poll null and void.

[MadMuhammad]

2 hours ago, coxo said:

Health insurance in the form of accident and emergency is ok, as far as outpatient that is just BS.

My insurance just covered 30K+ in outpatient costs for me. Why would you think it’s BS?

[Whyamiandwhatamidoinghere]

3 minutes ago, DPKANKAN said:

She's already 'embalmed' !! 5555

Yeah...She knew all her life what they know now that a shot of single malt whisky prevents stroke and cancers. Like her, I will live forever! Lol! 

[MadMuhammad]

Just now, evadgib said:

Pre-existing conditions & billing based on ethnicity of patient rather than nature of injury renders any poll null and void.

Not true. I just got a policy to cover me for 5mil inpatient among other things with many pre-existing conditions. I just have some exclusions notes. Black & white, no BS. 

[phutoie2]

I would like to see some evidence about ex-pat foreigners living here not paying medical bills.

A few years back I was in Mittarparp Memorial hospital (private) with the dengue.  When it came to payup I was escorted by two male nurses to the ATM.

 

In the same hospital a good buddy of mine had his expensive watch taken for safe keeping and would n't get it back to all bills settled.

[thaiguzzi]

2 hours ago, SoilSpoil said:

I don't. I like to have choices on life, and would never sign up for an 40k outpatient insurance. Ridiculous.

Concur.

What gets me are these statements saying expats cost the health service money.

I've lived here 16 years and been in the wars.
Every time i've had work done in govt hospitals i have paid.

And paid considerably more than a local.

I am not remotely complaining, just saying i pay my way, and i can't see how you can get away without paying.

12 stitches in the head (7+5, 2 x occasions)

2 very bad foot infections (one inc 2 months daily cleaning & re-dressing)

burst appendix

yada nada da bing....

[Wake Up]

2 hours ago, SoilSpoil said:

I don't. I like to have choices on life, and would never sign up for an 40k outpatient insurance. Ridiculous.

As a taxpayer I like choices also. I don’t choose to want my tax dollars paying for medical bills for those that choose to not have health insurance or car insurance or .....

 

life is not free and accidents and illness are a fact of life. If you want to take your chances then frankly doctors and hospitals should be allowed to have the choice to refuse treatment of  you —-but then you would not like their choice. 

[zydeco]

Well, if this is only for the O-A issued outside Thailand, then most of us will not be effected. Immediately. But I can see the reasoning that if you are using the income method for extending your visa that Immigration may say you don't have enough in the bank. Maybe they'll let the people with 800,000 and marrieds with 400,000 have that money count. But I'll bet they are looking at a way to get yearly deposits into banks from the people using monthly income, too. And this is the perfect way.

[evadgib]

9 minutes ago, MadMuhammad said:

Not true. I just got a policy to cover me for 5mil inpatient among other things with many pre-existing conditions. I just have some exclusions notes. Black & white, no BS. 

I would reserve judgement on that until i had tried claiming, but good luck if you're happy.

 

Perhaps you can enlighten us re your age?

Edited May 15, 2019 by evadgib

[sidgy]

Who did they poll?
 
Insurance companies?
Hospitals?
TAT? 

The poll was conducted on Facebook which says it all really. The whole demographic is skewed by using that platform to conduct a poll that affects retirees. I would venture to say a fairly low percentage of over 50’s use it , and even fewer would use it for responding to a poll


Sent from my iPhone using Thailand Forum - Thaivisa mobile app

[wgdanson]

13 minutes ago, Surasak said:

they do not consider a no claims bonus for health care, just pile on the premiums year after year. 

Aetna give 10% for a claim-free year.

[randy723]

I do not believe this poll. ALL expats know that it is the young people that leave their brain on the airplane when they come here and they are 99% of the ones who have to use the hospitals. But they can not make tourist have medical insurance when they come here because the government know that would kill the tourist trade  

[zydeco]

6 minutes ago, thaiguzzi said:

What gets me are these statements saying expats cost the health service money.

In my 10 years here I've had to go to the hospital three times. First thing they ask for is insurance. I had it for the first visit. None since. But when it comes time to check out, the first thing the hospital does is bring in a large orderly, put you in a wheelchair, and push you to the ATM machine. Oh, well. Better than Mexico, where a friend of mine was handcuffed to his hospital bed until he paid. 

Edited May 15, 2019 by zydeco

[Wake Up]

2 minutes ago, thaiguzzi said:

Concur.

What gets me are these statements saying expats cost the health service money.

I've lived here 16 years and been in the wars.
Every time i've had work done in govt hospitals i have paid.

And paid considerably more than a local.

I am not remotely complaining, just saying i pay my way, and i can't see how you can get away without paying.

12 stitches in the head (7+5, 2 x occasions)

2 very bad foot infections (one inc 2 months daily cleaning & re-dressing)

burst appendix

yada nada da bing....

Can’t get blood out of a turnip. And there are a lot of turnips here. Time for all foreigners to pay to insure their health or go home.  I hope my home country will do the same. I don’t want anyone in my home country that is relying on the government to pay for their accident or illness because they do not want or cannot pay for insurance. Why or earth should Thailand taxpayers pay for the risk of foreigners getting hurt or sick. 

[Guderian]

 Why not just shake some chicken bones and then say what the result is, it's every bit as scientific as this garbage.

[zydeco]

1 minute ago, Wake Up said:

Why or earth should Thailand taxpayers pay for the risk of foreigners getting hurt or sick. 

Oh, I don't know. Why should foreigners pay and take the risk to get a lot of Thai school kids out of a cave in Thailand.

[LomSak27]

2 hours ago, jaltsc said:

"According to a straw poll on the Thaivisa Facebook page..."

 

Well, that's about as highly scientific and objective as it gets in Thailand.

Come on what did you expect them to say?

I bet The Insurance Companies are licking there chops at this windfall from farangs too - We are talking win win here for Thaivisa - The Nation Group News   

[randy723]

WHO DID THE POLL. I never seen or heard of a poll and do not believe there was a poll and if there was any smart expat that has been here over 3 years would never vote for this

[CMNightRider]

These polls are as corrupt as the Thai elections.  Let's get real here.  

[lockman07]

More BS propaganda.  They may have interviewed a few short time tourists for their opinions, but probably not.  Everyone I know likes to make their own decisions about how they spend their money.  Total BS lies.  

[Wake Up]

2 hours ago, holy cow cm said:

And just how many of those responding to the supposed survey were over 50?, and have deep roots here?, and...

 

Do you believe “deep roots” in a foreign country entitle you to having your accident and emergency illness bills paid for by the host country.  Too many people with “ deep Roots” underestimate they are living in a foreign country and not entitled to anything other than a visa if they qualify subject to change.  Become a citizen or permanent resident of you truly want “deep roots.”  Otherwise you are a visitor that chooses to spend time and money here nothing more nothing less. 

[ParadiseLost]

30 minutes ago, zydeco said:

I outworked the younger Thai workers building my home.

Not a reliable yardstick, by any means...

[randy723]

is this law just for O-A visa holder or is for people who have retirement visas also??? does anyone know if so please let me know. Thank you

[jmccarty]

I say Yes, unless you can prove you can self insure!  There is no NHS here and a flight away will not work if you have had a heart attack or a stroke, or you are diagnosed with a dreaded disease.

[zydeco]

2 minutes ago, ParadiseLost said:

Not a reliable yardstick, by any means...

That is not my quote you use.