Health Insurance companies?

[Trujillo]

My yearly premium jumped 23,000 baht a year this year at Aetna (fka BUPA). 

 

I thought 68,000 baht was a lot, but 91,000 baht seems a rise too far. 

 

Can anyone suggest health insurance from another company that has some more reasonable rates and decent coverage? 

[OneMoreFarang]

The premium depends on your age (group).

If you are 80 then that's cheap, if you are 20 then it's expensive.

How old are you?

[bkk6060]

They do have a set price based on age my guess is you are in your 60ś.

How long have you been with Aetna?

 

The issue here is if you have a non accident claim for the first 2 years, they have a high percent of ¨existing condition¨ reject.

 

So, if you have an established past with Aetna it is something to think about.

[Puchaiyank]

You probably moved from one age group to another...premiums go up considerably as you age even without any health issues...

[xylophone]

12 minutes ago, Puchaiyank said:

You probably moved from one age group to another...premiums go up considerably as you age even without any health issues...

Yep, mine just jumped to 133,000 baht a year!!

 

Considered cancelling and tried others for quotes and even got a full medical for one insurer, but the conditions and exemptions in the policy made it a joke...........eg, never had a problem with my eyes or my back, but anything to do with these was excluded!!

 

 

[Trujillo]

I just turned 61, and yes, it's an age cutoff rise. 

I have been with BUPA/Aetna for over 10 years, without a claim. 

 

My question was what OTHER insurers are out there that people use and have confidence in? 

[Samuel Smith]

Welcome to the reality of health insurance scam.

[zyxwv]

Can a person get a week insurance whilst in thailand (probably can, but I don't know where to look)

thanks

zyxwv

[xylophone]

14 hours ago, Trujillo said:

I just turned 61, and yes, it's an age cutoff rise. 

I have been with BUPA/Aetna for over 10 years, without a claim. 

 

My question was what OTHER insurers are out there that people use and have confidence in? 

Well the one I tried was Pacific Cross and although less than half the price of mine, I found the exemptions too restrictive. May suit you though as that was just my opinion!

[stevenl]

1 hour ago, zyxwv said:

Can a person get a week insurance whilst in thailand (probably can, but I don't know where to look)

thanks

zyxwv

Check out travel insurance options.

[Trujillo]

What exemptions are you referring to on Pacific Cross? 

[topt]

OP maybe have a look at David Shield?

http://www.davidshield-intl.com/pages/6.aspx

 

or talk to a broker to get comparisons for specific cover.

EG - https://www.aainsure.net/

[Tarteso]

A Good question Trujillo.

 

I have the same problem like you but with AIA. 60y/o, and they will increase the quote more than 30% next year. ????

 

No see any solution. By now.