I just had a birthday that lumps me in the next bracket higher 40-49 and the health insurance price is nearly double 30-39 bracket. Are there any health insurances that have discounts for healthy active lifestyle individuals? I'm more than happy to be physically tested.

I checked into this before and the feedback from the insurance companies was basically that they could penalise you (!!) for leading an active lifestyle, because they considered it more likely that you will suffer from injuries due to your active lifestyle, and there are more likely to make a claim......  Crazy world isn't it?  ????