Home Isolation COVID-19 patients can file insurance claims

[Jonathan Fairfield]

 

BANGKOK (NNT) - The Office of the Insurance Commission has issued an urgent directive to insurance companies, advising them to accept insurance claims from COVID-19 patients getting treatment at home or at community care centers, without making hospitalization a requirement.

 

COVID-19 patients with insurance coverage are entitled to their insurance benefits, even without a record of hospitalization.

 

The Office of the Insurance Commission (OIC) has issued a directive to all insurance companies, saying that patients who opt for the Home Isolation or Community Isolation program, which are treatment arrangements outside of hospitals and intended for patients with mild symptoms, are still eligible to file insurance claims.

 

The OIC Secretary General Suthiphon Thaveechaiyagarn, said today the resolution is a mutual agreement between the OIC, the Thai Life Assurance Association, and the Thai General Insurance Association.

 

Patients with private insurance coverage can claim for the costs incurred in their COVID-19 treatment, as per their coverage, as well as up to 14 days of a daily cash allowance for customers with an applicable insurance package.

 

The directive provides a minimum level of responsibility for insurance firms. The companies may consider providing extra payments beyond these as they deem appropriate.

 

-- © Copyright NNT 2021-08-01

 

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[jacko45k]

Interesting.... my policy specifically excludes OPD.... and here we have them being directed to ignore that, without extra premium. 

[ThailandRyan]

Will be interesting to see if it actually happens or if there are legal challenges and suits filed against the OIC by the Insurance companies, because they are now being made to change a contract already in force by a OIC addendum that has not been agreed to either verbally or in writing, for changing an exclusionary part of the insurance contracts.

[smedly]

Insurance companies won't like this

[clivebaxter]

How to claim for not being able to get treatment?

[NoshowJones]

On 8/1/2021 at 8:07 AM, jacko45k said:

Interesting.... my policy specifically excludes OPD.... and here we have them being directed to ignore that, without extra premium. 

What does OPD mean?